I’m sick of the victims of Bernard Madoff, the ones who lost everything. They want to know how they can recoup some of their losses. They think the taxpayers should probably bail them out. Why not, it’s good enough for B. of A. They want to know how Bernie got away with his Ponzi scheme. He got away with it due to the blind greed of (his) investors in him. That’s how it is. If you invest in a fund that is returning unrealistic gains, guess what, something there is unrealistic.

THE GOLDEN RULE: If it’s too good to be true, it’s not true.

I have some money in a mutual fund that has paid me back 200% over a few years. Guess what, I lost my butt in this recession. But I don’t have all my money there. Got play money on it. INVESTING IS PLAYING! As it happens, investing has been a good bet for 70 years. Investing in the stock market has performed better than investing in real estate over that time frame (on an average annual return basis; look it up), with much less “up front” money needed to participate. You can also easily beat the market. I do it every year like a non-financial genius.

Your investment strategy is your responsibility. Your financial future is not the responsibility of B. Madoff, AG Edwards, Fidelity, Edward Jones, Val Kilmer or Batman.

STAY DIVERSIFIED! Don’t invest all your money in a higher-than-normal yield fund. Do your due diligence and investigation. Bottoms that are hotter than normal will get cooler than normal. They should be viewed as “growth,” not “revenue.” I’ve bought growth stocks that went to zero. So my “growth” was negative, but I knew there was a chance to get into the deal. I put a small amount of play money in the wrong pot. I have lost money in “Growth” mutual funds. But he still had 48 other investments to fall back on.

If you invested 100% in BM (hmm, what else does that mean?) you deserve what you got, period. Some of that money should have been wagered on Pepsi Cola. Or even the lottery or slot machines. Shame on Bernie, but shame on you. People who are raped may be in the wrong place. Nicole continued to live near OJ

As a sidebar, let me recommend “US Funds” (they’ve also lost their butt in the recession). They use a team approach. It is highly unlikely that 8 people who control a fund will make the same mistake. That would obviously be questionable, and it would be the investor’s responsibility to recognize the deception. American has been around since the 1930s and will probably still be around when Bernie gets out of jail. You should consider investing in Am. Fds. in the year 2160, when he is released. A $10,000 investment in one of his original funds in 1934 (with dividends reinvested, very important) is worth more than 40 million. This day. Is a $10,000 house in 1934 worth about $50 million today?

Sidebar #2: The stock market always overreacts. If it coincides with the percentage decline in the stock market (as if the Dow 14,000 were ever realistic), unemployment levels should be well above those of the Great Depression. This country should be 58% of what it was 2 years ago. Pfftt! There is no correlation between the market and the reality of the economy. BUY WELL AND STORE. Look for companies that have actually raised dividends in the face of financial disaster. Did you think there was none? So you’re not doing your job.

Computer viruses are everywhere these days; not only do they cost businesses and individuals millions of pounds a year for antivirus software and malware detectors. In the UK, cybercrime and computer viruses cost the UK economy a whopping £27 billion per year according to a report published by the UK government and this number is actually larger than the number of victims that drugs are causing to the British economy in the last 7 years.

As if things weren’t getting worse, now comes a new stream of malicious code that can harm your iPhone. Said to have been created by an unknown 21-year-old computer geek, the new worm virus called “ikee” is spreading in Australia and infecting many Apple iPhones with deadly precision that, if left unchecked, may affect more units worldwide. the US and here in the UK. .

This malicious code that infects Apple’s smartphone wallpaper and changes it to a picture of 1980s singer Rick Astley while a message appears at the top that reads “Ikee will never leave you.” “. Once you see this on your iPhone, you will have a bit of a headache.

Ultimately, it’s only owners who have phones running Symbian OS 6, Windows Mobile OS, and Android who should really be concerned about viruses on their phones, especially if they use their mobile phones regularly to share data over Bluetooth because they have more possibilities. from being infected by mobile viruses. Perhaps the time has come to develop and release a competent iPhone antivirus; but the problem with this is that they may have a hard time getting support from Apple on this.

The reason is that most of these viruses that have affected the iPhone could only enter the phone system due to the weakness caused by jailbreaking the phone and this is obviously against Apple’s policy. So why jailbreak your phone in the first place and make it vulnerable to a virus attack? Well, it is the biggest concern for most iPhone users; they want to use their favorite app and it is not supported by apple so jail brake at your own risk. And what a risk it is!

British mobile phone owners are famous for taking care of their mobile phones and devices. In the UK, revenue from iPhone insurance purchases is regular and consistent business. iPhone 3g and iPhone 4 insurance covers theft, accidental damage and even losses and fraudulent calls; quite comprehensive compared to a few years ago where most insurance providers don’t cover like now. But we have yet to see insurance providers protect smartphone owners from viruses and malicious code, especially if they got it by tampering with their phone. So the best advice for now: take care of your iPhone and avoid using its Bluetooth as much as possible.

Major League Baseball (MLB) is one of the most watched sports in the United States. Aside from the game and the players, one of the things that the crowd looks forward to is seeing the team uniforms, especially at the start of the MLB season.

For some, uniforms are just what they are: something to identify a person or team. But for many others, especially players, baseball jerseys are more than identification. They define a person and a team. They increase the confidence and morale of a team.

For MLB fans, baseball jerseys are like a fashion statement. They are buttoned shirts with unique designs. In other words, they can be used outside of the game. You can wear them on a normal day and manage to look fashionable.

To give you an idea of ​​which baseball jersey you should have in your closet, we’ve decided to rank the top FIVE based on design, logo, color, and impact on the crowd.

The most impressive uniforms in the MLB

Of the 30 teams, here are the top five with the most impressive uniforms:

New York Yankees

Part of the reason the Yankees uniform tops the list is familiarity. No matter where you are in the world, you will always find people wearing the Yankees cap. And then of course the pinstripes. Blue pinstripes are a kind of trademark. It is something that has made it easy for some people to identify baseball, especially those who are not yet very familiar with the teams and the game. And mind you, Yankees pinstripes look good. They add to the “cool” factor. Imagine Derek Jeter walking right in front of you in his pinstripe suit!

The Yankees logo also stands out. It has become a symbol of the city. It is easy to recognize and looks really clean and neat, pleasing to the eye.

St. Louis Cardinals

The Cardinals uniform is a classic. His white home jersey, showing the red birds perched on the yellow bat, truly represents the team. The Cardinals recently introduced a throwback off-white uniform. The birds are still on the top of the bat, but instead of “St. Louis Cardinals” printed on the front, it’s just “St. Louis.” The birds and the bat look better too. Fans love the throwback, but many say white is still their favorite.

Los Angeles Dodgers

The simple script and logo on the Dodgers uniform is what defines the team. His style is attractive. It has a growing effect on you. The blue and white colors also make the uniform look refreshing. Player numbers (on the front) are in red, but do not break the effect. The numbers stand out but aren’t dazzling.

Boston Red Sox

The biggest and most obvious reason to choose the Red Sox uniform is its simplicity. It hasn’t gone through many changes over the years, but Red Sox players can still stand out in a crowd of thousands. The combination of white, red and blue must have something to do with it.

Oakland Athletics

Not many may agree with this choice, but the A’s uniform made it to this list for a reason: its colors are distinctive. The team’s signature colors (California Gold, Hunter Green and White) feature prominently in the evolution of their jerseys. Your color schemes are yours and yours alone; nobody thought to use them. And the team used them well.

The style of the Oakland Athletics jersey is like a mix of classic and modern. Perfect for baseball.

You may have your own definition of an awesome baseball uniform, but this list can help give you an idea of ​​which ones to look at first. Whichever team uniform you decide is the best, you should buy one and start wearing it with pride!

Florida romantic vacation spots are located all around Florida, sometimes in the most surprising places. While there are the traditional beach sunrises and sunsets (very romantic if the beach is empty), you may want to consider some more unusual places.

The kind that will make your partner swoon and think you are the most romantic person who ever lived.

night lights

No, I’m not talking about the big city here. I mean getting away from the crowds and the lights so you can drink champagne and gaze at the night sky in all its glory.

And here is a unique way to do this; charter a houseboat in the Florida Keys or Flamingo and head out to sea (so to speak) on Florida Bay. The water is calm and you can get away from the city lights and gaze at the stars and the moon. Don’t forget the music!

lover’s key

There is an island off the southwestern Gulf Coast of Florida called Lover’s Key. It originally got its name because you couldn’t get there from the mainland without a boat, so it was, ahem, a secluded spot.

Now a highway connects Lover’s Key to the mainland, but it’s still a romantic getaway. Why not take the ecotourism sunset cruise and enjoy the rays of the sun on the horizon while you have the opportunity to see natural Florida? Or maybe you prefer the morning dolphin tour and shelling tour?

A romantic wedding in Florida

You’re thinking of one of the Florida Keys, right? Wrong! I’m talking about a very romantic wedding in the South Seas at Walt Disney World, in the resort of Polynesia. I know, Disney is a favorite of honeymooners, but you don’t normally think of it as romantic.

But if you want an over-the-top romantic wedding you’ll remember for a lifetime, consider a fairytale wedding package at Cinderella’s Castle, where you can set off fireworks as you share your first kiss as husband and wife.

Other Romantic Vacations in Florida

Daytona Beach has some interesting places for romance; one is The Shores Resort and Spa, where there are several packages for couples. Enjoy champagne, chocolate covered strawberries, a moonlit walk on the beach, breakfast in bed and spa treatments.

There are bed and breakfasts located throughout the Sunshine State and many have special packages designed for a romantic interlude. An off-the-beaten-path meeting place is called the Turtle Beach Inn, and it’s appropriately located on Florida’s “Forgotten Coast,” the area from Big Bend in the east to around Apalachicola in the west. It is small, cozy and isolated, with miles of pristine beaches.

How about staying at a resort that is on its own island? Little Palm Island in the Lower Florida Keys is, in fact, on its own island, with just 30 suites (28 of which are in thatched-roof bungalows). They have a five-day romance package that should make anyone go weak in the knees, with champagne, chocolate covered strawberries, a steamy rose petal bath… you get the idea.

Yes, we’re known as the Sunshine State and sometimes the Tourist State, but we should also be known for our romantic Florida vacations.

So you want to come and see Florida? Free information!

LEAVE IT to Bill Gates. There is a reason he is the richest man in the world.

On a visit to China last April, he announced a program that would sell a $3 package of Windows XP and MS Office to the governments of poor countries that subsidize computer purchases by students.

“All human beings deserve the opportunity to reach their full potential,” Gates said in announcing Microsoft’s latest program to bridge the digital divide.

It was a public relations coup, and a shrewd business move at that.

Now $3 is a great price for MS Office 2007, even though it’s the home and student edition that doesn’t have PowerPoint. But Windows XP Starter Edition is a crippled version of a five-year-old operating system, with networking disabled and multitasking severely limited.

So the software isn’t great, but it’s good enough to get the job done.

Unfortunately, “work” isn’t just personal productivity, it’s technology lockdown. It’s about creating a new generation of computer users hooked on Windows and programs running under the proprietary operating system.

Microsoft isn’t shy about this goal of “reaching the next billion” of computer users and linking them to its technology.

“We think many of these people will become consumers in the future,” said Orlando Ayala, senior vice president of Microsoft’s emerging market development group.

A closer look at the $3 deal also exposes the price of the software as an artificial and arbitrary matter. Why sell software priced in the hundreds of dollars for just $3? Why not $2? Gold $5?

Even the Starter Edition is an arbitrary marketing-oriented creation that artificially limits the functionality of the software. It goes back to the day when some marketing geniuses at Intel decided to sell a version of the 486 processor with the math coprocessor disabled, simply so they could sell the same chip at a lower price, without having customers willing to do so. pay more for it complain. Shutting down a piece of software so you can sell it cheaply makes a lot of sense.

Significantly, Microsoft’s $3 offer comes at a time when the open source Linux operating system is becoming increasingly popular as a free alternative to Windows on desktops and laptops. By targeting its program at developing countries, Microsoft seems intent on avoiding Linux in markets where the free alternative is more likely to prosper at the expense of Windows.

But in the same week that Gates announced the $3 subsidy, a major software milestone passed without fanfare.

There was no countdown in Times Square. There is no cool demo of an aging tech guru. No big ad campaigns or clever TV commercials. With a refreshing lack of advertising, the latest version of Ubuntu, one of the most popular Linux distributions, was released to the general public on April 19.

On that day, the Ubuntu home page was replaced with an empty page with a title that read “Ubuntu 7.04 – Well Done”.

There were only two sentences below the title: “Thank you to everyone who helped make Ubuntu 7.04 a reality. Thousands of you helped code, test, translate and promote Ubuntu and everyone can celebrate today’s release.”

Beneath the note were links to servers in some 30 countries where the 700MB file (an ISO disk image) could be downloaded.

The lack of advertising wasn’t the only thing that set Ubuntu apart.

Bucking industry trends, the Ubuntu developers delivered the latest version of the operating system on time, as promised. In stark contrast, Microsoft missed numerous release targets on its five-year path to Windows Vista, and even Apple had to delay the June release of Leopard, the new version of the Mac OS X operating system.

The on-time delivery of Ubuntu 7.04 is another sign that the open source approach to software development is working. Unlike the traditional approach where one company hires all the programmers and controls product development, open source projects are outsourced to volunteer programmers from around the world who work cooperatively over the Internet.

And Ubuntu 7.04, codenamed Feisty Fawn, is not disabled software. It is a sophisticated, fully functional and modern operating system that is more secure and possibly more efficient than Windows Vista. It also comes with a lot of great software, including an office suite that does what MS Office does, all for free.

So why would a developing country want to pay $3 per PC when they can get a much better deal for free? The actual cost of Microsoft’s $3 offer for developing countries is much higher than its price suggests. The real cost is being sucked into a proprietary world and the loss of options that open source software would bring.

After graduating, the next thing we like to do is party and celebrate victory. However, no one will tell you that the challenges are really on the other side of college life. Nowadays, every young person wants to be an entrepreneur, but you know what? Your degree may give you the opportunity to enter the corporate world, but your skills make you survive. In university, you learn what is given in a curriculum, but if you want to be an entrepreneur, there are few things that they do not teach you in university.
Let’s find out the lessons you might not learn in college
1. Deal with failure
A leader fails many times before succeeding! Every entrepreneur faces failure once in a lifetime, but this is not the end of a life. Failure is an ongoing process and with each failure, you can make your next step successful. However, no one will teach you in college how to set yourself up for failure or not getting a job. This is something you learn in the outside world when life puts you to the test. In a corporate world, failure is a very normal thing, but the way you deal with it makes all the difference!
2. Raise money
Raising money for a startup is not a piece of cake! Your paperwork is very complex. Banks and investors expect you to come up with a detailed business plan that outlines everything about the product, from how it works to how it will generate income. Additionally, you can consult a financial planner for accounting and tax advice. Since it will help you negotiate with investors and banks. Nobody will teach you how to convince someone to invest in your business. Without worries! Skills like the power of persuasion develop with each attempt.
3. Think outside the box
Often in school we get a syllabus for each subject. However, outside of school, in a business world, ambiguity reigns. If you don’t have the courage to try something new, you will never find something unique. In a competitive world, if you want to lead the industry, you have to think outside the box. In the end, being innovative and creative is the key.
4. Become a leader
Being a good leader is not everyone’s cup of tea! A leader wears so many hats and handles so many responsibilities on his own. Every entrepreneur is not a leader, but every leader can become an entrepreneur. However, you will not learn how to be a great leader in school or college. In life’s journey, your lessons and failures will tell you what it takes to become a great leader.
5. Manage your time
In college, you are a free bird, you can enjoy free time any day. However, that will not happen in the corporate world. To run a successful startup, you’ll be working 24/7, no matter how tired you feel. So when your friends are out enjoying happy hour, don’t be bothered to prepare a business plan. In the end, it’s about priority, it’s okay to sacrifice some things to achieve bigger goals.

Amaryllis of Hawaii loves to cook and party and entertain others. It can be a dinner for two or a party for fifty. She can handle her adventures in the kitchen started around the age of twelve. She was once asked to peel an onion at a friend’s house. She didn’t know how, but she learned fast.

Over the years she has been very receptive to learning about the culinary arts. She loves the joy of cooking and the beautiful presentation of food. Amaryllis enjoys reading cookbooks and flipping through magazines for recipes and ideas. She keeps them in her dream books of future possibilities. It is very important to visualize and believe in the possibilities. If you can imagine and believe something possible, you can achieve it.

So dream it, whatever you want, and find images or recipes to make it come true. Look at them often to surround yourself with stimulating ideas and beauty in your subconscious mind. When people tell Amaryllis they don’t know how to cook, she thinks, my God, all you have to know is the basics of cooking to make wonderful meals creatively and easily. What we eat defines a lot about us. Our culture and lifestyle are expressed in the way we prepare our food. People are so busy taking care of business that many seem to lose the joy of cooking, opting for quick meals when homemade is much better. There are so many ways to learn that we can all become chefs at home.

http://www.amaryllisofhawaii.com

Cashmere sweaters are loved by many people, especially those who want to look good and feel good all the time. The main reason for his love for cashmere is its ideal combination of qualities. Cashmere is a type of wool that is durable and provides excellent warmth. At the same time, it feels light and silky like a feather.

It actually comes from cashmere goats in Asia, making it completely natural. This type of wool grows very close to the skins of goats, which makes it their perfect protection against the cold. The best cashmere is usually found at the throat or lower belly of the goat. This is why cashmere sweaters are priced a bit higher compared to others due to the strength and comfort it provides to its wearers, plus the fact that it is zero percent synthetic.

There are many types of cashmere sweaters on the market today. But cashmere is not only popular in sweaters, it is also found in gloves, hats, dresses, scarves and coats. However, despite its many uses, cashmere sweaters remain the most popular use of cashmere because it not only provides warmth, but also aesthetically, it looks attractive and pleasing to the eye.

But most people prefer morino cashmere sweaters because it is designed to be both an insulator that brings warmth to its wearers and also to be lightweight, which means it can be very thin and still keep the warmth it brings to the skin. . Unlike other bulky sweaters, cashmere sweaters remain slim on trend, and since they can be easily dyed, you can choose from a wide range of colors to suit your mood or personality.

A cashmere sweater is definitely a very impressive type of clothing. Wearing one will ensure that you feel warm and look good at the same time.

In 1979, two Duke University students decided to replace the outdated Bulletin Board System used by the university for local announcements. The two students, Tom Truscott and Jim Ellis, with the help of Steve Bellovin, created the first Usenet package, called “netnews”, which took advantage of existing communications software on Unix systems called UUCP (Unix to Unix Copy). The servers, also called nodes, used a connection between the computing departments at Duke University and the University of North Carolina – Chapel Hill.

In 1980, the netnews software was renamed “A News” and released to the public. Other universities and research facilities began setting up their own Usenet nodes. As the number of nodes continued to grow, it wasn’t long before the amount of traffic exceeded the original scripts’ handling capabilities. “A News” was replaced by “B news”, developed by Mark Horton, a Cal-Berkeley student, and Matt Glickman, a high school student. In addition to using UUCP, “B news” also took advantage of the DARPA connection in cal-berkeley to provide a link to the ARPANET, a US government network similar in some ways to the modern Internet, which connected government agencies, major facilities of universities together.

In 1986, Network News Transfer Protocol (NNTP) was developed to replace UUCP, and a package called NNTPd was written to work with existing “B News” article repositories. Unlike UUCP, where each node sends articles to other nodes based on the article’s path, which could result in receiving duplicates, NNTP allowed nodes to query each other and only send articles that were missing from the other server. . This greatly decreased the amount of article traffic, and the “always-on” aspect of the Internet also reduced the time it took to distribute articles to all nodes. NNTPd also allowed newsreaders to run on client machines instead of requiring them to run on a node. Newsreader clients could connect to a server over the Internet or use a company’s ethernet network. This made it possible for users to only download articles of interest to their PC, instead of having to have a full feed to get all the articles in the groups they wanted to read, or an account on a node to be able to read newsgroups.

in 1987, “C News” was launched by Henry Spencer and Geoff Colyer of the University of Toronto, and over the next several years slowly took over the Usenet operation of “B News”. Unlike the “A News” ending, “C News” was mostly compatible with “B News”, and thus sites could convert to the new software at their own pace. By 1989, when development of “B News” was halted, most sites had already converted to “C News”. “C News” was still strongly tied to its Unix origins and was originally written using the Unix shell and awk to perform most operations. Successive releases of “C News” replaced most existing scripts with C Code to further improve performance. The modular design made replacing separate parts of the system with C Code a fairly simple affair. “C News” still used UUCP and modems to transfer articles between nodes, but NNTPd could be used to transfer articles over the Internet to newsreader clients and other Internet-connected nodes.

Also in 1987, a group of administrators, calling themselves the “Backbone Cabal,” took it upon themselves to reorganize newsgroups into logical hierarchies, which are the origin of the hierarchies we see today. The Cabal created the original 7 hierarchies, called the “Big Seven”, comp.*, news.*, misc.*, rec.*, sci.*, soc.* and talk.*. After some time and much campaigning, the Cabal also agreed to create the alt.* hierarchy, which was not administered by them, establishing what is known today as the “Big 8”. The alt.* hierarchy, which allows anyone with a bit of technical knowledge to create a newsgroup, is now the most popular and active hierarchy left on Usenet.

In 1991, “C News” was replaced by a package called InterNetNews (INN) written by Rich Salz of the Internet Systems Consortium. INN fully implements NNTP as a first-class service in news software, but it can still work with older UUCP transfers, although this functionality is rarely used anymore. The implementation of NNTP in the software, along with other design enhancements over “C News”, greatly improves the overall performance of the news software. Most modern commercial Usenet providers use INN or custom software based on INN.

It’s no secret that most women struggle to gain extra pounds as they approach “change.” This problem drives desperate women to figure out how to lose weight during perimenopause.

Weight gain is probably one of the most bothersome problems faced by premenopausal women. Besides not being able to fit into your old clothes, you have all that extra padding where you didn’t have it before. With everything you’re going through, the last thing you need is to have to go out and buy a whole new wardrobe…

But fear not, today I have a super simple diet hack guaranteed to help you shed pounds.

Not only that, but do this, and not only will you lose weight, but you’ll also help get those fluctuating hormones back on track.

It’s a win-win!

How to lose weight during perimenopause

However, you should provide a disclaimer. If you have thyroid problems, then your condition is a bit more serious and this trick may not be enough…

Don’t worry, I’m not going to tell you to join an expensive and hard-to-follow diet program like Jenny Craig’s. And I certainly don’t want you to go out and buy a bunch of bland, processed low-fat foods.

Do this and you’ll still be able to enjoy a wide range of delicious, rich-tasting foods. You won’t feel deprived and you’ll still be able to shed some of that extra weight.

So you want to hear what my trick is?

Don’t eat sugar.

That is all. do not do it

Eliminate sugar from your diet and you’ll see the weight just slide off. More than that, cutting out sugar will go a long way toward balancing those unstable hormones.

How is that?

Because sugar is one of the main contributors to hormonal imbalance, specifically hormonal imbalance due to estrogen dominance.

Estrogen dominance refers to the condition where you have a lot of estrogen and not enough progesterone. It is one of the main causes of severe premenopausal symptoms and can make life hell for some women. A number of factors contribute to estrogen dominance, including stress and exposure to toxins. But one of the worst culprits is our modern Western diet. And one of the worst foods that aggravates estrogen dominance? You guessed it: sugar.

Eating sugar causes cortisol levels to rise, which in turn causes estrogen levels to rise. Once estrogen levels increase, progesterone levels decrease.

So not only does sugar help you gain weight, it also messes with your hormones in a big way.

If you want to know how to lose weight during perimenopause, just give up sugar. It really couldn’t get any simpler than that.

I realize that giving up sugar is not that easy. It is highly addictive after all.

And it’s hidden in a TON of our food.

But if you can, eliminate or at least reduce sugar from your diet and you will see a noticeable change in your health.