There are so many breeders selling so-called teacup dogs, but are they really the size of a teacup? Teacup dogs are dogs that are small enough to fit into a teacup, which gives rise to the name. They are growing smaller and smaller, because it is believed that that is what people want. Puppies whose size has been intentionally reduced to fit in a teacup are prone to all sorts of health complications. Should we keep reducing their sizes or just enjoy the miniature sizes that are available now?

Teacup Puppy Sale

Often times, the term “teacup dog” is used as a marketing strategy to increase the price of a puppy, as some people find the extremely small size desirable. The term teacup dog encompasses many varieties of toy or miniature dog breeds.

Chihuahuas and Maltese are examples of toy dog ​​breeds. There is no such thing as a “toy chihuahua” or a “Maltese toy”. Chihuahuas and Maltese are already toy breeds, so the term Toy Maltese is a misnomer and leads the buyer to believe that they are buying something even smaller. The AKC standard for a toy breed is 6 pounds and below which, at the time of writing, it would cover so-called teacup breeds. To say that a dog is a Chihuahua teacup possibly suggests that its growth was stunted at birth and therefore has flaws that may not be obvious when purchased.

Getting the most out of normal small breed dogs will give you more satisfaction than a dog that was not bred properly.

Breeding introduction by size

Some dog breeds such as the Shi Tzu (Tibetan temple dog, Tibetan lion dog) have always been small, while other breeds have been reduced from their standard size to miniature and toy.

Before and during the early part of the 19th century, all dogs were working dogs to some degree. Breeding dogs specifically for their appearance was introduced in the mid-19th century. Take, for example, the classic Poodle.

Poodles were used as water hunting dogs for many years until their size was reduced to allow them to become a domestic dog and further reduced to become a lap dog. Many people like smaller breeds because they have a more refined appearance. Breeds that are naturally small are fun but also very protective despite their size.

For many small breed owners, dressing their “babies” in cute clothes has become the latest trend. There is nothing wrong with that as long as the puppy is comfortable. Wearing a coat indoors may not be necessary and can cause the puppy to overheat unnecessarily, but wearing a jacket when outdoors can be beneficial in keeping cold at bay, especially when it has been poorly groomed.

Maltese, Pomeranian, Yorkie, Miniature Pinscher, and Papillion are just a few of the ideal dogs to wear clothes. There are all kinds of small dog clothing available and it includes dog dresses, dog raincoats, dog dresses, and dog coats. There are even booties available to protect your tiny feet.

There is a large selection of clothing available for smaller dogs. If you have a small, toy, or even teacup dog, take the opportunity to see what’s hot for small dogs.

The Foreclosure Letter is one that must be written by the owner and sent to the mortgage company asking them to avoid foreclosure. This is the first communication form on your behalf. You must understand all the problems you face and their reasons. The financial excuse serves as the correct excuse. The company considers your case fit for a “job” only on behalf of this letter.

Examples of foreclosure letters:

Letter sample n. 1

Jack smith

911 Anywhere Street

Somewhere in the city, state 12345

Telephone: 123789234, [email protected]

Adam Jones

Some municipal lender

911 Anywhere Street

Somewhere in the city, state 12345

Loan Number: 1125647 Loan Modification

Date

Dear Mr. Jones,

I am requesting that you give me the opportunity to modify the loan as I am falling behind on my mortgage payments.

The cause of the lapse route is the sudden death of my wife. I was pretty well employed and her death cut my income in half. Also, I couldn’t pay much attention to financial problems due to the emotional setback. I guess I won’t be able to pay the full mortgage in the current monthly payments. I intend to pay them but I don’t have the resources.

Please grant me a temporary reduction or suspension of payments only for a few months. I will balance finances in this time frame. I ask you to help me, as this house has immense emotional value to me. Therefore, I insist on saving foreclosure. Kindly let me know about all the possible options available ASAP. I am eager to reach an agreement and would appreciate a prompt response.

Yours respectfully

Jack smith

Jack Smith Signature

Loan No .: 1125647

Address: 911 Anywhere Street, City of Some Where, State 12345

Phone: 123789234, [email protected]

Letter sample n. 2

Mona jones

911 Anywhere Street

Somewhere city, state 12345

Telephone: 123789234, [email protected]

Shalga morne

Some municipal lender

911 Anywhere Street

Somewhere in the city, state 12345

Loan Number: 1125647 Loan Modification

Date

Dear Mrs. Morne,

I hereby apologize for the default on my mortgage payments. Suddenly I lost my job and I cannot manage income. I ask that you consider my case to resolve it.

The factory where he worked accidentally caught fire. Now the owners have declared bankruptcy. Since the last 2 months, I have not received my salary. I’m trying to get a job elsewhere, but they need some papers for legal matters. My employers have not yet issued those documents. Therefore, I cannot look for work. The crisis would be resolved in 2-3 months.

I ask that you consider my case for a temporary reduction or suspension of my payments only for a few months. I’ll get back on track right now. I am eager to avoid foreclosure. Please help me with all the applicable options for the same. I am eager to reach an agreement. I will wait for the earliest reply.

Yours respectfully

Mona jones

Mona Jones Signature

Loan No .: 1125647

Address: 911 Anywhere Street, City of Some Where, State 12345

Tel .: 123789234, [email protected]

The Singapore Open Super 500 tournament with a prize money of $ 355,000 in World Tour events begins on July 17, 2018 at the Singapore Indoor Stadium, Singapore.

Single men

Individual male Indian players, fourth seed Sameer Verma and sixth seed B. Sai Praneeth are likely to meet in the quarterfinals, based on the draws. While under-seeded Parupalli Kashyap will have the difficult opening, as he will face 2018 Thailand Open finalist and seventh seed Tommy Sugiarto. Another men’s singles player, Subhankar Dey, will face Jason Anthony Ho-Sue of Canada in the first round.

In the previous version, Praneeth won the title against his compatriot Kidambi Srikanth in the summit match of all three games, which lasted 55 minutes. Will the former defend his title? Let’s wait and watch.

Other seeded players in the tournament in the men’s singles event are Chou Tien Chen (1), Ng Ka Long Angus (2), Wong Wing Ki Vincent (3), Khosit Phetpradab (5), Lee Hyun II (8).

While, Gurusaidutt RMV, Shreyansh Jaiswal, Rahul Yadav Chittaboina and Sourabh Verma are required to pass the qualifying rounds before playing in the round of 32.

Female singles

In the women’s singles category, India’s top players Vaishnavi Reddy Jakka, Gadde Ruthvika Shivani and Mugdha Aggrey will have the difficult opening playing on the international circuit.

Vaishnavi will face Japan’s Minatsu Mitani, while Mugdha must fight hard to overcome the tough seventh seed and the underdog. 21 Gao Fangjie.

The six-day tournament will feature elite players Ratchanok Intanon (1), Nitchaon Jindapol (2), Beiwen Zhang (3), MIchelle Li (4), Sayaka Takahashi (5), Cheung Ngan Yi (6) and Pornpawee Chochuwong (8) in the women’s singles event.

Sai Uttejitha Rao, Rituparna Das and Vaidehi Choudhari from India will start the tour of the tournament from the qualifying round.

Top stars on the world leaderboard Viktor Axelsen, Lee Chong Wei, Shi Yuqi, Son Wan Ho, Kidambi Srikanth, Kenta Momota, Chen long, Lin Dan, HS Prannoy, Tai Tzu Ying, Akane Yamaguchi, PV Sindhu, Chen Yufei, He Bingjiao, Carolina Marin, Nozomi Okuhara, Sung Ji Hyun, and Saina Nehwal will miss the action as they are gearing up for the next World Champion starting July 30.

Double category

In the doubles event, second seed Satwiksairaj Rankireddy / Chirag Shetty, seventh seed Arjun MR / Ramchandran Shlok and unseeded Arun George / Sanyam Shukla will battle for the men’s doubles title.

After a very long gap, eighth seeds Ashwini Ponnappa and N Sikki Reddy will share the pitch at the 2018 Thailand Open in the Women’s Doubles category.

Meanwhile, Ashwini will be paired with Satwik in the unseeded mixed doubles event and India’s best pair and eighth seeded Pranaav Jerry Chopra / N Sikki Reddy will play straight from the second round.

The tournament will see emerging Mixed Doubles pair Venkat Gaurav Prasad and Juhi Dewangan from India, who will play third favorites Marcus Ellis and Lauren Smith from England.

The 2018 Singapore Open will be different unlike the recently concluded 2018 Malaysian Open, 2018 Indonesia Open and 2018 Thailand Open as the tournament will see different genres of play on the court, in the absence of some elite players. .

US data

USA, USA or United States of America is a huge country. It is found throughout the North American region. The US is often called the United States, America, or the US and simply “the United States.” It has a total land area of ​​9.6 million square kilometers, which is about half the size of Russia and roughly the same land area as China.

The United States also boasts of having the third largest population in the world after India and China (with about 300 million inhabitants). This wonderful and powerful country includes densely populated cities like sprawling suburbs, as well as vast, naturally beautiful and uninhabited areas. The country has a history of massive immigration dating back to the 17th century. The United States of America is considered the melting pot of cultures around the world.

The United States is not the America represented by film and television. Rather, this country is complex and diverse. Traveling between regions of this country can be expensive and time consuming due to the distances involved.

United States Beach Resorts on the Atlantic

Anchorage Motel – This resort and motel is located at 51 Mount Desert St. Bar Harbor, ME, USA 04609. It has attractive, clean and spacious rooms in the heart of the Bar Harbor family and is even owned and operated by people. who know how to provide professional services.

Better to arrange for arrivals after 7 PM. Bus tours, bike rentals, and whale watching activities, as well as sightseeing tours, free concerts, shopping, dining, and cruises at Village Green are easily accessible on foot from this resort. It is only one mile from the Nova Scotia Ferry and Acadia National Park.

This complex consists of 50 rooms and 2 floors. Hotel amenities include cable television, a city center, wake-up service, and telephone, as well as a 24-hour front desk, air-conditioned rooms, and wireless Internet access. Check in time at this hotel is at 2 PM while check out is at 11 AM the next day. You must pay in US dollars.

Bar Harbor Inn – This hotel is located at 1 Newport Dr, Bar Harbor ME, USA 04609. This hotel or resort is considered one of Bar Harbor’s premier waterfront locations with great amenities in town. It is classified as superior of 1st class by the Official Hotel Guide. It has over 1000 feet of ocean frontage, as well as 8 acres of lush gardens and lawns. Additionally, this site also has 3 distinctly beautiful buildings that are surrounded by a serene coastal path.

It has elegant suites and rooms, king and queen size beds with premium bedding. Almost every room at this site has oceanfront balconies. Hotel amenities range from complimentary continental breakfast to wireless Internet access and luxurious dresses. In addition, the hotel has a restaurant called “Reading Room Restaurant” that offers excellent dining options.

The area has 153 elegantly designed rooms and 3 floors. Hotel amenities include a fitness center, spa, pool, babysitting, valet service, free parking and telephone, as well as meeting facilities, lounge, cable television, and free newspaper. They also have coffeemakers in their hotel rooms, facilities for the disabled and provide room services.

If you’re unfamiliar with this breed, you’re in luck. When you meet a wheat for the first time you are amazed by the beautiful coloration of its coat, hence its name, in contrast to dark and penetrating eyes, black lips and a large black nose. These terriers are gentle, outgoing dogs that will instantly become more friends than the typical terrier.

Let’s get to know this breed better by checking the numbers first. Males grow between 18-20 inches tall or 46-51 cm. while females measure between 17 and 19 inches or between 43 and 48 cm. Males weigh between 35-45 pounds or 16-20 kg. while females weigh between 30-40 pounds or 14-18 kg. These measurements directly place the dog in the medium size category.

You can expect the breed to survive for 12-15 years.

The roots of the dog are steeped in Irish tradition. This was not a dog of the upper class of society. By contrast, the Wheaten was bred by and for the average Irishman who needed a shepherd, hunting buddy, or vermin dispatcher. In fact, the breed was not recognized in the UK until the 1940s, and the AKC did so in 1973.

The Wheaten puppy is generally reddish brown in color and stays that way for about 3-4 months. The coat begins to change to the familiar warm wheat color during this time. Complete color transition will occur in 8-12 months. This very soft coat requires regular attention, such as frequent combing and brushing. Combing your hair is actually considered the best method. The coat has a tendency to tangle if left unattended. This becomes more acute if the coat gets wet. Today, the Wheaten is not considered an outdoor dog for this reason.

Also, the coat should be trimmed regularly. This is important for two reasons. As mentioned above, with the tendency to tangle, trimming the coat decreases this result. Second, although the dog does not shed, one of the main advantages of the breed is that trimming removes loose hair. For prospective dog owners who may be allergic to dogs, Wheaten is an excellent choice, for this reason.

Obedience training is very important. The breed has a tendency to jump and can be very excitable. Some consider them the best greeters in the kingdom of dogs. They are not afraid to wonder and will pounce on you as they decide to explore something new in their environment. We suggest that training start very early. They are quite sensitive and tend to reflect the mood of the owner, so positive and optimistic reinforcement is advisable, with a firm repetition regarding training.

The breed is emotionally well balanced and very determined to please. They can be very sociable with other dogs when introduced correctly. As protectors, they can be trusted to bark at unusual noise or visitors. That said, we wouldn’t categorize the Wheaten as a guard dog. They are too inclined to make friends. However, it is exactly this arrangement that makes the breed a wonderful choice for families with children. Their indulgent nature and willingness to romp around the house make them an immediate favorite with little ones.

Moderate exercise is recommended. You can expect the Wheaten to easily fit into your schedule with regards to walks and “play time.”

Separation anxiety can be a problem with Wheaten. It seems like every time you leave, they consider it a final event. It is best not to create unnecessary attention or excitement around the outings. Quit quietly and be sure to provide a reward upon your return to reinforce the desired behavior.

Wheats have very sensitive skin and do not respond well to flea or tick bites. Itchy skin and hot spots can be expected. They are also prone to various food allergies, ironically to wheat, for example. You should consult with a veterinarian for more details. They are also less tolerant of very hot weather. On the contrary, winter games in the snow are highly desirable. However, in general, Wheatens tend to be a healthy, long-lived breed with regular medical care and a balanced diet.

The Soft Coated Wheaten Terrier is an excellent choice for families with children; for those who suffer from allergies or for those who are looking for a faithful friend for life. With moderate exercise, firm but friendly training, and regular grooming, the Wheaten will provide its owner with countless hours of company.

Since its inception, the global retail scene has seen a sea change in consumer aspirations and a shift across multiple formats, from traditional point of sale to e-commerce platform, evolving further into mobile commerce.

In an attempt to stay relevant in this competitive retail ecosystem, companies and brands are trying to capture the tastes and aspirations of mercurial shoppers, unpredictable, heavily influenced by technological change, who are easily bored and have virtually no specific or permanent tastes. Retailers try to work in tandem with consumer preferences, continually striving to attract customers in every way possible.

Indeed, a rat race is underway, in which the imperative to stay relevant in relatively unexplored territory, such as mobile commerce, as well as traditional retail, has forced retailers to devise multiple strategies to satisfy preferences. ever-changing consumers. .

The definition of “value” that was previously measured as its perceived benefits against the cost of the product has now changed to convenience, at all levels of consumerism. This again depends on the level of product innovation, as well as the fastest, fastest and most reliable delivery options.

With this being an era of experiential retail, companies are working to attract customers with multiple things like restaurants, theaters, and other entertainment options. We can say that retailers are competing to provide their customers with an immersive shopping experience, which will drive them to the stores. Retailers must also compete for consumers’ time with restaurants, spas, theaters, and more to ensure they can retain customers longer.

The much-needed improvement in the retail environment that retailers must ensure is exploring the power of social e-commerce. For example, Nike’s online fitness community selected playlists to match the pace of a runner and expert trainers to provide fitness advice.

In keeping with current retail trends, m-commerce is leading the way. Experts suggest that it is gaining traction around the world. For example, American shoppers prefer to use smartphones to make their purchases. The United States is nowhere near China, due to the unprecedented growth of mobile commerce in the country, where buyers have leapt beyond the era of personal computers directly to mobile commerce. The reason is simply the convenience that mobile shopping options bring them. WeChat is one of these free mobile messaging apps that has amassed 650 million users in less than five years of existence. The app also has a ‘Buy’ button that provides a seamless shopping experience.

By measuring the current shopping habits of millennial customers, who use their mobile devices as a shopping tool, retailers have begun to recognize the importance of mobile technology. Retailers have also identified the characteristics of millennial shoppers, who want personalization, connectivity, and understanding.

Consumers’ shopping habits suggest that there are a plethora of demands that retailers must meet. Now, it’s up to retailers to deliver, whether it’s an in-store experience, a brand that shoppers can identify with, a secure mobile commerce option, an online community to share ideas, or a combination of all of the above. In the long term, retailers, who understand the latent needs of their customers, are likely to win the race for relevance.

Canon 2000D / T7 Configuration

Battery

The first thing to do is to fully charge the battery. Everyone wants to put the battery in and take pictures right away, but you need to fully charge the battery first. By fully charging and then draining the battery as you use it, extend the battery life. It only takes three or four hours. Then put the battery in the camera at the bottom of the camera. If you look at the battery, you will see that there are electrical connectors on one end and there is a Canon logo on the battery, so to place the battery correctly you have the connectors facing the camera and the logo facing you and it will. enters. Like most modern batteries, it will only work one way, so if it doesn’t go in very easily, you’ve likely taken it backwards. When it comes in it will click the clip at the bottom that keeps the battery in and when you want to take the battery out, just undo the clip and it bounces.

Memory card

The second thing to do is put in your memory card. Most professionals tend to use SanDisk memory cards because they offer a lifetime warranty on the card. However, it is worth bearing in mind that they will not replace the contents of the card. So if you have a 16 gigabyte card and you have 10 gigabytes of information videos and still images and then it gets corrupted, they will just replace the card. It really is essential to have a place where you can permanently and securely store these photos and videos and that usually means an external hard drive. Like the battery, the card is electrically conductive and has the logo on the front and if you put it this way so that the logo faces towards you and goes into the little slot above the battery, then you can slide it in.

Lens placement

The next thing to do is put on the lens. The Canon 2000D or Rebel T7 is an APS-C camera, which means it is a crop frame camera. There are two types of 35mm DSLR cameras: full frame or cropped frame. The Canon EOS 2000D is a crop frame camera, which means the sensor is slightly smaller and cheaper, as are the lenses. However, you can still take professional-quality photos and videos. This camera accepts EF-S or EF lenses, but the recommended lens group for the Canon Rebel T7 is the EF-S lens group. When changing your lens, try to keep the camera tilted so that dust and dirt don’t fall on it. This is because the sensor inside the camera is very sensitive and if dust and dirt accumulates, it will damage the sensor and affect your images and videos. It is also incredibly difficult to clean. So when you change lenses, try to do it quickly. On the side of the lens, you will see a white square and if you look at the mounting ring on the Canon T7, you will see a white dot. You just need to wed them together and turn the lens clockwise until you hear them click together. Once it’s clicked, it means it’s fixed on the camera and because it’s an EF-S lens it can now communicate with the camera so it will help with autofocus and autoexposure.

The menus

When you want to access the camera menus, it is very important to make sure that you are in manual mode and the reason is that when you press the menu button, all the menu tabs go to the top. If you were in a different semi-automatic or fully automatic option, when you press the menu options, you won’t see all the tabs at the top. When you turn on the camera for the first time, the screen will ask you to set the date, time zone, and language. The date and time information will be added to the metadata for each image you take. You can change these details by using the cross keys and pressing set. Once you’ve set the time and date, you can set the date format in either the UK version or the US version. Once you’ve chosen the one you want, press that again and then move on. to daylight saving time and move to the time zone and region once everything is correct, just hit OK. If you want to come back at any time to change the time, date or language, you will find them in the CONFIGURATION TAB 2.

Format your memory card

If you have a new card or a card that you have taken from a previous camera, it is very important to format it so that the card and the camera work together. The way to do it is by pressing the menu button and then go to CONFIGURATION TB 1 and here you can see the option to format the card. The important thing to remember here is that when you format the card, you will lose everything, even the images and videos that you have protected will be deleted. Therefore, you should know that everything on the card has been copied or is something you do not want before formatting your card. But if you are happy to do so, click OK and it will format the card and prepare it for use with this camera.

The diopter adjuster

The next thing you need to do is look through the viewfinder and see if what you can see through it looks sharp. If you don’t have 20/20 vision or if you wear glasses, although the camera’s autofocus makes the image absolutely sharp, when you look through the viewfinder it may appear out of focus. By using that diopter adjuster, which is right next to the viewfinder eyepiece, you can change the focus setting to match your eyesight. But remember that if you have the lens in autofocus, the camera will automatically focus the image even if it doesn’t seem sharp to you.

Monitor brightness

If you find that the brightness of the LCD monitor is too bright or too dark, you can change it by going to the SETTINGS TAB 2. Click on the brightness of the LCD screen and choose to make it brighter or darker. However, remember that the optimal setting for checking the exposure on the live view screen is level 4.

The automatic shutdown setting

There is nothing more irritating than the camera turning itself off while you’re still trying to compose an image. While it helps save battery life, it can interrupt your train of thought and slow it down. You can change the time it takes for the camera to turn off by going to SETUP TAB 1 and selecting AUTO POWER OFF. Here you can see that you will be able to choose between 30 seconds and 15 minutes and you can disable it completely if you want. I think setting it in a minute is a good compromise.

ISO setting

The ISO setting manages your sensor’s sensitivity to light entering the camera. The Canon T7 will be in auto ISO settings to begin with, which is very convenient in most cases. However, you will want to control this at some point, especially since the ISO setting has a direct impact on the quality of your image. It is easy to control the ISO using the cross keys. Press the top ISO label and the ISO options will appear on the LCD screen. As a general rule of thumb, ISO 100 to 400 is suitable for sunny or bright light, 400 to 1600 for cloudy or evening skies, and 1600 to 6400 for night and low light shots.

File size and compression

The next thing to consider is the file size and compression ratio. The Canon 2000D will record a 24 megapixel file and that is a very high quality image. The JPEG compression rate will decide the quality of the image when it is stored on your memory card and also how many images you can save on your card. Obviously, it is better to choose the best compression rate so that the choice goes to SHOOTING TAB 1 and goes to the first option, which is image quality. I prefer to choose a large file size and the best compression quality.

If you want to know more, you may not take a look at our manual, which has been written especially for this camera; in fact, we are giving away a sample of our manual absolutely free. It contains 2 full course videos including the full video on how to record movies with the Rebel t7 all you have to do is click the link below and we will send it to you immediately and absolutely free.

Your home and every room in it should match the latest trendy materials, floors, rugs, colors, trends, lights, cushions, kitchen cabinets and everything. Then only you can live a modern life in style. When it comes to kitchen decor, you can’t ignore the gray kitchen design.

Today this particular setup has gained a lot of popularity as more and more homeowners go ahead with it. When you redevelop the kitchen room, you can think about applying the gray designs. When you welcome all your friends, family, and relatives home, they definitely visit the kitchen and spend a lot of time there. The gray designer kitchen with some black exhaust, white ceiling and side walls, and light colored floors and some contrasting furniture all around will welcome guests perfectly.

A little more wooden furniture can be applied to increase the brightness of the favorite room, the kitchen. This type of design for your kitchen will definitely bring in some modern colors and invite more space around. The color, pattern texture, and style of the gray design are just amazing. Kitchen cabinets can also be painted gray to blend in with the surroundings. Slim blue countertops and black touch in the corner will double the look. The range hood and some other accessories on the walls can be painted with black designs and patterns to add style to the kitchen. A contract floor mat will light up the environment around you for some food, snacks, dinners, parties, or just relaxing.

The hottest trend today is definitely gray kitchen design and this is gaining popularity in no time. When the kitchen shelf is gray, there are shades of black on the walls, the floor is covered with rugs in contrasting colors and the walls are also shaded in light colors, some metal or stainless steel appliances around the cabinets and drawers will be perfect. Cool kitchen colors can be warmed up with fruit, flowers, a bowl of snacks, and some drinks. Gray kitchen islands will be perfect for inviting guests and friends into the kitchen to relax, eat, enjoy, and have fun. A built-in shelf for storing books and some modern-looking art pieces will be perfect for adding that extra touch of fashion, light, and glamor in the kitchen.

There are several articles titled “7 Ways to Save on Car Insurance” or “5 Tips to Lower Your Car Insurance Costs” etc, but wouldn’t it be great to have all those savings and discount tricks in one place? ? Below you will find such a list for auto insurance. This list is a complete overview of all the opportunities to save on car insurance in Canada, and was compiled based on the results of numerous discussions with insurance brokers and through analysis of different insurance offers.

1. Compare prices: Find, compare and change insurance companies. There are many insurance providers and their price offerings for the same policies can be very different, so use various online tools and talk to multiple brokers, as each will cover a limited number of insurance companies.

two. Bunch: Do you need home and auto insurance? Most companies will offer you a discount if you bundle them together.

3. Professional membership: Are you a member of a professional organization (for example, Certified Management Accountants of Canada or the Air Canada Pilots Association)? So some insurance companies offer you a discount.

4. Students: Being a student can only result in a student discount.

5. Former students: Graduates of certain Canadian universities (eg University of Toronto, McGill University) may be eligible for a discount at certain insurance providers.

6. Employees / union members: Some companies offer discounts to union members.

7. Older people: Many companies offer special prices for seniors.

8. Direct insurers: Have you always dealt with insurance brokers / agents? Obtaining a policy from a direct insurer (i.e. insurers that work through a call center or online) can often be cheaper (but not always) as they don’t pay an agent / broker commission for each policy sold .

9. Annual vs. monthly payments: Compared to monthly payments, annual payments save insurers administrative costs (for example, sending bills) and therefore reward you with lower premiums.

10. Loyalty: Staying with an insurer longer can sometimes result in a long-term discount for the policyholder.

11. Annual exam: Review your policies and coverage every year, as new discounts may apply to your new life situation if it has changed.

12. Welcome discount: Some insurers offer a so-called welcome discount.

13. Compare your costs: Knowing how much other consumers like you pay for their insurance can help you identify the cheapest insurance providers.

14. Deductibles for auto insurance: Increase your auto insurance deductibles if you think you may incur higher damage payments in the event of an accident. This is especially suitable for more experienced car drivers.

15. Be a second driver: Do you drive a car only occasionally? Become a second album instead of being a main conductor

16. Minimum coverage: Are you driving an old car without great value? Get minimum coverage required by law (primarily liability) with no collision damage (you’re still protected if you damage someone’s car, but damage to your car won’t be covered)

17. Minimum coverage: Driving an inexpensive old car? Then get just a minimum coverage plan required by law (mainly liability) with no collision damage coverage (it doesn’t cover your vehicle damage costs)

18. Take advantage of your credit card: Check if your credit card insurance includes rental car protection. Paying with a card that has rental car protection insurance can save you about $ 20 a day in collision damage waiver fees.

19. Take advantage of rental car coverage: If you frequently rent cars and have a car insurance policy, you should check to see if your own car insurance policy actually covers the rental car. If so, you can save on all Collision Damage Waiver costs for rental vehicles.

20. Rental car driver: If your existing auto insurance policy doesn’t cover your rental car, you can often add it as a rider (policy extension) for $ 20-30 a year. Compared to the $ 20 per day you would pay to rent a car, it’s not a bad deal!

21. Rent, rent, rent: Auto insurance costs are different from province to province (for example, moving from Ontario to Quebec will surely cut your insurance costs in half). If you are moving within a province, you should check for changes in car insurance costs, and ideally you should move to a place where the costs are lower (for example, Burlington, Ontario has one of the lowest car insurance rates tallest in Ontario)

22. CAA Member: CAA Members: Are you a CAA member? Some insurance providers will reward you with lower insurance premiums, including, of course, the CAA.

23. Dash camera: Get a dash cam for your vehicle. Even though installing a dash cam does not result in direct savings (insurance companies do not offer any discounts on dash cam related insurance), it can prove you are not at fault when it is the case of a accident. This allows you to avoid unfair premium increases.

24. Driving course: Sometimes some insurance providers recognize that successfully completing a driving course can help lower your premiums.

25. Improving your driving record: Have a bad driving record? Every three years, previously incurred tickets are removed from your insurance history and your insurance premiums may decrease.

26. Accidents due to fault: Have you had a couple of accidents in the past where you were at fault? With a little patience (six years without accidents), your risk profile will improve, allowing you to once again enjoy reasonable rates on insurance premiums.

27. Age: Older drivers enjoy lower auto insurance premiums. Therefore, in several years your premiums may go down.

28. Make and model of car: Choose your car wisely, as some car models are more susceptible to theft or even have a history of riskier drivers (for example, Toyota Camry, Acura MDX, Toyota RAV4 and Honda Civic are usually quite expensive to insure)

29. Good student: Yes, having good grades can have a lot of positive impacts, and even your car insurance rates! For example, an insurance company rewards students under the age of 25 and with good grades (grade point average of B or higher) with a discount of up to 25%.

30. Multi-car-pack: Bundle multiple cars into one policy and your rate may go down

31. Anti-theft system: Installing a certified anti-theft system in your car reduces the risk of theft and can therefore lead to discounts on insurance.

32. Winter tires: Having winter tires is important for winter driving safety, but it can also help lower your insurance premiums.

33. Repair costs: Choose a car that costs less to repair in case of damage. Repair costs for certain cars (eg Mini Cooper or BMW) are higher than others (eg Ford Focus) and insurance providers know this.

34. Claim history: Keeping a clean claims history can sometimes be more financially feasible than filing claims for minor damage repairs that could result in increased premiums. Contacting an insurance provider / broker could help you figure out what makes sense.

35. Being married: In most provinces, your marital status affects your insurance premiums (except Nova Scotia)

36. Short distance to work: Finding a home close to your workplace reduces the distance you need to drive to work each day and therefore results in lower insurance premiums.

38. Glass drop coverage: For cars with inexpensive windshields, it may be more economical to drop the glass coverage as in combination with the deductibles due in the event of an accident it would pay more. It is up to you to calculate.

39. Discounts for retirees: Some insurance companies will offer different retirement discounts for drivers.

40. Disabilities: Some companies offer discounts for people with disabilities.

41. Hybrid vehicles: Many companies reward driving a hybrid vehicle with lower insurance premiums.

42. Private garage: Parking your car in a safe place (for example, private garage or insurance) typically results in lower insurance premiums with auto insurance providers.

LinkedIn is one of the oldest social media sites that still works today. Founded in December 2002, the platform has grown considerably over the years, unlike the many that have finally disappeared in that period of time.

According to Top Dog Social Media, more than 84 million people use LinkedIn in the United States alone. To put this in perspective, this is around 27% of the entire population. But LinkedIn is not your average social media platform.

Rather than catering to typical social interactions, LinkedIn was developed to help business professionals network and create profiles that are essentially live resumes online.

Being on LinkedIn is an important step for people who hope to continue growing and nurturing their career paths in the construction, engineering, and environmental industries. Here we discuss why.

Building your network

With so many professionals on LinkedIn, the site is the perfect medium to build your network of industry professionals. Other users even have the ability to endorse the skills that you have listed on your profile, which is essentially a check that you can actually perform in the manner that you indicate.

A good network can open a world of opportunity for those who are serious about their careers. It can help you get new jobs or promotions and allow you to stay up-to-date on the latest industry trends, such as:

• What do future material cost projections look like?

• What are the newest technologies or trends to affect these industries?

• What environmental problems are currently occurring around the world?

Curriculum vitae

The term “resume” means that the information on your LinkedIn profile can be constantly updated or added to keep everything as up-to-date as possible.

It is for this reason that so many hiring managers have become used to using these profiles in their process. A person who submitted their resume for consideration three months ago may have new skills or education relevant to that position.

However, to take advantage of this properly, you should keep your profile as up-to-date as possible. When you receive a new certification, earn a degree, or complete a related project, you must include it on your LinkedIn profile within 48 hours of completion.

Allowing your profile to become stale will hamper your career growth. This is especially true of all careers in the construction, engineering, and environmental industries, where staying current is vital for safety and efficiency.

Promote yourself

LinkedIn is the perfect catalyst for career advancement efforts. You can share your profile with other social sites, including blogs or websites. Your profile will also appear in search engine results, which can then be viewed by employers looking for professionals in your industry.

All your professional information is available to everyone, which is a solid asset in building a solid career. Your achievements, certifications, education, previous projects, cover letter, and links that prove what you have stated appear on your page. Providing this information publicly allows you to appear transparent, trustworthy and secure.

Be hired

LinkedIn is one of the best ways for industry professionals to get hired. Your profile gives you the option to indicate that you are open to offers, that you are actively looking for a new job, or that you are not currently open to any offers. Employers or hiring managers can search for professionals seeking employment by industry and desired skills.

While anyone can submit their resumes to specific jobs, using LinkedIn as a method of getting hired is a step above the rest. This is due to the fact that limited work on your own behalf is necessary. Just keep your profile up to date and continue to advance your qualifications so that job openings start pouring in.