1. NOT TAKE ADVANTAGE OF TAX EXEMPTIONS: Taxes are by far the biggest expense we have, and it’s likely to make the problem worse. Tax laws are complex things that change every year. While most people who are employed and have some bank statements and/or brokerage accounts can get away with preparing their own taxes with one of the many tax software packages on the market, those with Complex companies that have to complete “Schedules Letter” (Schedules A, B, C, D, E, etc.) in depth, or depreciation/amortization items should almost always use a tax professional.

SOLUTION: Have a tax professional do your return once every few years, even if you don’t have to. If there’s something you’ve been missing out on, it might well be worth the one-time expense when you compound the savings over a period of years. For those who receive property tax assessments on a regular basis, do you do appeals when appropriate? Here in Allegheny County, where Pittsburgh is located, their appraisal method includes taking a picture of the front of the property and going through the area of ​​land already surveyed. Recently, a new client’s mom was tested for a creek that ran through her property. When her son (my client) brought this to the attention of the appeal board, the tax was reduced without question.

2. FAILURE TO HAVE OR CHANGE THE BENEFICIARY INFORMATION IN YOUR LIFE INSURANCE POLICIES WHEN APPROPRIATE.

John and Mary divorced three years ago. John and Mary can’t stand each other, just the mother’s mention of each other’s names sends bile flowing down the other party’s esophagus. Last year John remarried Linda. John and Linda are very much in love. Today, John perished in a traffic accident on the freeway. Today, Mary is now a multi-millionaire thanks to John, and Linda is stuck paying huge final expenses from the joint bank and investment accounts. Why did this happened? John never bothered to tell his own insurance agent and his human resources person at work about the major change in his life, and fill out the paperwork to change the beneficiary from Mary to Linda.

I know firsthand that this happens, not only because I am an insurance professional, but also because I served as vice president of my volunteer fire company for a period of 3 years, and the veep’s job included keeping track of the insurance beneficiaries. During my tenure as vice president, a member passed away due to a firefighting related death, one of the many things the state of Pennsylvania did when it came to guide us through the death in the line of duty process was to mandate that the member file drawer to be sealed until further notice. No new information could be added or removed from ANYONE’s file in that drawer until told otherwise. After access was allowed again, several members suddenly remembered the changes that needed to be made. Thank God nothing else happened in the meantime

SOLUTION: Check the beneficiary information on your life insurance policies regularly, but no less than every two years or when there is a major life change, including marriage, divorce, birth of children, etc. Special Note: If you leave money to minors, there will need to be a guardian for the money, as the court system does not typically release hundreds or thousands of dollars for children to use at their own discretion. If you do not appoint someone of your own choosing, the court will appoint a guardian for money who may or may not be the person you would choose. He may or may not be the person you dedicate yourself to for the day-to-day care of your offspring.

3. NOT HAVE OR CHANGE BENEFICIARY INFORMATION ON YOUR IRA

Insurance policies and IRA accounts have a very important point in common, they are affected by laws outside the inheritance law and succession processes in most cases. I say most because if you have cash value life insurance (permanent insurance instead of term), its value could make you eligible to pay federal estate tax if your estate is large enough. This is NOT a good thing that happened to you. IRA money may be subject to estate law if you name your estate as beneficiary rather than an individual. Although if you die it won’t cost you anything for not naming a beneficiary, it could cost your loved ones millions. The reason is that IRAs inherited by an individual can benefit from what is called an “IRA expansion.”

Here’s a Cliff’s Notes version of the Stretch. Let’s say that, at death, he is of the age at which he should receive required minimum distributions (RMDs), which means that he is over 70 1/2 years old. Let’s also say that he leaves his IRA to his 35 year old son or daughter. By inheriting the IRA to his son or daughter, because they are wise, he turns to Halas Consulting to learn the best way to manage his new wealth. The good folks at Halas Consulting would advise your son or daughter to set up a Beneficiary IRA. Basically what happens is that when ownership is successfully transferred, your son or daughter still has to continue taking RMDs, but they do so based on their younger age and not their older age. This means less is distributed to be taxed if the IRA is a traditional IRA and not a Roth IRA which can never be taxed. If Halas Consulting is also asked to manage the money and is set up on a proper asset allocation model, that money can potentially grow very large (we’re talking millions here) tax-advantaged with only smaller amounts of money. annually, until your child reaches around the half-century mark, to satisfy the RMD. This is a good thing.

HOWEVER (you just KNEW it was coming), if the IRA is set up or transferred incorrectly, the tranche is lost FOREVER. What if the reason this is happening is because of bad advice? In most cases the IRS says “hard beans”, there are many private letter failures (PLR) from people who have claimed this same thing and lost on the PLR. You could sue the one who gave you the bad advice, but you could still lose and then lose legal fees on top of losing your case. For more detailed information on this, I recommend reading books by IRA expert Ed Slott. These can be found in bookstores or possibly your local library (yes, that place with all the books most haven’t visited since they had to write their college thesis or worse, their senior year of high school).

THE SOLUTION: Always have a named beneficiary on your IRAs and 401ks. Again, if you want to get the most out of Stretch and name a minor. Also name an adult you trust with the money to act as guardian of the money until the minor reaches an age where you think they would be responsible.

4. TRANSFERRING HIGHLY VALUED COMPANY STOCK FROM YOUR RETIREMENT PLAN TO AN IRA.

While on the surface this may seem like a good idea, it really isn’t. The reason is a little-known rule called “Net Unrealized Appreciation” or NUA. Here is a brief synopsis of the way NUA works. Let’s say he had 500 shares of the company that he accumulated during his years of work. For the sake of simplicity, let’s say you had the option to buy this stock at $3 per share when the stock was priced at 10 in the heyday of the late 1990s. Now, upon retirement, these shares are worth $20. If you transfer these shares to a self-directed IRA at retirement, you will owe income taxes on these shares each time they are distributed from your IRA. Your income taxes could be quite high if you have a lot of retirement income.

THE SOLUTION: If you take advantage of the NUA properly, you will sell the shares and move the money to a non-qualified brokerage account (not IRA). By doing this, you will pay income taxes of $7 per share, which is the amount of the difference between what you paid for the share ($3) and the value of the share at the time you exercised your call option ($10). . The difference between the share price at the time of purchase ($10) and its current value ($20), or $10 per share, will be taxed at the capital gains rate, which is currently a maximum of 15% (the maximum income tax could be more than double). After the shares are sold and removed from the IRA, transfer the rest to an IRA for maximum flexibility and options. The cash proceeds from the stock you just sold are no longer taxable, only interest and capital gains will be taxed on this cost basis if you invest the money you have in the non-qualified brokerage account. To manage your taxes efficiently and not be burdened with high expenses, a well-researched growth stock ETF would be a good fit here. Just make sure it fits with your asset allocation model.

5. IT DOESN’T MATTER YOUR CREDIT

With the recent financial collapse still fresh in people’s minds, credit and debt have become four letter words. But while credit CAN be bad if not used properly, it can also be a lifesaver and allow you to buy many necessary things that can’t be paid for in cash up front because of their cost. Those who are aware of their credit score and research what makes one’s score look better and what the various credit bureaus are looking for pay less money in interest on cars, houses, home repairs and credit cards. I don’t mean to be a braggart, but several months ago, when it seemed like the doom and gloom was going to last forever, I was sitting in my kitchen opening the mail and some of the applications were ready to lend me over $50k in unsecured money. because of my good credit, and here were the people on TV getting foreclosed on houses where they owed less than that.

Another area where good credit will help you with lower payments is insurance. ALL insurance companies use something called an “insurance score” when calculating your insurance score. For example, when shopping for car insurance, it makes sense for insurance companies to look at your driving and moving record violations, but what the heck does my credit score have to do with what kind of driver I am? I may not be reckless with money but a model citizen on the road? Well, according to research done by insurance companies, no you can’t. Your insurance score is basically a composite of how you live your life, and those who live responsible lives can save some money. One of those components is money and how responsible you are with it. Likewise, if you have a DUI on your driving record, it could also affect your premiums on your home, health, and life insurance, as well as your car insurance.

THE SOLUTION: Get a free credit report every year from annualcreditreport.com, take advantage of it. I would recommend that every year or two you spend about $40 and get a consolidated credit report, or a “triple merger” of all three companies. This consolidated report will give you a lot more detail than the giveaway, and it’s what banks and mortgage brokers use to decide who gets a loan (at least they did until the government stepped in and told them they had to lend to bums and then the whole economy crashed. But I digress). Go through this report with a fine tooth comb. A year later, I found a credit card account that I closed years ago and the bank did not report to the credit bureaus as closed. This is your “face” and your reputation at stake, DO NOT have a clue what you are saying.

Well, here are five things you can work on to get started, if I think of more ways, I’ll write a continuation of this article. Meanwhile, he takes care of your money and he will take care of you.

Contrary to myth, solid fences do not provide the best wind protection. The force of the wind on the flat solid surface creates both pressure on the windward side and pressure differences on the leeward side, somewhat similar to the way an airfoil works.

To illustrate this, keep in mind that snow fences are designed with porosity, which allows some of the wind to make its way through, but slows down and diverts airflow. As a result of the design, snow will tend to accumulate a few feet in front of the fence as wind vortices redirect.

When designing a wood fence for windbreaks, stagger boards 2 inches apart for every six inches of width. The ideal porosity for windbreak fences is 25-33%, and that gap will give a 25% porosity. This provides protection that will extend eight to ten times the height of the fence. Another option is to slope the fence material, if you intend to use the fence as shelter for livestock.

For home and farm applications, consider building the fence in staggered sections, with each panel offset from the adjacent ones by about a foot. This gap increases airflow redirection, while reducing wind load on the panels. Varying the height of the panels will also help in this redirection. The intention, of course, is not to stop the wind, but to reduce and redirect it.

When installing a windbreak intended to act as a snow fence, do not install the fence right at the point where the snow will stop. Rather, set the fence back several yards, at least, so that the snow that is blocked will fall and accumulate before the path or clear area you need. Remember that since windbreaks (if properly installed) will create an area of ​​protection eight to ten times the height of the fence, a four-foot fence will provide up to a 40-foot dead zone in front of the fence. .

Some permanent windbreaks are nothing more than a good line of trees or bushes. However, solid rows of trees provide less protection than porous rows, so don’t plant to create an impenetrable barrier. Instead, use staggered plantings, offset from each other.

Although it may seem counterintuitive, mesh fences can also provide good windbreaks. Materials such as mesh seen along the perimeter of golf driving ranges, plastic and resin mesh, and even chain-link fencing provide a nominal measure of protection. To illustrate the effectiveness of a simple screen, open your home window on a relatively calm, cold winter’s day and feel the coolness of the air blowing against the screen. Then stick your hand out and feel the difference. That screen has partially blocked convective heat transfer. It works similarly for wind.

Windbreaks, then, are not so much windbreaks as wind speed bumps are. Holding back the wind, to paraphrase Jim Croce’s song about spitting into the wind or ripping off the old Lone Ranger’s mask, shouldn’t be a fool’s errand!

Choosing the right designer sofa can make a big difference in changing the look of your living room. That is why it is necessary to spend time reviewing all possible selections before purchasing one. The right designer sofa can transform your living room according to your style. It can be placed near the TV if watching sports is your evening relaxation. You can create a cozy family room by placing your sofa near the front door. Whatever your style, the perfect sofa choice can make all the difference in your living room.

An important factor that you need to consider when selecting the right designer sofa is your budget. If you’re only on a budget, stay away from extremely high-end furniture stores. A designer sofa does not always mean expensive. In fact, you can find great sofas made by well-known designers during auctions. Most of the time, the Internet is a very useful tool to find one. Even if you’re working on a tight budget, you can still find a good sofa to match your living room. Just explore all possible options.

The design of your living room and the choice of the right design sofa are based on personal choices. If you are thinking of having a minimalist living room, you should choose a simple but versatile sofa. However, a fluffy designer sofa is perfect if you want to create a homey living room. Fabrics, colors and designs are some vital factors that you should also consider. Your living room is an extension of your personality, so choose to your heart’s content.

You can transform it into any theme you like if you put the right elements together. A design sofa is an element that can transform your room into your most desired sanctuary. If you’re an executive or single, you may want to transform your living room into a cozy retreat. In this case, a leather sofa is the one for you. On the contrary, being open to new styles and designs is also good if you don’t know exactly what you want in your living room. In this way, you can simply mix or match your sofa with the rest of your furniture. Furthermore, doing this can also spark your imagination and creativity.

A designer sofa plays an important role in transforming your room according to your passion. It helps materialize your ideas and feelings. Sofas are placed in the family room to serve a purpose. They are not a simple ornament but a necessity. How can you enjoy quality time watching TV with your kids without a comfortable sofa to sit on? How can you and your friends relax and talk if there is no sofa to rest on? These reasons may sound comical, but they are true. Sofas are vital pieces of furniture that need to be selected properly.

Getting a sofa requires careful thought because it can make or break the beauty of your living room. A perfect designer sofa is something that brings life and beauty to your living room. Also, what is a living room without a sofa? It is true that you pay good money for a designer sofa. But you know what? Its exclusivity and quality are even priceless.

Buying display cases is one thing and taking care of the display cases is another. It must perform both tasks perfectly and leave no stone unturned when it comes to cleaning and handling the glass itself. It can become a nightmare for you to carry out the process of cleaning the cabinets serenely. To beat the odds, you need to be knowledgeable about the essential items and factors regarding cleaning glass cabinets. If you are going to find a way out, be sure to read this page carefully. The following are the important and essential tips regarding the glass cleaning process.

• regular cleaning

The first step is regular cleaning. You can’t just wait for the harmful aspects to show up and then start the cleanup process. This kind of attitude is not running. You should have your glass cabinets go through a regular cleaning process, which can lay the groundwork for you to get your best looking and clean glass cabinets. Daily cleaning is important because display cases can get dirty and sticky in no time.

• Lint-free cloth or napkin

To carry out the cleaning process with 100% efficiency, a lint-free cloth may be ideal. You should wipe down the display cases with such a cloth for streak-free results. It is important that you keep this cleaning tip in mind when you go to clean the display cases. Along with the lint-free cloth, there are also certain cleaning products to take.

• Newspaper Polishing

If you are going to remove stains from glass, you should polish it with newspaper. You should apply this type of polish after the normal cleaning process has been performed.

• Council for wooden frame

It can be difficult to clean the wooden frames of display cases. Along with wooden frames, metal frames are also available. It is important that you select the cleaning product that will work best with both the wood and metal frame of the cabinet. Wood and glass cleaners can be a good option, but if you’re looking for a complete package when it comes to a cleaning product, then you should opt for any of the multi-purpose cleaners available that can do the trick for you.

• look at every angle

If you are not going to leave room for mistakes, then you must clean glass cabinets at all angles. It is important that you check for visible marks on the display case. You should check from all angles, and if possible, from different heights as well. It can entitle you to a spotless clean. Glass display cases can help display items properly with little difficulty. To get the job done and extract the desired results, you need to keep your glass cabinets clean. To carry out the cleaning process, you should refer to the guidelines mentioned above.

Masturbation is the stimulation of one’s own genitalia or the genitalia of a partner.

Studies have shown that even babies rub and play with their own little private area. They do it unconsciously because it feels good. This good feeling is in the DNA of all humans. We are taught that our Creator is Perfect, so this is part of His Perfect Plan.

Many women and men do not realize their full sexual capacity. Masturbation provides the classroom for private or mutual learning through practice. Anyone can learn to develop her orgasmic ability.

Masturbation allows you to control the stimulation. With minimal practice, multiple orgasms can become routine.

Sex therapists understand that a person can enhance sexual responsiveness by intensifying sexual activity. One’s intense sexual love will grow as masturbation trains him.

Masturbation arouses sexual desire or interest and can provide a lifetime of individual or mutual pleasure.

Masturbation is an ideal introduction to intercourse or as a device to ensure climax after intercourse.

Whenever you want pleasure for as long as you want it; masturbation is the game.

When you don’t want a partner or when a partner isn’t available, masturbation is the game.

Masturbation provides unlimited varieties of stimulation and maximum pleasure.

Careful masturbation can be enjoyed anywhere day and night; even on a crowded public bus.

Masturbation can leave you refreshed and relaxed because it has built in high and low controls.

For your convenience, all controls are at your fingertips without worrying about batteries or 110V or 220V power.

Your hands independently control all vibrations and desired movements.

The speed can be easily controlled and adjusted by hand.

All used parts have a natural coating that can be easily cleaned with soap and water.

If you wish, you can use an inexpensive removable rubber cover and dispose of it after each session.

There is a wide variety of masturbation toys available for men and women that can greatly increase the versatility, enjoyment, and satisfaction of play.

There are over 10,000 items to choose from; including love dolls for men and women, vibrators, dildos, erotic DVDs and much more. Simply go to the web and type in ‘sex toys’ and click search. You will find frequently asked questions for beginners.

I suggest you start slowly, read the information presented, choose an item of interest, and order by mail. Items are mailed in plain packaging. Prices start at around $5.00 and go up.

Masturbation is the safest sex. It is the logical alternative to sexual intercourse; which is silly sex for children.

Orgasms and sexual response are learned stimuli that can be mastered with practice.

Masturbation, or solo sex, or self pleasure, is the second most common sexual act among humans. It does not cause warts, acne, madness, blindness or hair on the palms of the hands. It can improve the function of the immune system in men and develop their resistance to infection of the glans penis. It builds women’s resistance to fungal infections and relieves menstrual cramps.

It is the safest sex and can be done anytime, anywhere. It is a form of stress relief, sedative to sleep and a mood enhancer in the release of endorphins.

It provides some of the most intense orgasms and can increase a person’s sexual awareness. It releases sexual tension without performance anxiety and helps resist depression.

Masturbation promotes higher levels of satisfaction in married couples. It calms sexual cravings and probably helps people live longer. There is no risk of pregnancy or contracting a disease. Helps women improve pelvic floor strength.

History clearly shows that masturbation has been around for a long time. In a temple on the island of Malta, a clay figurine was found from about 4000 years before Christ that represents a woman masturbating. Descriptions of male masturbation are more common.

Chimpanzees are ancestors of humans and studies indicate that chimpanzees have been around for at least 8 million years. Bonobo chimpanzees share around 98% of our human DNA. His practice of masturbation indicates that human masturbation has been around since the beginning of the human race.

The early Egyptians celebrated masturbation in reference to their sun god, Atun. In approximately 3200 a. C., the Sumerians, who invented the calendar, made reference to the Mespotamian god Enki masturbating.

It seems that as civilizations arose, man found a need for an increase in numbers…hence a desire for population growth…perhaps to man his armies. Regardless, many man-made religions seized the opportunity to control the minds of humans, condemning masturbation and insisting that it is a sin.

All sperm must be used to produce pregnancy and numbers… and only within the framework of marriage. No masturbation, no oral sex, no anal sex. This seems more than a little illogical!

Herbs are expensive to buy, but because they take up so little space, they are also very easy to grow. It is incredibly satisfying to grow a wide variety of herbs in containers on a deck or front step or even indoors during the winter. We choose to take advantage of every corner of our property by planting perennial herbs in the landscape. Chives and basil are always protagonists of our garden. Herbs also grace our deck and lawn seating areas along with our potted flowers. When we have harvested everything we need to store for the winter, we let the herbs bloom and attract lots of bees and butterflies.

The grocery store offers fresh herbs in small flat plastic boxes or in small bunches, at a fairly high price. However, when we get home, we often find that the recipe only calls for a tablespoon. of that grass. You can of course prolong the life of any freshly cut herb by wrapping the stems in a damp paper towel and placing the entire bunch in a freezer bag. To get rid of the excess before it spoils, we can chop, add a little oil and freeze 1 tsp. or 1 tbsp. drops on a sheet, then in a bag to use later.

To dry herbs, after washing them and removing the leaves from the stem, simply place them on a paper towel on a cooling rack or use a dehydrator tray. Place where the air is warm and there is less light (sunlight will reduce essential oils). Once dry, store in clean reused jars in a dark cupboard. If you are drying large quantities, keep most of it in whole sheet form and only lightly shred the amount intended for kitchen cupboard storage.

Dried herbs and fresh herbs are easily interchanged in any recipe. Tips vary and can be confusing; There are reasons for these varied tips.

In general, the ratio of replacement of dry herbs with fresh herbs is as follows:

1 teaspoon dried herb = 1 tbsp. Fresh grass

However, if the dried herbs are more than 2 years old, increase the ratio to:

2 teaspoons dried herb = 1 tbsp. Fresh grass

Some herbs, such as bay leaf, parsley, and cilantro, become quite soft after dehydration and are therefore often cooked in double the amount:

1 sheet = 2 sheets
1 teaspoon = 2 teaspoons.

If the herbs have been accidentally ground into a powder, this fine flour is now more concentrated and the amount used should represent that:

1 teaspoon finely ground dried herb = 1 tbsp. dry grass

Over many years as an interior designer, what would be the top 3 changes in consumer preferences during that time?

One thing that immediately comes to mind is the switch from stain cabinets to paint cabinets. White kitchens are back! Customers are leaning more towards lighter and brighter shades than the red/orange shades of the last decade. Flooring has changed quite a bit with more customers opting for LVP (Luxury Vinyl Sheet) throughout their home. LVP has come this far and is now super durable, easy to maintain and looks amazingly real. Third, quartz countertops are becoming the standard. I rarely specify granite anymore. Quartz is so easy to maintain compared to granite and the colors and patterns that are now available mimic everything from natural marble to exotic granites.

What are some future ideas and predictions? Any new trends that may take place in 2018/19 and beyond?

Natural woods are very popular right now: hand-scraped wide-plank barn flooring, as well as openly distressed furniture. What is also starting to emerge in design is more of a traditional style again. Details throughout and the use of rich jewel tones are all the rage right now along with warm metal tones (yes, bronze is back but in an updated way!).

What are some of the challenges to face in helping clients realize their dream renovation?

Many clients are afraid to trust their style intuition. They often fight between their hearts and their brains for what they want. They often try to force themselves to change the color palettes or styles of their latest home and sometimes push themselves out of their comfort zone. I always tell clients to listen to their instincts. Their home is their sanctuary and they need to feel comfortable, relaxed and love being home.

Are there certain types of renovations that tend to add the most value to a home’s selling price?

Kitchens, bathrooms and basic developments are always the spaces that are used the most, therefore, they increase the value of your home. Those rooms are the ones that potential home buyers predominantly look for because they know those are the areas where they will be spending the most time.

How do you get ideas or inspiration to help guide you as you consider renovation options?

I often suggest that clients send me photos of houses, rooms, styles, products that they find on home decor sites. Customers often don’t know what their style is, so if they can show me pictures of things they like, I can usually understand them better. Visiting show houses is also a great way to find inspiration and new ideas.

Cool gray decor is one of the most dominant interior decor color trends of this decade! Gray decor was long considered a boring, dark and dubious option. Grey’s tendency to cut off the effect of natural light and create a stark, lifeless look was more the result of incorrect decor combinations than anything else. But with the right application of gray, he can take full advantage of gray’s ability to make his home’s interior décor appear lively and inviting. Gray in combination with chic yellow or lime green and even pristine white are fresh decor combinations.

So let’s find out how you can harness the grandeur of gray to enhance your interior décor.

Kitchen
Experiment a bit and instead of using the traditional brown and beige kitchen designs, take a little detour and try gray with steel. Whether it’s gorgeous modular kitchen cabinets or an amazing tile backsplash, we’re sure you’ll never be bored with gray. Gray exudes luxury and sophistication and provides a solid color background for any bright or warm color, such as bright green or yellow. Gray is versatile when it comes to texture combinations, for example gray + steel and gray + wood are super bright combinations.

living room
Give your room an elegant look with the stunning contrast of light and dark stone grey. Add a touch of white and watch your entire room come to life. There’s nothing like the amazing subtlety of gray. Different shades of gray serve different purposes within the entire décor. Lighter shades of gray add an incredible sense of space to a room, providing a great background for brightly colored wall and room accessories. In contrast, textured dark gray provides a striking contrast and serves as a highlight to your room’s interior décor.

bedroom
Not often considered the best option for a bedroom, gray in your bedroom can surprise you with its decorative flexibility. Put together a beautiful king-size wooden bed with an amazing gray stone effect wall, either using gray stone effect wallpaper or real stones with spotlights on them. See the whole room calm down with the grace of gray. Yes, gray has quite a calming effect and often provides ample scope to try out quirky decorating ideas, be it DIYs or chic décor themes.

kids room
What? Dull gray in a child’s room? Do not say no! Gray can be a playful palette for bright decorative elements. Use gray as a base and combine it with lime green and turquoise blue to make these colors stand out as bright and vibrant, inspiring youngsters to feel energized and creative.

Accessories
Now you are probably wondering why gray accessories. Well, striking gray accessories in the range of carved vases or steel gray mantle pieces complement all home décor. Gray sectionals are great, with clever textures that complement the royal and luxurious look.

A love of gray and its amazing uses is just the beginning of a beautiful home! Let’s inject more life with gray combinations impeccably made by our design consultants. Visit https://satorie.in or call us on 098404 88402 today to explore amazing options for your home décor project.

Today’s home buyers don’t just want an open floor plan. They demand it! But creating the ultimate open floor plan isn’t just about hitting the walls with a sledgehammer (hello, HGTV!), it’s about thoughtful and creative design from the ground up. Here are some easy ways to develop open floor plans that have pizzazz.

Definitely define the spaces:
Creating “functional spaces” gives buyers an idea of ​​how the open floor plan will flow and fit into their daily lives. Elements like area rugs and accent lighting help define spaces and add interest. Through the use of an area rug in the great room and a beautiful chandelier above the dining room, the spaces are controlled and not confined.

Continuity is king:
Critical elements of the design, such as flooring and recessed lighting, should maintain a consistent feel to the open space. It may sound obvious, but this creates a seamless and aesthetically pleasing flow that home buyers want. Make sure the furniture, accessories, and art complement each other. Even check the color palette between spaces to make sure there’s a strong relationship in color choices and style.

Impressive Feature Highlights:
In each “zone” of open living space, make sure there is one design feature that really catches the eye. A beautiful stone fireplace wall in the living room or statement pendants above the kitchen island add personality to each of the spaces.

Keep site lines safe:
Keep an open floor plan just that: open! Be sure to leave the space uncluttered and do not clutter the lines of the site with unnecessarily large accessories or furniture. Shoppers want to imagine cooking, eating, and entertaining all in the same open, airy space. Something like a tall bookcase or bulky sectional might be more of an eye sore than an eye-catching statement.

Take a space to Soaring Heights:
If the house can accommodate, it can be beneficial to add some architectural drama. An open floor plan can feel even brighter and fresher with extraordinary ceiling height and details. Vaulted ceilings or impressive wood trim or beams can be the strong selling feature that stands out to a potential buyer.

Inside Outside Ratio:
Don’t let the open floor plan stop at the back door! Create a continuous flow of cool, airy indoor air to the outdoors with a continuation of the flooring materials in both spaces, as well as impressive large glass doors and windows.

Have fun with some (or all) of these creative design ideas that are sure to help a property’s open floor plan stand out!

Reminders are the method God told us to use to teach our children. In Joshua 4, God commanded his sons to make a heap of twelve stones as a memorial. The stones were specifically stacked to provoke questions from his children!

When tomorrow your children ask their parents, saying: What do these stones mean? (Joshua 4:6, 4:21). The parents’ response is to explain what He has done for them. The lesson is that God cares for his people and provides for us.

And those twelve stones that they took out of the Jordan, Joshua set out in Gilgal. And he spoke to the children of Israel, saying: When your children ask their parents tomorrow, saying: What do these stones mean? Then you shall tell your children, saying, Israel crossed this Jordan on dry ground. For the LORD your God dried up the waters of the Jordan from before you, until you crossed over, as the LORD your God did with the Red Sea, which he dried up before us, until we crossed over, so that all the people of the land may know the hand of the Lord, which is mighty, that you may fear the Lord your God forever. (Joshua 4:20-5:1)

In I Samuel 7, the Philistines took the Ark of God and brought it from Eben-ezer to Ashdod. God was merciful to Israel and allowed the Ark to return after punishing the Philistines for taking the Ark. So Samuel took a “stone” and placed it near Mizpah, six miles north of Jerusalem. This large rock became a “war memorial,” a reminder of God’s power in battle.

In Numbers 15, God told the Hebrews to put fringes and ribbons on the edges of their clothes in remembrance of the commandments*. And the Lord spoke to Moses, saying, Speak to the children of Israel, and tell them to make fringes on the borders of their garments throughout their generations, and to put on the border of the borders a blue ribbon: And it shall be your fringe. , so that when you look at it you may remember all the commandments of the Lord, and do them; and do not seek your own heart and your own eyes, after which you used to fornicate (Numbers 15:37-39).

The Hebrews have a tradition of placing a mezuzah on the doorposts of their houses (Deut 6:4-9 and 11:13-21). It is customary, when entering or leaving a Jewish residence, to reverently touch the mezuzah. This bow acknowledges the belief in the “Shema Israel” Hear O Israel, the Lord is our God, the Lord is one. (Deut 6:4). Various Christians have also adopted this tradition.

I once read about a pastor who displayed a smooth, polished rock on his desk with the inscription “The Foundation Stone.” as a continual reminder of John 8:7, He who is without sin among you, let him be the first to cast a stone.

Some people wear a mustard seed pendant necklace as a reminder of the words of Jesus. If you have faith as a mustard seed, you will say to this mountain: Move from here to there; and it will be removed; and nothing will be impossible for you (Matthew 17:20). The rainbow is also a warning, to remind us of God’s covenant with Noah.

I have a friend who uses every shirt she wears as a reminder to pray for that family member. I have another friend who uses each day of the week as a reminder to pray for a specific grandchild. The superstition that walking under a ladder brings bad luck actually began as a reminder to remember God, because medieval theologians suggested that a ladder leaning against a wall forms a triangle and is therefore a symbolic reminder of God. Trinity.

Creation reveals God. Jesus used ordinary things that people interact with on a daily basis, such as fish, sheep, fruit, and bread, to illustrate spiritual truths. We need spiritual reminders, and we need to use those reminders to teach our children. We don’t interact with the outdoors like people did in biblical days, but we can be creative and bring reminders into our home.

Our Vineyard Home Decor

I decorate my house with reminders of Bible lessons. We have the Ten Commandments on our living room wall and a ram’s horn on display. We have a large image of Jerusalem to remind us to pray for the peace of Jerusalem. We have a special meal and light candles on Friday night, the beginning of the weekly Sabbath, to remember to honor the fourth commandment. Our Vineyard in the Kitchen The Bible is full of rich spiritual illustrations using the vineyard and if we lived in biblical times we would probably be near or pass near the vineyards often. However, since we didn’t go through any vineyards, I brought some vineyard reminders into my home through the decor. Our home is decorated in the rich colors of the vineyard: deep purples, burgundy and greens. Our kitchen and dining room are decorated in a vineyard theme. The decoration is a reminder like the Joshua stones. John 15 records one of Jesus’ last messages to his disciples before his death.

Jesus chose a vine and branches to show us the way to a fruitful life.

I am the true vine, and my Father is the vinedresser. Every branch in me that does not bear fruit, he removes; and every branch that bears fruit, he cleanses, so that it bears more fruit. You are already clean because of the word that I have spoken to you. Stay in me, and I in you. As the branch cannot bear fruit by itself, if it does not remain in the vine; you can no longer, unless you remain in me. I am the vine, you are the branches: He who remains in me, and I in him, he bears much fruit; because apart from me you can do nothing. If anyone does not remain in me, he will be thrown out like a branch and will wither; and they gather them up, and throw them into the fire, and they burn. If you remain in me, and my words remain in you, ask whatever you want, and it will be done for you. In this my Father is glorified, in that you bear much fruit; so you will be my disciples.

The vine motif provides me with several opportunities to remind my children how the vine’s dependence on the branch is a model of our relationship with Christ. The vine reminds us that we must remain in Jesus to bear good fruit. If we keep his commandments, we will remain in his love. As we remain in Jesus, we see more and more of Him and grow more and more like Him. Our job is simply to remain. To abide is to hold on and remain in loving obedience. We don’t just stay with Him, standing nearby, watching what happens. We are united to Him, grafted onto Him. Our identity and existence are linked to Him.

Israel is also the vine or vineyard of God; see Isaiah 5:1-7, 27:2-6; Jeremiah 2:21, 12:10; Ezekiel 17:5-6; Hosea 10:1; Joel 1:7; Psalm 80,8-16. The vine symbolizes both the Jewish people and our Messiah and reinforces the close identification of Jesus with Israel (Mt 2:15). The remnant of God, the Hebrews and the grafted branches (Rom. 9:6ff., 11:1-10, 17-24) will obey his commands, will remain united to the true vine and will have the power and strength of the true vine . which results in bearing good fruit (Matt. 7:16-19).

Drying dishes with vine-adorned dish towels or cooking with vine cookware is our subject for several Bible lessons, such as reaping and sowing or a discussion of how a successful harvest must be preceded by timely planting and continual care ( watering, weeding, etc.). .). Jesus taught using such parables. that show things we value take time and food. There is no quick fix for healthy, lasting relationships in a friendship, marriage, family, or anywhere else. If we neglect them now, we cannot expect positive results later.

I pray that my children will see the reminders and remember that Jesus taught. If a man does not abide in me, he will be thrown out like a branch and wither; and they gather them up, and throw them into the fire, and they burn. I want it to be foremost in their minds that in any living vine, the function of a branch is to bear fruit. But it cannot fulfill its purpose unless it remains in real living connection with the vine. Without applying that precious relationship it remains in Me, it will never complete what it was designed to do. They need to know that those who do not abide in Him will be as empty as a branch torn from the vine with no prospect of bearing fruit. A real illustration of this would be to bring a vine cut from a branch, make it your centerpiece or topic of conversation for a few days as you die.

The vineyard imagery is also a reminder of the Proverbs 31 woman who saves money and instead of wasting it, buys a field, buys some seeds and plants a vineyard. The Greek word for plum literally means to cleanse. Clearing away excess foliage is pruning, but the context also clearly implies cleansing from sin. The only way to continue to be clean (pruned) and bear fruit is to maintain a vital spiritual connection with Christ the vine.

Reminders are the method God told us to use to teach our children. Each of the biblical festivals listed in Lev 23 tells a story to remind us of God’s mercy and faithfulness.

Include reminders like these in your home decor. Wouldn’t a lamb theme be perfect for a baby or toddler nursery? Think of all the indications in the story of the sheep and the shepherd. Pray that God will reveal things to you to teach his children. A quilt can be a reason to talk about Joseph’s coat of many colors. Baking bread has numerous lessons from the loaves and fishes, to the unleavened bread that symbolizes Christ, or the bread of idleness mentioned in Proverbs. Of course, the greatest reminder of all is an open Bible.