Category Archive : Tours Travel

To promote a book, an author needs help, and that help comes from people in the media, from book reviewers to journalists, conference organizers, bloggers, and many, many others. Approaching these people properly and following their lead is essential to winning them over to happily helping you promote your book. While good manners and common sense should prevail, all book promoters have their horror stories about difficult authors. The following are the ten most common complaints I have heard from various publishers and book promoters about authors they have worked with or refused to work with.

1. Make cold calls: The telephone is a great means of communication, but it is also a great switch. Before you call someone, visit their website and read all the guidelines. If you can’t get an answer to a question, please send an email. People are busy, so when you call them, you interrupt them. Most people will respond to your email in a timely manner, and if a phone call is needed, you can ask in an email when the best time to call is.

2. Being a bad host: Sometimes it’s not all about the author and the book. Radio and television presenters need guests and they like experts. They especially rely on non-fiction book authors who can inform their audience. In these cases, authors must remember that it is not about them or their book; This is the topic they were invited to discuss. Don’t try to cover your book during the show; it only informs the audience. The host will no doubt mention his book when he introduces it and again when the show ends. Be a good guest by following protocol and satisfying the host’s need to give your audience what they want and might even invite you back.

3. Being impatient: Everyone is busy today. Magazines and other publications often plan issues six months in advance. Newspaper reporters are scrambling to meet today’s deadline. And book reviewers have lots of books to review. Don’t expect people to respond immediately. Don’t expect them to drop everything to read your book or even your press release. Give them a reasonable amount of time. If you contact someone and don’t get a response from them right away, wait a couple of weeks and then follow up, or ask in advance what is the time frame in which your book review or story might appear. Being impatient will only irritate people, and even if they post your news to get you to stop bothering them, they may not be willing to do it next time.

4. Mailing of unsolicited books and manuscripts: When submitting books to publishers, a query letter is usually sufficient. There is nothing worse than receiving loads of unsolicited manuscripts in the mail with no return postage. The same goes for reviewer books, especially when accompanied by a letter saying “Thank you for requesting my book” when the book was not requested. Also, as an author, you are wasting money. Most unsolicited books are never read and are instead donated to a library or Goodwill store, while manuscripts end up in the circular file and you’ll be lucky to receive a formal rejection letter.

5. Post your own book reviews: Any author with any sense should know better than to post book reviews on Amazon, Barnes & Noble, and other online bookstores and give your book five stars. Nothing makes an author look worse. And almost as bad is when mom, your brother and Uncle Joe post the reviews for you; you often know because mom will say, “I’m so proud of you, Mary, for writing a book.” The same is true for your website if you have a guest book to sign tell your family to stay away from it. Your publicist who wants you to look professional will pull their hair out if he has to deal with your mom promoting your book.

6. Printing banner ads and unbelievable testimonials: I know you’ve seen them. AK’s testimony in Hawaii that he doesn’t want anyone to know that he loves a book, yet he still writes a book review. Who is AC? Why do readers care? Find testimonials from authors and experts in your field who are willing to give you their full name. If you don’t know anyone who can give you a testimonial, make sure you find someone. If you still can’t find anyone, don’t print any testimonials on the back cover of your book. No advertisement is better than a bad or false one. AK may be a real person, but for all the reader knows, the author might have invented AK

7. Indulge in complimenting yourself: Authors who praise themselves and their books only show people what a big ego they have. It is likely that this lack of emotional intelligence also manifests itself in the lack of good judgment in writing the book. Don’t make your website read like a commercial for your book. Make it informative, but start with “My book is the best ever written on this subject” and “This wonderful novel was written with moving scenes, engaging characters, etc.” it’s a detour. It’s okay if you have testimonials from others saying those things. Just don’t say them yourself. The same goes for the book cover. Tell people what your book is about, but save the praise for your patrons.

8. Having insufficient material: Nothing irritates a book promoter more than trying to promote a book that isn’t promoteable. What makes a book can not be promoted? There is no website to visit; No placement in bookstores, neither physical nor online. There is no email address to contact the author. Believe it or not, I’ve seen authors say, “Readers can send me a check for $19.95 to my PO Box address, etc., if they want a copy.” People want a chance to see the book and read about it before they mail you a check, and they want to pay online because it’s faster and easier than mailing a check. Create a profile on the Internet and in a bookstore or your books will rot in your basement.

9. Hide your identity: No one can promote your book if you don’t promote it. Readers care as much about the author these days as they care about the book. You need to be a visible presence in promoting your book. No pseudonyms. Your face should be on your website and on the cover of the book with a short bio. You need to blog and promote through social media so that you look like a real person online. You have to make appearances at book signings and other events. It’s hard for a publicist or radio host to say “This is a great book” and get people interested. It’s easier for them to say, “I’ve read this great book, and here’s the author who’s going to tell you about it.” Your book is your child. Don’t send your child out into the world alone. Take his hand and go with him.

10. Expect something for nothing: Nothing is going to irritate a book promoter more than an author who acts as if he and his book deserve publicity and deserve it for free. He takes a lot of time to read a book and write a review or a blog. He costs money to run a website and pay people to maintain it. Even if a service is free, like a journalist writing a newspaper article about your book, appreciate the value of that person’s time and send a thank you note after the story breaks. Always give book promoters a free copy of his book. And don’t complain about the prices. If you can’t afford the service, find one you can afford, but don’t argue about fees. Remember that the publishing world is a small place, you don’t want word to get around that you are cheapskate or lazy.

Authors, now that you know what irritates book promoters, ask yourself if you are guilty. Are people not returning your calls because you are insisting or because you have no idea of ​​the proper ways to promote your book? Now you know. There are no more excuses. Go out and promote your book with newfound confidence and proper promotional etiquette.

The consensus is that despite your location in Puerto Rico, if you plan to stay in that same general area, you don’t necessarily need a rental. That is not to say that you will never have the need to act on a whim and travel to other cities. Due to the intimate size of the country and the prevalence of taxis and public transportation and transportation services offered by most hotels in Puerto Rico, many will choose to dismiss the idea of ​​renting and keeping a car during the course of their stay. .

However, there are some benefits to renting a car, especially for those with families. The value is evident; transport a large group of people and, of course, the savings. Most of the major rental car companies service Puerto Rico, including Hertz, Avis, and Budget, and since parking isn’t much of an epidemic on the island, the reasons for and against renting a car for your vacation in Puerto Rico it depends more or less on your tolerance level.

Are you, by any chance, staying at one of the many beautiful hotels in Puerto Rico? Interested in exploring beyond the hotel property, visiting the eclectic cocktail of beaches that Puerto Rico has to offer?

The answer in this case is to simply cut and paste; Renting a car will take you to any attraction on the island and also allocate some extra funds for your Puerto Rico vacation.

And the opposition to renting a car?

* The drivers. Puerto Rico is a destination dramatized by its timeless sunsets and erratic drivers. What you will find is that in some of the larger cities like San Juan, the driving is absolutely atrocious, dwarfing that of New York City or Boston. Once you escape the bustle of metropolitan Puerto Rico, the ride quality increases rapidly.

* The traffic. Like any larger place, traffic in Puerto Rico’s busiest cities is stifling during the morning, lunch, and afternoon.

Aside from the state of driving in Puerto Rico, the occasional toll, and a bizarre law that allows those who drive between midnight and five in the morning to go through red lights, renting a car for your Puerto Rico vacation can cure claustrophobia. and alleviate some tight budgets. for a longer stay.

New Moon, the Twilight sequel will be filming in early March. The scenes in the movie will include many locations, so they won’t all be filmed in one area. The cast has been confirmed and the movie will be directed by a new guy, Chris Weitz. The New Moon movie will be an interesting movie to watch when it is released, as there are high expectations from the large Twilight fan base, and being pressed for time, will the Twilight Saga be able to live up to its name? ?

To give the audience variety, the movie New Moon will be filmed in a combination of locations. Los Angeles, California, USA is on the list, most likely there is a lot of work to be done in the studios, however they may decide to shoot outside to capture city settings. Portland, Oregon, USA was used when filming Twilight, containing stunning scenery, it should reveal some exciting scenes. A new contender is the filming location of Rome, Lazio, Italy, which will be used in the film. Adding a foreign location to the mix is ​​sure to create an in-depth movie. Last but not least, Vancouver, British Columbia, Canada will be another shooting location.

The entire cast will be kept busy filming in all these different locations, but I’m sure they’ll be able to deliver a terrific production, along with new director Chris Wietz, who will be able to fill everyone’s hearts. enthusiastic fans of the Twilight Saga.

Nearly a fifth of all the waste this country produces is plastic, and yet only 1% is recycled. Greece is at least 15 years behind the rest of the EU in almost all areas of recycling and is unlikely to reach the EU targets for next year.

In Athens, the recycling bins so common in most European cities are rare to see. Although the authorities have recently launched new schemes, the impact so far appears to be minimal.

Recycling is simply not high on the list of priorities for the average Athenian.

Most household rubbish bags contain large amounts of glass, metal, paper and plastic that end up being dumped in the city’s only landfill which, unsurprisingly, is now nearly full.

As a result, the capital is currently facing a severe waste management crisis because no alternative sites have been established.

Ironically, the city has what is believed to be the largest recycling plant in Europe, built next to the landfill four years ago. But the plant, which is estimated to have cost at least 75 million euros (£50 million), has lain dormant.

The reason? She was badly damaged by a mountain of debris that collapsed on top of her.

In Italy, waste disposal regulations vary from district to district. In Rome, the rules are among the strictest in Italy. People who do not separate their rubbish can be fined up to 619 euros if they have a recycling container less than 500 meters from their front door.

The Romans often state that it is difficult to find a container and even more difficult to find one that is not full. The council has commissioned 2,500 new litter bins. They are color coded green for household waste, white for paper, and blue for plastic.

The streets of the historic center of Rome hardly have any recycling bins yet. The streets are cleaned very efficiently, with vehicles going over the debris and sucking it up like huge self-propelled vacuum cleaners.

In southern Italy, local politicians claim that the waste management industry is controlled by organized crime. In 2014, the European Commission said it was taking action against Italy for 28 breaches of EU environmental laws. He said that Italy was denying its citizens the same quality of life enjoyed by people in other EU countries.

In Senegal, on the other hand, recycling is not carried out on an industrial scale, but is part of the daily life of many resourceful Senegalese.

Everything is recycled, from plastic bags to school notebooks, food cans, mineral water bottles and even fruit peels. The shell is said to be collected for use in cheap perfumes.

Tomato cans are turned into drinking glasses in rural areas or used by beggars on the streets, old newspapers and administrative documents are used to wrap the bread, fruit or peanuts you buy on the street.

Some artisans also use scrap metal to produce anything from chairs to kitchen utensils to children’s toys.

Plastic bags are used to make shoes. In the old days, worn tires used to be made into sandals, but now they are much less popular.

Recently some smart people have started collecting all the scrap metal they can find to send it back to factories in Europe.

Swiss waste disposal company Alcyon has signed a government contract worth more than $9 million to collect and treat rubbish in the capital, Dakar. The project is being managed by AMA-Senegal, which will remove a large landfill called Mbeubeuss and recycle much of the city’s waste.

Recycling is really important, our planet is already ‘sick’ and if we don’t recycle, the problems of human civilization will only get worse.

Recycling is important to both the natural environment and us humans alike.

Time is truly running out for us as a global community, it is everyone’s responsibility, as individuals and businesses, to recycle any waste they produce.

The history of life insurance is not very difficult to understand. Today, life insurance is simply the contract between a single individual and an insurance company that dictates that the company must pay the policyholder’s beneficiary if the insured dies. But where does the idea of ​​being insured at death come from? Who were the first people to implement this idea? What did they do when the amounts of money were not as high as those of life insurance companies today? When did the real life insurance industry start? These are all quite interesting questions and the fact is that some of them are largely unanswerable; however, we know a lot about the history of this wonderful thing that nowadays covers people all over the world.

The first signs in the history of life insurance

Historians have been searching for the true beginning of life insurance as we know it, but first they have deciphered the small steps that ultimately led to the actual payment of the death benefit. According to the Financial Shopper Network in ancient China, sailors prevented pirates from stealing all their goods by transporting portions of other ships’ cargo, so if a pirate stole a ship’s cargo, the entire cargo would not be lost. . A little later, in Babylon, merchants simply gave loans that had to be repaid when the contents of the trade were safely delivered.

So what does this have to do with life insurance? Well, both civilizations were avoiding losing everything. They were taking small baby steps that would help in the long run. However, life insurance as we know it; It started in the city of Rome. The people of this highly advanced civilization decided to form what they called “burial clubs.” These clubs were designed for a single purpose, in the event of the unexpected death of a club member; everyone else would be willing to pay the funeral expenses and help the survivor’s family with some money. The concept of life insurance as they knew it ended dramatically in AD 450 when the Roman Empire fell and its practices were abandoned for a long period of time. It is also important to note that many historians agree that around the same time as Rome, the Indian Empire and its citizens also formed “burial clubs” to pay for funerals and help people with expenses. One clue to this according to the Financial Shopper Network is that “yogakshema, the name of the Indian Corporate Headquarters Life Insurance Corporation” refers to the Vedas.

Great Britain and its step in the history of life insurance

However, modern life insurance didn’t get started until the British decided to give it a try and make it work. The practice of life insurance took hold all over the European continent except England, and it was exactly the British who started the most prominent life insurance companies known in European countries today. It was in the mid-17th century that on the streets of London, England, a group of people met at Lloyd’s Coffee House and decided to come up with life insurance ideas. The cafeteria was a famous place for dealers, shipowners, and merchants and would therefore be the perfect place to discuss life insurance knowing that most of those people had money.

History of life insurance in the United States

Since the British knew the basics of life insurance and things that could help people like the life insurance industry, they decided to give it a try in the United States of America. After discussing how they would decide to come up with the first life insurance company, they decided to build on the well-known British model at the time. The first life insurance company on American soil was founded in the Southern Colony of Charleston, South Carolina in the year 1735.

About 20 years later the entire colonies saw this as a good idea, so the Presbyterian Synod of Philadelphia decided to sponsor the first life insurance corporation in the United States, which wrote its first policy in 1761. The Bad of life insurance at that time was that many religious groups opposed it because it would be like anticipating one’s own death and with the religious fervor of the North American colonies of the time; it turned out to be quite a challenge to get everything up and running.

The life insurance industry as we know it really took off in the 1840s because these religious groups calmed down and no longer interfered with government business. Another big reason life insurance companies came up turned out to be the New York and Chicago fires that killed a ton of people in each of the two cities. After this, more and more life insurance companies began to emerge and in the 1900’s the business really grew. People wanted to be protected in the event of an accidental death.

The 1900s proved to be an era of growth for the life insurance industry. Two wars followed and many people decided to insure themselves to establish a secure financial future for their families. It is also said that after an attack on the country more people buy life insurance policies. No one can deny that simply because after Pearl Harbor, a group of people panicked and decided to take out policies fearing for their lives. The same is true after the turn of the century when the attacks on the World Trade Center occurred. People decided that not having protection was worth it and that a small premium each month was better than leaving their families financially burdened.

life insurance today

As you can see, life insurance has come a long way since it started in Rome and India. Large corporations with great power and global interaction have emerged. Companies have emerged that have a lot to say in both the economic and political world. As you can see, the market right now is booming, and there are many life insurance companies coming to life. Who knows what will happen in the future, but from now on customers should be happy with their options and the thousands of companies they can choose from!

Have you ever wanted to make a web program? Maybe you have thought about it but you have never achieved it. Maybe you wanted it but you knew how to do it. If any of these things apply to you, then this is the article for you. This is a step by step guide to making a web program.

Step 1 – Pick a topic – Pick a topic like (improv, jokes, fun or a hobby, anything you think people would be interested in, etc.).

Step 2: Choose a name – Choose a catchy name, something that people will remember. Like iCarly “i” for internet and Carly because her name is Carly. A catchy name keeps people coming back to your website/webshow.

Step 3: Find friends – Find a friend or two who are interested in the topic and willing to help. Make sure they want to help or else it could cause a conflict and that wouldn’t be good.

Step 4: Start generating ideas for parts (little things to do during the program). When you come up with parts, write them on a post-it note along with the idea, and write down any notes you have.

Step 5: Have fun and start filming – there’s no point in doing it if it’s not fun for you and your friends. The more fun you have, the more viewers like it.

I hope this has helped you to make your own web program. If this didn’t help you as much as you thought, visit this site for more information.

You have located a property that is the proverbial “diamond in the rough”. The purchase price is incredibly reasonable and with the right updates and improvements, the property could sell for a substantial profit. This all sounds great, but suddenly you realize: how can I afford to buy the property and fix it up?

Enter a hard money loan. This is a fantastic option if you need to quickly secure funds to close on a major real estate purchase.

It is in your best interest to take a moment and consider how you plan to present your project to a hard money lender in Los Angeles, as there are certain steps that must be followed when applying for a hard money loan.

Tip #1: Submit a Detailed Personal Financial Statement

Private lenders in Los Angeles and elsewhere in California are generally not as concerned about your debt-to-income ratio as a traditional bank lender. However, it is still worth demonstrating to the lender that you are fully capable of repaying the borrowed funds. When creating your personal financial statement, be sure to check your credit score and credit report for any major problems or red flags. For example, if you have a prior bankruptcy, foreclosure, or other bad debt, be sure to include a summary of what happened, lessons learned, etc.

Tip #2: Create a prospectus describing your experience in real estate and/or other business ventures

Hard money lenders are more likely to approve a loan application from someone who has real experience in real estate investing, home repair and remodeling, etc. However, if you don’t have experience in this area, don’t worry. Take the time to explain your professional background and your experience with other companies and business ventures.

Tip No. 3 – Be transparent and honest

Transparency is absolutely essential when applying for a private loan. Be sure to submit all requested documentation to the lender and be honest about any potential problems with the property to be purchased with the loan proceeds. Transparency is vitally important because you will be working directly with the decision maker instead of a middleman at your local bank. This is why building trust is so incredibly important in these types of transactions.

Tip #4: Establish a cohesive narrative about why your loan application should be approved

Make sure your application is consistent and understandable. This is especially true for the part of the loan application that asks for financial projections. If a hard money lender cannot understand your accounting logic and there does not appear to be a realistic path to profitability, then your Los Angeles hard money loan could be denied.

If you’ve identified an investment property with tremendous growth potential, consider contacting the expert hard money lender in Los Angeles to help turn your investment dreams into a reality.

So you’ve fixed your financial situation and are ready to buy a foreclosed property, all you need now is a nudge in the right direction with foreclosure listings. All buyers are looking for a bargain, and there are no better bargains than foreclosed homes. These used homes are put on the market after their former owners defaulted on the loans they took out to pay for their homes. Homes in foreclosure sell for much less than their actual market value and there are several types of properties that are in foreclosure, so you can definitely find the right one for you.

the best resource

Your best source for foreclosure listings is online subscription services. For a minimal fee, you can take advantage of a wide range of listings that are updated daily. Online foreclosure listings will have all the foreclosed properties across the country, so it’s also a great resource for people in the real estate business looking to make investments in different states. A good foreclosure listing service offers value-added tools and services to ensure your search produces good results. They would normally have specialized filter options that you can use to narrow down your search. They will also offer valuable literature on your preferred area with information on demographics, cost of living, social and community services. Some of these subscription sites offer professional email customer support to answer any questions you may have. When looking for a good foreclosure listing service, look for ones that offer a special 7-day trial package that will help you decide if you really need the service.

Another resources

You can check public notices found in courts across the country to see foreclosure listings. You can also find listings for foreclosed homes in large-circulation newspapers, which typically contain information about home auctions and other foreclosed property. If you have time on your hands, you can hand out flyers and post a few of them to let everyone know you’re looking for distressed properties. You should post your flyers in high-traffic places like malls, gyms, and supermarkets to ensure that many people see them.

Banks also have their list of foreclosures, as well as other financial institutions such as mortgage companies and lending institutions. Most of them will not transact directly with you, so you must be represented by an agent or broker.

Are you looking for a quiet vacation in a small and hospitable town? Somewhere where you don’t have to go through traffic jams or bustling people here and there? Any place where you can meditate in church or even on the street without anyone bothering you? Then St. Andrews is exactly the place you’re looking for.

Named after the Apostle, St. Andrews is known as ‘the home of golf’. Here resided the oldest patrons of golf and spread the game throughout the region. Many of the major golf tournaments are held frequently in this city for which visitors flock to the region when the golf season ends. But golfers aren’t the only attraction in this historic city. The sandy beaches, often fused with golf courses, are also major tourist attractions.

In addition to golf and beaches, St. Andrews is also famous for its iconic buildings. These buildings include the West Harbour, Holy Trinity Tower, St Rule’s Tower and St. Andrews Castle. The list also consists of churches, cathedrals and other parish sites famous for their elegance and architecture. The city boasts the University of St. Andrews, the third oldest university in the English world, as well as a vibrant academic environment with two-thirds of the population being students during academic session.

The climate in this part of the world is mostly winter. The average maximum temperature throughout the year is around 14 °C, while the average minimum temperature is 4.9 °C. In summer temperatures are usually around 19°C but almost never exceed 20°C while in winter the temperature is always below 0°C. Woolen clothing should be the perfect choice, with sweaters and jeans leading the way, but you can also do it with nylon pants and leggings. Whatever you wear, make sure you’re not naked because St. Andrews doesn’t have the weather that would allow you to show off your great skin. It’s too cold to be uncovered!

However, clothing should not prevent you from visiting. The beautiful city has a lot to offer if you are assertive to its cold climate. It includes a famous canoeing club that holds regular sessions for its tourists. There are football teams, rugby teams, sports centers and golf courses and on any given day it will not be surprising that the entire population takes to the streets to attend a local game of football or golf. Pubs and bars abound in all parts of the city, and several of them have nightclubs even in this quiet city.

With one of the lowest crime rates in the world, you need not fear for your safety here. The streets are not patrolled, but it’s not how you need them. The sparse population means that people here are considerably wealthier compared to many other regions of the UK, so the incidence of muggings and other organized crime is extremely low.

So if you think you need a vacation without the hassle and hassle, I can guarantee that St. Andrews is the perfect destination for you.

It’s becoming that time of year where the weather can have an impact on real-life NFL games. As a fantasy football coach, it’s a concept you just can’t pass up. Yes, I will go on record and say so. Checking weather reports is required as a factor in the process of setting up your fantasy football lineup! This article will explore the impact of weather on the production of fantasy football.

It is necessary to realize that there are different categories of weather, all of which need their own discussion. This article will focus on rain, snow, extreme cold, and wind. In the context of this article, rain is defined as creating conditions where the field and ball are affected, so a light drizzle would not count. Similarly, for snow there needs to be significant buildup on the ground that will affect jogging players. Extreme cold is defined as temperatures close to freezing. Lastly, we’ll consider wind conditions defined as more than just a light breeze, we’re talking about those cold Sundays with gusty winds having an impact on the quarterback’s ability to throw the ball.

Our first instinct would be to consider any adverse weather a negative in regards to fantasy football production, however, that is simply not the case. Rain and snow actually seem to have a negative effect on defense more than offense. Looking back on the 2008 season, Week 16 saw inclement weather games in Buffalo, Chicago, and Cincinnati. Those three games produced five 100-yard rushers. Keep in mind that all of these performances came from the running back position, however quarterbacks and wide receivers can excel in windy or snowy conditions. While the quarterback may not be able to grip the ball as well, receivers have a huge advantage on slippery surfaces. Defenses are at a disadvantage in poor field conditions as it is more difficult to cut and maintain coverage.

While snow and rain are really favorable for offense, wind is another story. On days when the wind is blowing, quarterbacks and wide receivers will be greatly affected. All one has to do is think back to the 2007 season when Tom Brady and company were just riding over the top until they met Mother Nature in Week 15. The only thing that could stop the Patriots’ offense that year was wind. If you have a quarterback or wide receiver on your team scheduled to play in extreme wind, I suggest looking into an alternative.

Finally, there is the cold weather. Some of the warmer-weather teams are certainly upset by the extreme cold, which gives teams like the Green Bay Packers a huge home-field advantage toward the end of the season. Cold weather also has an impact on kickers losing distance on their kicks as the air pressure on the ball is affected. We came across an analysis that investigated the effects of extreme cold that showed within a 1998 data set that the home team won all of the extreme cold games. That’s right, unbeaten at home in the cold! The bottom line is that teams that are not used to extreme cold will see a negative impact on production.

In short, the weather is something to consider when establishing your fantasy football lineup in recent months. Snow/rain seems to favor the offense, particularly the running game. Stay away from defenders scheduled to play in the rain and snow. The wind is another story, since it can completely shut down the passing game. The extreme cold will affect kickers and visiting teams not used to such conditions. So remember, take a quick look at the weather before setting up your lineup, as it can give you the edge that makes the difference between winning and losing on NFL Sunday.