It is simply the most powerful paid advertising platform for online search. With over 91% of the search engine market share, Google is undoubtedly the undisputed champion of all time.

As a result, it’s normal for every business in the world to want a piece of the action on the first page of Google, whether through paid AdWords PPC advertising or organic search marketing. Let’s face it, if your website doesn’t appear on the first page of Google for any given keyword query in your industry, you can forget about acquiring new customers on this platform.

Use of the AdWords platform

As we all know, with power comes complexity and learning curves before one can show remarkable achievement. AdWords can make or break you depending on your skills in managing your campaigns. Let’s face it, companies don’t want to waste money in the paid advertising buying process to acquire more leads. The main goal of any business is to grow and make a profit.

At the end of the day, the only important metrics that matter to business owners are conversion rates and ROI (return on investment). There sure are a lot of important metrics to track and monitor for any savvy marketer. Furthermore, these metrics are grouped into a measurable value called a “KPI” or key performance indicator. This value was designed to monitor a company’s overall marketing goals (the success or failure of a campaign). Some of those KPIs to monitor are called: CPC (cost per click), CTR (click through rate), CPA (cost per acquisition), CPC (cost per conversion), CLV (customer lifetime). -value), just to name a few.

The AdWords platform has countless configurations that you could compare to the control panel in the cockpit of an airplane. Yes indeed, very confusing for someone with no experience in paid advertising.

Just to give you a brief idea of ​​the different settings that require your attention when creating an AdWords campaign for the first time, some of the settings on the list are as follows: campaign creation for ad groups, ad copies, budget settings and max. CPC settings. From setting keyword match types like “broad match, modified broad match, phrase match, exact match to setting negative broad match, negative phrase match, negative exact match. Conversion tracking and tag settings and Google Tag Manager triggers, demographics, ad placements and placement settings, scheduling, ad extensions settings, call extensions, display network ad settings, QS (quality score) understanding and the list goes on and on go on.

It’s quite understandable that most companies don’t have the in-house expertise to adjust and manage the AdWords campaign. More importantly, your CPA (cost per acquisition) is much higher due to your campaigns not being fully optimized. As a result, your QS (quality score) (measured from 1 to 10 based on ad relevance, keywords in ad text, URL, landing page, etc.) per keyword is very low, which which makes your CPC (cost per click) much higher. Also, ad impressions (number of times your ads are shown) will be low due to poor campaign optimization.

Time for a Google AdWords Account Audit

It is always recommended to request a Google AdWords account audit by a certified third-party professional. Most importantly, that professional will help you understand why your campaigns aren’t working the way you want.

An AdWords account audit is the process of evaluating the overall effectiveness of your marketing campaigns and keeping your account running smoothly to increase your ROI. Only a certified Google AdWords professional will be able to help you find the missing link. During the evaluation, many hidden problems will be discovered. Each element will be analyzed and recorded separately.

A full analysis of your account structure will be performed to pinpoint weak elements. An AdWords audit will also help you discover where ad spend is being wasted, and more importantly, how it can be improved; furthermore, new ideas will also be suggested.

You see, there’s a lot more to Google AdWords than just creating an ad and launching a bunch of keywords in a single ad group and adding the website URL.

The most important aspect of any AdWords campaign is conversion tracking. More than 95% of companies do not have that right. To adjust and improve ROI, you first need to understand what’s going on. If you can’t track your conversion properly, how can you analyze your data and fix the bad results that are burning through your paid advertising budget?

Additionally, a high percentage of businesses are missing important elements online. They just don’t have a proper end-to-end sales funnel with automation to capture new leads daily and convert them into buyers. Having a website is only a small fraction of the online marketing equation and that is the main reason why so many businesses are losing money trying to advertise online. More importantly, they don’t have a proper CRM (customer relationship management) platform to capture and nurture their leads through email marketing automation. So they just send expensive paid traffic directly to their websites and hope for the best, a spray and pray technique that won’t bring much results.

Asteya: no stealing, honesty, no misappropriation

Asteya is abstinence from stealing, which Vyasa defines as: “the misappropriation of the things of others for oneself: to refuse to do so, free from desire, is not to steal.”

What constitutes ordinary theft is well known to almost everyone, but, as Yogananda said, “people are clever in their ignorance,” so we have devised innumerable ways to steal and not appear to be stealing, all the way from putting slugs on pay phones to give us things or money we don’t need or deserve. Theft and falsehood are certainly interrelated. So we must analyze the definition of Vyasa and apply it to our situation. But we can consider some “fudges” that have become respectable and frequent.

Taking credit that really belongs to another is a form of stealing. It is also taking what is not ours, pretending that we own it or that it corresponds to us.

Plagiarism is a common form of theft, especially in academic matters.

Taking what does not come to us legitimately, even if it is given to us for free, is stealing. People do this all the time in relation to social benefits and insurance claims.

Demanding more than a fair price or a fair wage is perhaps the most common form of stealing. I knew a virtuous man who worked in the auto industry. Each week he returned to the teller everything he believed to be above his honest earnings.

Forcing others to give us something we want from them, whether material or metaphysical, is extortion and theft. Neither is giving to others what we owe them or what we are legally or morally obligated to give. For example, many people (especially churches and religious orders) expect others to continually provide them with things or services that they are perfectly capable of paying for. (I’m not talking about unsolicited gifts or charity, that’s virtuous.) Or they want to be given deep discounts. I was once told by a natural health professional, whose financial situation was much worse than mine, that she was willing to charge only half her usual fee for my treatment, and would even treat me for free if I wanted to. I explained to her that since she could pay the full amount, it would be robbery for her to accept a discount or free treatment. And I quoted the Yoga Sutras in support of my claim. The law applies to all.

The prophet Malachi posed the terrifying question, “Will man rob God?” (Malachi 3:8) That is extremely easy to do and extremely common. It might be good to find out for yourself and see if you are somehow doing that yourself.

But all these forms of stealing are internal or external acts, while Vyasa defines non-stealing as an essentially psychological state of “freedom from desire.” This, then, is the goal of mere abstinence from stealing. What must be achieved is the state of mind in which there is absolutely no desire or impulse to steal. “Stealing cannot exist in those whose desire has been cut off,” says Shankara.

Aparigraha: not possessive, not greedy, not selfish, not greedy

Aparigraha includes the ideas of non-possessiveness, non-greed, non-selfishness, and non-greed. Vyasa’s definition is particularly interesting because it is so practical: “Seeing the flaws in objects involved in acquiring, defending, losing, clinging to, and depriving others of them, one does not take them for oneself, and that is aparigraha.” “. Here, as in the other Pillars, the true virtue or observance is primarily internal, leading to the correct state of mind for a successful yoga practice.

Basically, when a person sees all the effort invested in “things”, as well as the unhappiness that accompanies both keeping them and losing them, what to speak of the awareness of their inherent flaws, they wisely step back and rid themselves of Thingolatry. Of course, we all have to get and use many kinds of things, but we can do it objectively, without getting sucked into them like the tar baby in the Uncle Remus story. To be possessed by possessions is truly a great misery; and the belief that happiness comes from external things is truly a great folly.

People literally get lost in “things” as they adopt a completely false self-concept. To think that we are what we “have” is to forget who and why we are. Aparigraha cleanses the inner eye and allows us to see our true “face”.

Are you looking for new children’s chairs or children’s table and chair sets for this Christmas? Well, you are in luck because we are here to tell you about our favorite children’s furniture company: Kidkraft and what they have to offer you and your children. We thought others might benefit from hearing more about the company and what some of our favorite children’s furniture is and why.

We would like to start with one of the most important furniture for the children’s room, apart from the bed and the chest of drawers, a children’s table and chair set. Children like to do activities in their room with their friends or by themselves and enjoy sitting at their own table that is the perfect size for them. The size of a children’s table and chair set is important not only for enjoyment but also for comfort. KidKraft has one of the largest selections of children’s table and chair sets to choose from, so you’re sure to find the perfect set to fit any room in the house and any decor in the house. Their classic designs and elegant children’s furniture are durable and strong, making them a safe choice for your children. They offer wooden table and chair sets in honey, cherry, espresso, and natural finishes.

They also have board games for boys and girls that are painted like the Avalon table and chair set or the Brighton table and chair set. Each of these tables can be paired with one of their different styles of kids’ chairs in a wide variety of different colors. One of our favorites for young children is the Aspen board game. This game is ideal for children from 2 to 5 years old. This set comes with two matching chairs and you can choose between a natural finish or a white painted finish. We also think that the Avalon table and chair set is one of the best children’s furniture. Its classic look and durable wood construction make it the perfect choice for any family. This set will look great in the children’s room or in the living room. This style is available in many different finishes: black, white, honey, natural, chocolate, and espresso. Choosing a Kidkraft kids’ table and chair set is a smart and affordable choice.

We believe that a comfortable upholstered children’s chair or rocking chair is an overlooked piece of furniture. When, in fact, having a children’s chair in their room where they can sit and read is a really important piece of furniture. This will allow them to take more time to relax and read if they have a comfortable space to do so. Kidkraft is also a leader in children’s upholstered chairs. They’ve brought out a lot of new colors this year for their popular upholstered kids’ rocking chairs. Now you can choose between chocolate, bubblegum, light blue, denim, pink and blueberry. Plus, they just launched custom kids furniture, just in time for the holidays. Having children’s furniture in their room is important, since this is their space.

One last item we would like to mention is play kitchens. Their play kitchens are designed with children in mind. From the colors to the size to the features, they are surely the best on the market when it comes to affordability, durability, and design. They have many different kitchens to choose from such as the retro pink kitchen with refrigerator, the large pastel kitchen, the large and bright kitchen, among others. Also new this year and which is going to be a great success, the Grand Gourmet corner kitchen. This is his best design so far. Now you can also personalize yours making it more special for your children!

Content is often considered the main resource of an online business owner. Drive traffic. Help make a sale. It provides authority, credibility, and likability, all purchase triggers. It also helps you market your business.

Unfortunately, many business owners write their content with no direction or purpose in mind. They can write fantastic content. However, if you are missing a purpose, you are missing an opportunity.

So what do you want your content to achieve? It doesn’t matter if it’s short like a blog post or an article. It doesn’t matter if it’s a larger piece of content, like a report or an eBook. You need a purpose.

Potential Purposes of Content

• To drive traffic to a web page
• To increase SEO
• To drive traffic to a sales page
• To generate affiliate income
• To increase credibility and authority.
• To prompt a response/comments/links
• collect opt-ins

You may find that occasionally your content serves more than one purpose. For example, a report can be designed to collect subscriptions. In addition to subscriptions, you can also include affiliate links within the body of the report to generate revenue. Or you can link to a sales page on your website to promote your products or services.

On the other hand, if your content lacks a purpose, then you are missing out on a valuable opportunity.

Make the decision

The best time to determine the purpose of your content is when you create a content plan. When you plan your content, you will probably determine the keywords and the topic. You will also decide when you are going to publish it and where. It makes sense to integrate your content into your traffic generation, SEO, sales, and marketing strategies. This means giving your content a purpose.

How to include your purpose in your content

Every piece of content should have some kind of call to action. For example, if you want to encourage comments and comments at the end of a blog post, you need to request it. That is your call to action. If you want to send people to a sales page, you need some sort of “Visit LINK for more information.” Your purpose will be integrated into your call to action.

Take a look at the content you have planned for the next week or month. Does each piece have a purpose? Do you have a call to action? Is your content part of your overall business growth strategy? If not, make some quick changes and start reaping the rewards.

The pin trade at Walt Disney World, which began as part of the Millennium Celebration in 1999, has created a subculture of its own. The process is simple, fun and interactive: you simply buy a Disney pin in the park (ranging from $6 to $50) and then trade it with other guests, or even cast members wearing lanyards full of pins. The twist, of course, is that some pins are more valuable than others, depending on the year of issue and the quantity produced. Some are so rare that they are instant collector’s items. For a list of the top five most wanted Disney pins, take a look below.

Mickey Mouse with dream jewelry

This is probably the rarest and most valuable of all Disney World pins, ever! It was released exclusively at Disney’s pin event, Expedition: PINS! in 2008. The pin features a waving Mickey Mouse adorned with more than 130 jewels. The retail value of the pin is estimated at $1295.00, but you won’t find this one for sale in any Disney store, making its actual price that much higher. Only a total of 3 pins were produced, so if you simply must have one, check eBay often.

The mad hatter’s hat

It’s just a small version of the Mad Hatter’s famous green top hat with the mysterious 10/6 tag, but it’s actually one of the rarest Walt Disney World pins in circulation. There’s no exact edition number available because this little gem was sold exclusively to cast members in 2003. It’s now a collector’s item… that is, if you can get your hands on it. We hear there may be one or two still floating around Disney World somewhere. Good luck on your search.

Figment Collection Framed Set

Disney World only produced 75 of these pins, which are part of a 4-pin set commemorating the 2009 Museum of Pin-tiquities event at Epcot. Figment himself appears on this pin against a black background in a circular frame. This was a full pin awarded to those who completed the Figment Collection framed set, making this small number an exclusive and extremely rare item. It’s not for sale in the park or on Disney World’s online pin ship, so your best bet to snag this one is an online auction.

Donald Duck Wet Paint

Only 1,000 of these limited edition pins were produced and sold at the Magic Kingdom in 2001. The pin shows Donald against a yellow background screaming like one of his nephews, who is tracking wet paint everywhere. The small number of pins made combined with the humorous design have made this one of the most sought after Disney World pins. Although it originally debuted at $6.95 at the Magic Kingdom, it now fetches over $150 at online auctions.

flubber 2000

The original Flubber pin was a surprise hit with collectors. Trading this pin was a craze in the park, and it remains one of the most coveted pins around. No one is really sure why the Flubber pin is so popular, especially when ticket sales for the movie were unremarkable. That, of course, matters little to a collector. You can still find the Flubber pin floating around Walt Disney World (500 were produced, after all), but you have to look carefully. It can end up being quite the search. If you can’t find one after exploring Disney World, you can find replicas for sale at the online Disney pin shop. Just keep in mind that the design of the replicas is different than the original – the design of the newer version commemorates 10 years of pin trading.

If the Disney pin swap has taught us anything, it’s that the value of an ounce under $10 can skyrocket. The surest way to find a valuable pin is to buy ones with a lower edition number (see the back of the pins for the exact number created). Then trade carefully and wisely while in the park. Lastly, always be courteous and nice to the cast members you want to trade with – they may have the goods you want, but they are busy people with a lot to do. A friendly demeanor goes a long way and might even get you a great value pin.

The city of Ibiza, or Eivissa, as it is called in Catalan, is the largest city on the island. The beautiful and unique UNESCO world heritage site is packed with interesting people, lovely bars, restaurants and exciting clubs to go to. Shopping is fun, the nightlife is legendary, and every summer many celebrities come here on vacation. There is a wide range of selected sailing yachts and power boats for charter.

How to get there when you are planning to rent a bareboat boat in Ibiza town?

One option to get here is to fly directly into the international airport which is only 7 km from Ibiza town. Especially in summer it offers many connections with the big European cities.

Ibiza Town and San Antonio, Ibiza’s second largest city, also have a very good ferry connection to and from the neighboring islands, as well as to the port cities of Barcelona, ​​Valencia and Denia on the Spanish mainland. To Valencia or Alicante it is 100 NM and to Barcelona 160 NM. The neighboring island Formentera is only 11 NM away and Mahón in Menorca, the second largest island in the Balearic Islands, about 140 NM.

If you do not find a charter yacht available in Ibiza, it is possible to fly to Majorca and rent a charter yacht there. From Palma de Mallorca it is about 70 minutes to the city of Ibiza.

What marinas are there in the city of Ibiza and its surroundings?

Very centrally located at the foot of the Old Town are the Club Náutico Ibiza and the Marina Ibiza Magna. From here you can walk straight into the hustle and bustle of Ibiza town. The exclusive Ibiza Magna offers many services and has 85 berths for yachts up to 60 meters in length. Here you’ll find the most elegant superyachts moored and it’s easy to spot a celebrity on board.

Ibiza Yacht Club, or Club Náutico Ibiza is the second oldest port in the Balearic Islands and has 300 berths for sailboats or motor yachts up to 18 m, as well as many facilities. The non-profit club has a long tradition and offers many sailing courses.

In the modern Marina Ibiza there are 539 moorings, the majority for yachts up to 60 m. However, it can also accommodate mega-yachts up to 100 m in length. Here you will find a boulevard with shops, restaurants and beautiful green spaces. Other facilities include fuel supplies and 24-hour guarded parking. It is located on the north shore of the port of Ibiza and is a 20-minute walk from the center of the old town. The style is very exclusive and in the immediate vicinity you will find many luxurious clubs and restaurants, such as the famous “Cipriani”.

The modern and popular Marina Botafoch is located right next to Marina Ibiza and has 428 berths for boats up to 30m in length. There are a variety of services and shops, as well as many restaurants and bars. Very useful is the ferry service that goes directly from Marina Botafoch to the port promenade in the Old Town. Here, as in all the other marinas in Ibiza, it is essential to book in advance as moorings are in high demand in summer.

The Santa Eulalia marina on the east coast, 15 km from the city of Ibiza, has 755 moorings for boats from 6 to 22 m in length. There are many services available such as travel lift, crane, gas station and 24 hour security. Other features include a shopping mall, restaurants, cafes, and nautical shops. The San Antonio Yacht Club, on the west coast, 19 km from the city of Ibiza, offers another 578 moorings for boats up to 50 m. It is newly renovated and has a large number of innovative services. And the Port of San Antonio has 245 for boats of no more than 30 m. This popular fishing, shipping and commercial port contains a gas station and many repair services.

What can you do in Ibiza town besides sailing?

There is absolutely no shortage of fun things to do here. What many people don’t know is that even in winter there are a lot of festivals, or fiestas as they are called in Spain. On January 6, Three Kings Day, there are large processions everywhere. Then there’s San Antonio, a huge Flower Power party, which usually takes place on the first Saturday after Three Kings Day. There are many more holidays in January and it is a much calmer time to visit the island. Daytime temperatures are around 17 degrees on average but rarely drop below freezing. You could take the opportunity to visit the beaches or places of interest with hardly any tourists around.

If you come here in the summer to rent a bareboat boat in Ibiza, you can easily combine sailing with sightseeing. The old town, or ‘Dalt Vila’, is a fascinating maze of cobbled alleyways, quaint manor houses and a myriad of charming restaurants and bars. There are some very exclusive restaurants. Here you can sit and people watch, there is no better place in the world for it. Or you can visit the impressive Castle of Ibiza, as well as the Cathedral of Santa María and there are many galleries and museums to choose from. Also, you can find many quirky boutiques that make shopping here very colorful and interesting.

The nightlife in Ibiza town is more vibrant than anywhere else in the world. Many famous DJs have residencies here and clubs like Pacha, Space, Amnesia or Ushuaia have hosted the most renowned DJs in the world. And during the day there are some very stylish beach clubs like Nassau Beach Club or Nikki Beach where you can sunbathe, swim, wine and dine. The Lio Beach Club has an incredible Cabaret Show and you can head to the famous Café del Mar, where chill-out music was taken to another level.

The water sports facilities are endless: go scuba diving, snorkeling, parasailing, take a jet ski or kayak. The Aguamar Water Park near Ibiza town is an attraction for families and the Parque Nacional de Ses Salines offers stunning scenery and is great for taking the kids sunbathing as there is a very safe swimming pool.

What possible day charter excursions are there from Eivissa?

Ibiza is perfect for going from beach to beach, on a party boat or on a normal sailboat.

The west coast, the leeward coast, has many smaller islands and beautiful coves with beach bars and anchoring facilities. The island Es Vedra with its characteristic pyramid shape is enormously popular. Then there is the lovely Cala Jondal with the Blue Marlin and other popular beach clubs.

Cala Compte, a beautiful beach on the western coast, is said to be the best for watching the sunset. Cala Bassa and Playa Cala Salada near San Antonio are also recommended. Sa Caleta, an ancient Phoenician settlement together with the Ses Salines natural park, was declared a World Heritage Site in 1999.

Ses Salines, the long and exclusive sandy beach with colored buoys for anchoring is also the southernmost point of Ibiza and closest to Formentera. From here you can head to Espalmador, a private island north of Formentera. It features naturally therapeutic mud springs and a pristine white sand beach edged pink by an adjoining coral reef. It is a complete paradise and protected World Heritage Site. Enjoy the view of the impressive landscape and many superyachts anchored in summer.

And on the beach of Illetas in Formentera you can find some fine fish restaurants on the dazzling white sand, go looking for shells or practice water sports in the aquamarine sea. This is the stuff dreams are made of!

Medical coding is like translation. The people behind medical coding take medical reports and turn them into a set of codes. In a medical claim, these codes play a big role. In this article, we’re going to take a look at medical coding and the relevant statistics. Read on to learn more.

The reason for coding medical reports

You may be wondering why we need to code medical records. Isn’t it enough to simply describe the diagnoses, symptoms, and procedures? After all, these reports can be sent to an insurance company.

According to reports released by the Centers for Disease Control (CDC), in the past 12 months there were more than 1.4 billion patients visiting hospitals. This includes patients visiting emergency rooms, outpatient centers, and doctor’s offices.

Suppose there are only 5 pieces of information coded at each visit. That would be a whopping 6 billion pieces of information that the professional would need to transfer each year. However, this estimate is unrealistically low. Therefore, medical coding helps make it easier to transfer a large amount of data.

Apart from this, encryption helps you to distribute the same documents among different medical facilities. For example, the code for strep throat is the same whether you are in Hawaii or Arkansas. With the help of consistent data, you can perform research and analysis efficiently. Health and government agencies make use of the information to keep abreast of health trends. For example, if the CDC needs to analyze the spread of viral pneumonia, the ICD-10-CM code can help them.

Finally, coding helps you find out if a treatment is effective. In fact, this is much more important for large facilities, such as hospitals.

Now, we need to go ahead and learn more about 3 types of code. If you are a medical coder, you will find this information very useful.

three types of code

ICD

ICD is the abbreviation for the International Classification of Diseases. These diagnostic codes provide a uniform vocabulary to describe possible causes of death, illness, or injury. In the 1940s, the World Health Organization (WHO) established this code. Over the past 60 years, it has been revised many times.

These codes help represent the patient’s diagnosis and condition. When it comes to the billing process, these codes help practitioners determine the need for medical treatment.

CPT

CPT is the abbreviation for Current Procedural Terminology. These codes are used to document most medical procedures in a doctor’s office. The American Medical Association (AMA) published and maintained this code. Therefore, AMA reserves the copyright and updates the codes annually.

HCPCS

HCPCS stands for the Health Care Common Procedures Coding System. It is also known as “pueblerinas selections”. Primarily, HCPCS codes pertain to equipment, procedures, and services not covered by CPT codes, including medicines, medications, ambulance rides, prosthetics, and medical equipment.

So this was an introduction to medical coding. I hope you find this guide useful.

New York is one of the best places in the world to visit for numerous reasons, not the least of which is its ever-changing and vibrant culture, along with its wide selection of hotels. New York is one place in the United States that really stands out because of the exciting and colorful history of many of the hotels here. Manhattan is known for its best gastronomic cuisine ranging from Oriental food to European food.

New York is a place that welcomes people of all income groups, so whether you’re looking to live in the lap of luxury or for a short, comfortable and affordable stay in a clean hotel; you can bet you’re going to find it in New York. There are several low-priced facilities you can choose from; many of them can also be called inns, rather than hotels; but nevertheless, the service and food are always top notch.

Many of these so-called cost-effective hotels surprisingly come with amenities like non-smoking rooms, air-conditioning, a concierge, etc. In addition, you will also get a hair dryer, alarm clock and other facilities to make your stay as comfortable as possible. If you need to store valuables you can use the hotel safe. The service at many of these budget hotels is comparable to the service you can find at expensive hotels in other parts of the United States.

If you’re on a tight budget but also want the delights of historic New York hotel living, consider staying at the SoHotel, located on Broom Street. This is one of the oldest hotels in New York City and the price for a room starts at $93 per night, which is not bad for a hotel located in the center of New York, in the heart of China Town and Little Italy. The rooms provided are accompanied by all the basic amenities and each room has its own bathroom. The area surrounding the hotel offers excellent shopping opportunities and a rare chance to get a taste of Chinese and Italian culture.

Now if you have a little more money to spend and are looking for a little more luxury then you should definitely stay at the Union Square Inn which is a gem of a hotel to say the least. This hotel has 46 large, well-furnished rooms and is conveniently located at 209 E. 14th Street. The basic amenities offered here are cable TV; rooms with air conditioning, Internet access and telephone access. You also get a complimentary continental breakfast. This is a great hotel regardless of whether you are traveling alone or with your family and friends. The European-style cafe offers great opportunities to try a few new things each time you visit New York. You can get private single, deluxe and double queen rooms. If you’re lucky, you might get a room facing the street, which will give you a good view of New York City.

People looking for a budget hotel located in the heart of Manhattan need look no further than the famous Chelsea Savoy Hotel located at 204 W 23rd street. Pricing for a room starts at an affordable $99. Most of the rooms have telephone, cable TV and safe; there are also rooms with air conditioning and you also receive a complimentary newspaper every morning. Each room is also equipped with a refrigerator and an iron. You’ll also receive a complimentary cup of coffee, and you won’t have to worry about leaving your pets at home, as they are allowed in the hotel.

Investments can be a great way to get ahead, and more and more people are jumping into the investment property buying market. However, this decision should not be taken lightly. If certain tricks of the trade are ignored, you may find yourself deeper in debt than before. There is a lot to be gained from buying property, whether it be flipping it or holding and renting it out. That being said, first-time investors should consider buying long as it is generally safer than a short-term Forex strategy.

First, take a look at the numbers. You want to make sure that the monthly rental income will cover all the expenses of the property, such as property taxes, insurance, financing, repairs and maintenance, and everything else. When looking at the numbers, remember to be conservative with any estimates you make and always include a 10% vacancy rate. If the property appears to be cash flow positive on a monthly basis, you may proceed with the due diligence process.

The second thing to consider when buying a property is the location. Location is everything, and the general rule of thumb is to buy rental properties in the best neighborhoods you can afford. The neighborhood will determine the type of tenant you can expect, as well as the amount of rent you can be charged. Another aspect of the neighborhood relates to the repair of the upper parts and the degree to which the necessary improvements are made. Avoid upgrading a property so much that it is so much better than the surrounding houses on the block. Keep home comfortable and easy to use. People will choose the neighborhood for a reason, so make sure the house is arranged to fit.

Another tip is when looking at potential homes to buy, look at the property for what it could be, rather than what it is. Spot the property’s potential and keep renovations to a reasonable level. Make sure the vision is reasonable for the work that needs to be done and the price of the materials needed. Remember that hiring professionals to do the work can help ensure things are done right the first time, saving money for things that may need fixing later. Hiring professionals should not be taken lightly either. Be sure to check all references to ensure that all of your contractors have the experience and qualifications to do the job properly and in full compliance with municipal codes.

Once all the hard work is done and the house is ready for a tenant, make sure a screening process is used. Run a credit check, call past owners and references, and verify income and employment. After all the sweat and money that went into the property, it’s only natural to want to keep the bums from destroying it.

The bottom line is that buying a property requires a fair amount of due diligence. Do the homework that goes into being a great real estate investor, and also read up on landlord and tenant rights. It is one of the most important steps to protect the investment. Study the eviction processes and understand all the laws to help keep your profits flowing for the long term.

With the mad rush leading up to Christmas, it’s never too early to start shopping for gifts, especially if you don’t want to spend a fortune. But how do you get the Christmas gifts your loved ones want on a budget? Here are a couple of tips to help you get the best Christmas gifts while saving big.

WHAT’S HOT FOR CHRISTMAS 2010?

So you’ve decided to get an early start on your holiday shopping, but sometimes it can be a bit overwhelming trying to decide which new toys and tools your friends and family will enjoy the most.

Never fear! I have scoured the internet to find some of the latest fun gadgets and toys for kids and adults.

To Him: Of course, everyone has been hearing a lot about the Apple iPad and iPhone, so they’re always safe bets if the man in your life is really into technology. But for a slightly different twist (or if your guy is more PC than Mac), how about opting for an Android smartphone? For a low-cost option, try the Augen 7″ Color Touchscreen Tablet PC, available at Kmart.com.

For Her: If your girlfriend, mom or sister is into high-tech beauty, you might want to check out the ghd brand of professional hair styling tools that’s been buzzing on the internet’s top beauty sites. The versatile ceramic flat iron not only works to straighten hair, but also to create beautiful curls and waves, and there are tons of great styling products to make sure your hair gets the best care. And there’s an instructional DVD included! Check it out at Buy.com.

For the kids: While Barbies will never go out of style, Moxie Girlz dolls definitely make waves everywhere with their bold style and accessories. Here’s a great way to save money while giving your child hours of fun and lots of options: the Moxie Girlz Magic Hair Head Gamez doll from Kmart.com, which includes two extra ‘pop-on’ heads, so it’s just like have three dolls in one!

If you’re looking for something both toddlers and older kids will enjoy, the latest Nintendo DSi XL handheld gaming system is a great way to have games on the go! The popular Brain Age learning software is pre-installed, and with larger screens and a built-in camera, it’s a great way for friends and family to bond. Abt Electronics has a great selection in many fun colors.

Great ways to save on your Christmas shopping

It’s possible to get great Christmas gifts without blowing your budget or racking up credit card debt! Check out some of these tips to help you maximize savings.

• A sale is a sale: Don’t wait for last minute Christmas deals! If you see great deals on the items you want to buy during the Halloween sales or even before, you can space out your purchases to stay on budget, instead of doing a lot of gifts.
• Get clipper-happy: Don’t discount the value of coupons, especially for online purchases – check sites like Slickdeals.net and RetailMeNot for some ideas. Or look for retailers with daily deals like free shipping.
• The Gift Card That Keeps Giving: Gift cards are a really great way to stay on budget, as well as make sure your loved ones always get what they want and need. Also, they are much more convenient than giving cash as they can be used online, especially if you choose git cards from retailers that sell a wide variety of products. They’re also a great way to preload cash for contractors and other service providers you’ve worked with all year.
• Take a look at the trend hunters: There are plenty of sites dedicated to finding the best prices and the latest trends on toys, electronics, beauty, etc., so explore these early on to make sure you don’t get stuck buying attractive items at premium prices like Christmas shopping. madness begins Try a site like TheBigToyBook.com or a big retailer like Sears.com for great ideas.
• Cash payment: Credit card interest charges can be a bane to your wallet, especially if you’re doing a lot of holiday shopping. Avoid them by paying cash, as even online you can find great secure cash payment options, some of which even offer rewards like cash back.