Category Archive : Business

Employers are responsible for filing and reporting employment taxes. At the end of the year, employers must prepare Form W-2. The purpose of the form is to report wages, tips, and other compensation paid to an employee. Employers must also use the W-3 form. The form is used to transmit data on Form W-2 to the Social Security Administration.

Employers must withhold different categories for the IRS, including federal income, Social Security and Medicare, additional Medicare, federal unemployment (FUTA), and self-employment taxes.

Federal income tax is generally withheld from the employee’s wages. To calculate how much to withhold from an employee’s wages, employers need to refer to two things: the employee’s Form W-4 and the withholding tables, found in Publication 15, Employer’s Tax Guide. Employers must deposit with holding companies. There are two deposit schedules: monthly and biweekly. The schedules determine when an employer must deposit Social Security, Medicare, and withheld income taxes. “These schedules tell you when a deposit is due after a tax liability arises” (IRS.gov, “Publication 15”, 8/29/2013). The deposit schedule an employer uses is based on the total tax liability reported on Form 941. With this in mind, the deposit is not based on how often the employer pays its employees.

When it comes to Social Security and Medicare taxes, employers must withhold a portion of the employee’s wages and also match the amount. Employers refer to Publication 15 and Publication 15-A, Supplemental Tax Guide for Employers for instructions on how much to withhold from employee wages. Employers are required to deposit the amounts they have. At the time of this writing, “for 2013, the employee tax rate for Social Security increased to 6.2%. The Social Security wage base limit increased to $113,700” (IRS.gov, “Understanding employment taxes”, 8/29/2013). The employee tax rate for Medicare is 1.45% and is withheld from each employee’s pay. The employer tax is 2.9%. “There is no wage base limit for Medicare tax; all covered wages are subject to Medicare tax” (IRS.gov, “Publication 15”, 8/29/2013).

The IRS requires employers to withhold an additional amount for Medicare from an employee’s wages. For example, employers must withhold an additional 0.9% Medicare tax from employees whose wages exceed $200,000 in a calendar year. Employers are required to pay the tax in the same period that they pay an employee in excess of $200,000. The employer must continue to maintain each pay period through the end of the year. Although the employer is required to “share” the other taxes, there is no share in the Additional Medicare Tax. Special rules apply for types of services and payments. See Section 15 of Publication 15 for more information on classes of employment and special types of payments and treatment under employment taxes.

Employers must report and pay federal unemployment tax (FUTA) separately from federal income tax, social security, and Medicare taxes. Employers pay FUTA from their own funds. Employees are not responsible for paying this tax; and employers cannot withhold the tax from the employee’s wages. Publications 15 and 15-A provide guidance and more information on FUTA tax.

Finally, the self-employment tax is a type of Social Security and Medicare tax aimed primarily at those who are self-employed. The self-employment tax is similar to Social Security and Medicare taxes, which are withheld from many employees’ pay. The self-employment tax is appropriate for individuals whose net earnings from self-employment are a minimum of $400 and for church income of $108.28 or more. Self-employed individuals calculate self-employment tax using Schedule SE (Form 1040). The current self-employment tax rate for 2013 is 15.3%. The rate is divided into two parts: 12.4% for Social Security and 2.9% for Medicare (hospital insurance).

After this computation, self-employed taxpayers may opt for a fiscal year other than the calendar year. If they choose the former, then they must use the tax rate and maximum earnings limit that is in effect at the beginning of the tax year. “Even if the tax rate or income ceiling changes during [a] fiscal year, [they must] continue to use the same rate and limit throughout [their] tax year” (IRS.gov, “Self-Employment Tax,” 8/29/2013).

Employers and small business taxpayers can visit the IRS website for more guidance on their state’s specific requirements and the taxes they must pay.

A Bratt Pan is a very versatile kitchen piece of equipment that can be commonly used for eight different cooking methods, although some have limited functionality. These cooking methods are: steamed, poached, fried, stewed, boiled, braised, roasted, and pan-fried. Some versions have limited functionality.

Bratt pans have deep rectangular cooking pots and hinged lids and can be heated by gas or electricity. They are most useful for multi-method cooking of a particular dish or food substance, such as searing a cubed steak with the lid open and on a high heat setting, then closing the lid, adding liquid and turning the heat down to then braising. the golden. meat. This method could also be used to create soups and broths.

Bratt pans get their name from the German word ‘brat’ which means ‘fry’, although in Germany they are actually called ‘Kippentopf’ which means ’tilting pan’. This name is related to the tilt function that Bratt pans have, which can be electric or manual.

The tilt function is used for both cooking and cleaning. When cooking, the pan lid can be closed and the pan can be tilted, allowing liquids and other foods to be poured into the pan through a V-shaped opening, ensuring there is little risk of burning or scalding.

When cleaning, the tilt mechanism can be used to aid rinsing by swirling the water around the pan. Some pans even come with the added feature of being able to connect to the main water supply so that water can be piped directly into the pan for cleaning or cooking.

There is also a pressurized Bratt skillet version that works much like typical pressure cookers. Because the lid can be held on so tightly, water temperatures of over 100 degrees Celsius can be reached and therefore cooking times are reduced.

Bratt frying pans are typically used to produce large volumes of food and are therefore almost always present in large hotels, restaurants, hospitals and universities. They are rarely used for domestic purposes, as their size and the nature of their use do not lend themselves to cooking at home.

Because these items are essentially industrial or commercial equipment, they are designed to last for a few years. However, they still require ongoing maintenance and especially daily cleaning to keep them running efficiently and to maintain health and safety standards.

The simplest answer is no. Neither city has hosted the current owner of the Vince Lombardi Trophy (National Football League), the Larry O’Brien/Walter A. Brown Trophy (National Basketball Association), the World Series Trophy (Major League Baseball), and the Stanley Cup (National Hockey League) in the same year. The closest a city has come thus far is 1988, when the Raiders, Lakers and Dodgers brought championships to Los Angeles. On six other occasions, a city has hosted two of four champions:

  • 1956: New York Giants (NFL) and New York Yankees (MLB)
  • 1971: Pittsburgh Steelers (NFL) and Pittsburgh Pirates (MLB)
  • 1976: Pittsburgh Steelers (NFL) and Pittsburgh Pirates (MLB)
  • 1999: Dallas Cowboys (NFL) and Dallas Stars (NHL)
  • 2001: Denver Broncos (NFL) and Colorado Avalanche (NHL)
  • 2002: Los Angeles Lakers (NBA) and Anaheim Angels (MLB)
  • 2004: New England Patriots (NFL) and Boston Red Sox (MLB)

Sports history scholars, however, are aware that these four trophies have not always represented “the” big leagues. Consider defunct competing major leagues, such as the pre-merger American Football League or the World Hockey Association. Also, the NBA wasn’t always the top basketball league, and other leagues have a good claim to being “the” top basketball league at various times. Finally, we should at least consider the champions of the Canadian Football League considering the number of NHL teams from that country.

Expanding the definition in this way adds relatively few cities to our list. Twice in the late 1920s, three of the four major league champions were from New York: the Brooklyn Giants, Yankees and Celtics in 1927, and the Brooklyn Yankees, Rangers and Celtics in 1928. The Brooklyn Celtics played in the American Basketball League, at a time when the NBA did not yet exist.

Other two-champion cities that consider these competing and defunct major leagues include:

  • 1930: Montreal Canadiens (NHL) and Montreal AAA (CFL)
  • 1932: Toronto Maple Leafs (NHL) and Toronto Argonauts (CFL)
  • 1942: Toronto Maple Leafs (NFL) and Toronto RCAF Hurricanes (CFL)
  • 1944: Montreal Canadiens (NHL) and Toronto HMCS Donnacona
  • 1947: Chicago Cardinals (NFL) and Chicago American Gears (NBL)
  • 1947: Toronto Maple Leafs (NHL) and Toronto Argonauts (CFL)
  • 1948: Cleveland Indians (MLB) and Cleveland Browns (AAFC)
  • 1977: Montreal Canadiens (MHL) and Montreal Alouettes (CFL)
  • 1987: Edmonton Oilers (NHL) and Edmonton Eskimos (CFL) Grades:
    • The Toronto RCAF Hurricanes and Montreal HMCS Donnacona were football teams from various armed forces bases that competed for the Gray Cup during World War II.
    • The Chicago American Gears were in the National Basketball League. The NBL merged with the Basketball Association of America (BAA) in 1949 to form the current NBA.
    • The Cleveland Browns began their history in the All-America Football Conference. The AAFC competed with the NFL for four years. In 1949, the AAFC partially merged with the NFL, the Cleveland Browns winning the NFL championship the following year.

So while no city has completed what could be a “GrandSlam” of major league team sports, New York (twice) and Los Angeles (once) came close.

Credit cards are a convenient method of obtaining credit and, when used correctly, can provide flexibility and a variety of useful benefits for the cardholder. Credit cards are accepted worldwide and are available with a wide variety of credit limits, payment arrangements, and other benefits (such as rewards schemes in which points earned by purchasing goods with the card can be redeemed for more goods and services or credit card refund). Credit cards are a creative, if often risky, way for entrepreneurs to raise capital for their start-ups when more conventional financing is not available. Credit cards are a convenient way to pay bills, but they also make it easy to accumulate debt. Credit cards can also be offered, for a fee. Credit cards are an excellent tool for establishing credit. Credit cards are also easily abused, making it all too easy to buy things before you can actually afford them. Credit Cards Applying online is safe, fast and easy.

interest

Interest rates can vary considerably from card to card, and the interest rate on a particular card can increase dramatically if the card user is late on a payment on that card or any other credit instrument, or even if the issuing bank decides to increase its income. . interest applies to both old balance and new transactions). Interest charges vary widely from one card issuer to another. Interest on cash advances is calculated from the date the transaction is posted to your card account.

Fairy

The fees and service charges for secured credit cards often exceed those charged for regular unsecured credit cards; however, for people in certain situations (for example, after paying off other credit cards, or people with a long history of delinquency on various forms of debt), secured cards can often be less expensive in cost. total than unsecured credit cards, even including the security deposit.

Compared

Compare offers side by side to determine which card is best for you. Compare credit card designs and find the one that best reflects your personality. Compare credit card Fixed rate transfer credit cards the one that best reflects your personality. Compare between the cards and choose the right card for you.

Credit cards really seem more and more like something you can’t live without these days, don’t they? Credit cards give you protection for your purchases, allow you to shop online, and provide protection in case of emergencies. Credit cards essentially give you a short-term loan. Credit cards will affect your credit rating, so consider this decision carefully.

Most people are familiar with the importance of a well-crafted resume and spend a fair amount of time creating one. But just as important is the cover letter that accompanies and introduces your resume.

In an extremely competitive job market, neglecting your cover letter is a big mistake. Why? A cover letter is your first chance to tell a potential employer about yourself, and to do it in your own words. Like a written interview, a cover letter gives you an opportunity to pinpoint applicable experience and qualities that make you a good fit for the job. And just like any other major job search tool, there are certain do’s and don’ts to make sure your cover letter is an asset, not a hindrance.

Personalize your letter.

Nobody likes receiving impersonal mail. Cover letters that begin with phrases like “To Whom This May Concern” sound like random junk or bulk mail, rather than important correspondence. You expect the company to take the time to read your material, so you should also take time to look in the right direction. Call the company, look on their website, or talk to others to find the right contact.

Don’t send a generic cover letter to many different companies.

Hiring managers can spot a mass mailer from a mile away. What catches their attention are the letters that refer to the company and its specific needs. Research the company before writing the letter. Check out recent news and read the company’s website, and then incorporate what you learned into your letter. Doing so will demonstrate to employers that you are informed, motivated, and willing to go the extra mile.

Address the specific position advertised.

Companies that post job openings make your life easier by letting you know what qualities they are looking for. Show the company you paid attention. If a company advertises that it is looking for sales experience, be sure to address your sales experience. One way to do this is by making a table for yourself before writing your letter. List the stated needs of the company in one column and your corresponding experience and qualifications in another column. You can then use that information to write a letter that tells them exactly what they want to know.

Don’t make the reader try too hard to see that you are the one for the job.

Include specific examples about your past successes and experiences. If you’re looking for a marketing position, provide the reader with detailed information about a marketing campaign you’ve run successfully. Don’t just tell the reader you’re motivated. Give an example that shows your motivation. You should present all of your relevant information in a way that allows the person making the hiring decision to easily see how your experience and qualities fit the company’s needs.

Cut to the chase.

Hiring managers receive letters and resumes from dozens and even hundreds of applicants, and often simply don’t have time to read long, wordy letters. Be direct. In the first paragraph, include the title of the position you are interested in, and then immediately move on to your specific qualifications.

Don’t end your letter passively.

No one gets a job sitting at home waiting for the phone to ring. Similarly, not many people get a call once a resume or cover letter is sent. Since you are the job seeker, you need to take the initiative and follow up. Instead of ending your letter with, “I look forward to hearing from you,” close with, “I’ll call you next week to discuss a time to meet.” However, once you’ve included this call to action, be sure to follow through on your own promise.

Write and edit your letter very carefully.

Nothing says “I really don’t want this job” like a cover letter with typos, incorrect information, or misspellings. Make sure the company name is spelled correctly. Check if the contact is male or female. And, although it sounds almost too obvious to mention, be sure to sign your letter. Careless, and easily correctable, errors tell the company that you didn’t take this simple task seriously.

Almost everyone who moves out of their parent’s house will initially rent their own place. It can be an apartment or a house, with one bedroom or four, but it will be rented. Because of this, almost everyone has to deal with the owners. They are generally fair to their tenants. However, if you rent long enough, or are just unlucky, you’ll run into a bad one. A bad property manager may pester you about renting from him even if he’s not due yet, refusing to fix things that break on the property and generally making your life miserable. When you finally move out, they can do the worst trick, withhold your security deposit. Knowing your local tenant law or hiring a lawyer who does can save you from all of this.

Aggravation

The first sign that you have a bad landlord will be that he likes to bother his tenants. You may be harassed for rent every month, even if you have until the fifth to pay. Or they could threaten you with fines for wear and tear. If you know your local laws and know what’s in your lease, you can quickly shut down a harassing landlord. Is the rent they are claiming late? Point out that you have a signed contract that states it doesn’t expire until the fifth, no matter what they say. The damage you’re dealing on the ground? All rental laws have language that it is expected that normal wear and tear of items, caused by normal, daily use, cannot be penalized.

Refusal to fix items

Property owners often get into the business of renting out their properties because it seems like easy money. However, a full month’s rent or more can disappear when property needs repairs. This is why many homeowners will ignore repair requests. Knowing your local tenant law can help you understand what items your landlord is legally required to fix and what you can do if he or she doesn’t fix them in a timely manner. Even luxuries like a dishwasher need to be fixed, since you agreed to the lease with the understanding that the property had a dishwasher.

security deposit retained

The most common and frustrating thing landlords do is withhold all or part of your security deposit after you’ve moved out. They may fabricate damages or have exorbitant cleaning fees to justify not paying the money back. Most tenant laws require the return of the deposit within a certain period, often 30 days. If part of the deposit is withheld, many jurisdictions require an explanation and even receipts. If your property manager does not follow these laws, he can often recover all or part of the deposit withheld. Local statutes can also give you a clearer understanding of whether they were committing a crime.

In conclusion, knowing your local tenant law is important, as it can save you from harassment, complete your repairs, and help you receive your security deposit back intact.

Before Buying a Used Mini Excavator for Sale

Buying a used mini excavator is a great way to save money on construction equipment. However, there are some things to consider before you buy. You should be aware of the different types of excavators available and their features. The cost of a used excavator will vary according to the type and brand. You should also take into consideration the size and horsepower of the machine. There are also several different types of attachments that you can choose from. Depending on the project, you may want to choose attachments that will work best for you.

Mini excavators are compact machines that are typically used in small spaces. They are also used in many different landscaping applications. Buying a used mini excavator is a great way to get a late-model compact mini excavator for sale at a fraction of the new machine cost.

Before buying a used mini excavator, you should conduct a physical inspection. This means checking the hydraulic system, connection points, tracks, and cylinders. The engine and battery should also be inspected. Check for leaks, cracks, and other signs of wear and tear. You should also look for loose parts such as hoses, belts, and cylinders. If you see cracks or leaks, you should avoid purchasing the machine.

Things to Consider Before Buying a Used Mini Excavator for Sale

One of the best ways to find a good used mini excavator is to visit a local construction dealership. These businesses typically have a large inventory of construction equipment from various brands. In addition to mini excavators, these businesses often carry equipment from other leading Allied manufacturers as well.

Buying a used mini excavator will also require a thorough visual inspection. This is to make sure that the machine is in working order. A used excavator should be checked for leaks and signs of wear. You should also look for signs of neglect or shabby repair work. You should also look for signs of dry rot, loose joints, or cracks.

In addition to checking the engine, you should also check the swing bearing and lines. If the mini excavator has a bent bucket, it may indicate that the machine was used for projects that were too large or were not performed properly. If the bucket is brand new, this may mean that the excavator was used for a project that was not its intended use.

A good rule of thumb is that you should look for used mini excavators that have been used for less than 2,000 hours. These machines are not as expensive as new ones and will save you a lot of money over time. You should also look for units that have been manufactured within the past three years.

The cost of a used mini excavator will vary depending on the age, power rating, and brand of the machine. This means that it is important to make sure that you find a dealer with a reputation for delivering quality products at reasonable prices. You should also look for used machines with warranties. The right dealer will take the time to understand your needs and provide you with the proper support once you have purchased the machine.

Expensive infrastructure, the cost of setting up a payroll department, maintaining payroll software, and training internal employees has given rise to software-as-a-solution (SaaS)-based payroll services. Few companies have started online payroll services to help companies focus more on their other important business operations.

When businesses contract with payroll services, they need a computer and Internet connection to access employee payroll summary reports. Whether you are a start-up, small or medium business, you can access and process payroll every month without hiring people and setting up a department. With an account, the business owner can access past payroll information and can process current payroll on time and accurately.

The employer enters job details, salary scale, and other essential information to get the exact amount the employee will be paid each pay period. Payroll calculations also include necessary deductions in terms of loans, debts, taxes from the salary amount.

The best part of the SaaS based payroll service is that the details entered for a particular employee are stored for the next payroll procedure. Plus, it eliminates the need for manual calculations, which are often considered the number one reason for errors in payroll processing. Once you have entered the details into the system, you just need to preview and approve it to go directly into the employees account via direct deposit.

In addition to payroll services, they also pay and file payroll taxes based on federal, state, and local laws. With this, the company can be sure that they have made the payment in an accurate and timely manner to avoid all kinds of fines and fees. Also, even if the company receives any kind of notice from the IRS department, it becomes the duty of the outsourced company to handle all the issues. Thus, the company can be sure that it will not have to make payments against penalties imposed by the IRS department.

As you’re ready to take online payroll for your small business, you need to make the right selection to get maximum features at a reasonable price. You can check their reviews posted online to see their abilities to meet the expectations of their customers. In addition, a direct interaction with sales representatives will also help you resolve your queries related to your solutions and services. You can request a free quote as the first step in making a selection for your company and you can continue later.

A question I am often asked is: I need help, but I don’t know if I need an independent contractor or an employee.

It’s a tough question and not an easy one to answer without digging into your business. I would like to give you some food for thought so that you can think on the right path.

First, the reason you care is because if you treat someone as an independent contractor, yet the IRS or DOL views them as an employee, you will be subject to fines, penalties, and back taxes. OH! Consider these questions before deciding.

Is the project based on work? If you have a project or “to-do” item that you can deliver and are only concerned with the outcome and not how it’s done, get a contractor.

Does the person need to be in your office to complete work at certain times? If you’re telling someone when and where you’ll be working, you need an employee.

Do you care when one person does the job? If you’re only concerned with the work being done, regardless of whether it’s at 8 am or 8 pm, as long as it’s done by a certain date, get a contractor.

Is it ok if you have other customers? If they can work for you and others at the same time, get a contractor.

My favorite resource for this is the IRS. This PDF publication does a great job of getting you thinking in the right direction. You can find it by searching the IRS website.

What has been your experience with employee vs. independent contractor?

Mechanical Keyboards Have Lights

Whether you want to make a living as a programmer, designer, or just want to type fast and accurately, a mechanical keyboard can help you get more done in less time. Mechanical keyboards can also be programmable, so you can set up shortcuts for things like keyboard shortcuts, and even create layers to help you customize your layout. Having a backlit keyboard also allows you to work in dark rooms. Whether you’re at home, a library, or on the road, a backlit mechanical keyboard is a great addition to your keyboard collection.

A mechanical keyboard has a lot of parts, including the switches, keycaps, and a keyboard PCB (printed circuit board). These parts convert keystrokes into electrical signals, which are sent to your computer. Depending on the keyboard, these parts may be made of glass fiber, copper traces, or even diodes. These parts are typically soldered together. The PCB may also have a USB port or a dongle port. The PCB may also contain light-emitting diodes for RGB backlighting.

The most popular switches for keyboards are Cherry MX and Gateron. Cherry MX switches are considered the best for both gaming and typing. These switches have a quiet click and are rated to last up to 15 years. Gateron has switches available in Blue, Brown, and Red. Gateron has been making switches since 2000.

Another common switch is a rubber dome, which is commonly found on laptops. These switches have a low profile and are generally economy models. They are not as tactile as Cherry MX or Gateron switches, but are more durable. They also tend to be cheaper than Cherry MX or Gateron switches.

Why Do Mechanical Keyboards Have Lights?

Another common switch is a linear switch, which is a switch that conserves energy by not having a bump. Linear switches have a very narrow actuation point. This means that they register faster than traditional mechanical switches. But it means that they also require firmer presses, which can tire your fingers. Some manufacturers offer a linear version of their Titan switches, which register faster but lack a bump.

Tactile switches are a good starting point for anyone who wants to try out a mechanical keyboard. Tactile switches are designed to be slightly bumpy, and they are less loud. They are also lighter than linear switches. Once you get used to them, you can use them just as efficiently as a linear switch.

Another popular switch is a Kaihua Electronics switch, which is a Cherry MX clone. Kaihua Electronics switches are typically lower in price than Cherry MX or Gateron switches, and offer the same feature set. Kaihua Electronics switches have a variety of actuation force ratings. You can find switches with low, mid, or high actuation force.

If you’re looking for the best budget mechanical keyboard, the Cooler Master CK552 is a great choice. It has Gateron switches, an aluminum top plate, and a 5.9-foot USB 2.0 cable. This keyboard has a lot of gaming heritage, and supports modern USB-C desktop setups. If you’re looking for a keyboard with RGB backlighting, the HAVIT HV-KB389L is a good option. This keyboard is also under $100 and features RGB full-color backlighting, side LEDs, and extra RGB backlighting modes.