In many areas of the country, real estate markets have experienced inventory shortages, especially in major metropolitan areas. The seller will, in many cases, have several competing offers to choose from, and it can be difficult for the veteran buyer to find an owner who will accept an offer using VA financing. Based on past numbers from veteran buyers, several strategies on how to make your VA offer as competitive as other types of financing, such as a conventional or FHA offer, will be illustrated. You may want to discuss your options with your loan officer to increase your chances of your offer being accepted.

There are usually 5 main areas of concern:

1) Closing costs

2) Misunderstanding of mandatory fees

3) VA evaluation vs. Conventional Appraisal or FHA Appraisal

4) An offer with more money seems more attractive to a seller

5) VA offer requires a termite clearance

These 5 topics will be further elaborated in this article. Understanding these 5 common areas of misconception will likely increase your chances of getting an accepted offer.

Many veterans need help with closing costs. In a seller’s market, instead of asking a seller to help you pay closing costs, you may want your lender to raise your interest rate and apply for lender credit to cover closing costs. With regards to additional fees, many agents are under the misconception that a seller would be responsible for the mandatory fees.

This group of fees includes: escrow, processing and subscription. VA guidelines state that these fees are the seller’s responsibility when the lender charges a 1-point loan origination (which is rare in today’s credit environment).

This concern needs to be addressed so that all parties have an accurate understanding of the VA guidelines. The most significant misconception is that a VA adjuster can request further repairs on the subject property. In today’s lending world, due to more stringent federal guidelines, conventional, FHA, or VA loan appraisals use similar standards.

Many sellers believe that a conventional offer with a 20% down payment appears to be a stronger offer than a VA loan with no down payment. The offer with the highest down payment is believed to have a higher probability of closing. If both buyers have been pre-approved by an experienced loan officer and the borrower’s information has been pre-approved by Fannie Mae’s underwriting software called Desktop Underwriting, then both buyers have an equal chance of closing.

The only area where the VA loan may have a slight disadvantage is that the VA requires a termite report and clearance, but conventional and FHA loans do not. VA guidelines allow you to pay for repairs, but not the report itself. You can offer to pay for the repairs if the report is available and you know the costs. If the repairs are expensive and the seller decides to reject the repairs, it may be a house that needs to be transferred.

When someone says “Swarovski Crystal”, most people will think that it is luxurious, expensive and shiny. When someone says “Diamonds,” what do most people think of? Luxurious, expensive and shiny! In a down economy, we’ve all had to make some cutbacks on the unnecessary things in our lives. This is a time when being “thrifty” gets you what you want, but it may take a little more work. Why not take this approach when deciding to buy something that is luxurious, expensive and shiny?

Probably for this very reason, it has become a rapidly growing trend for designers to use Swarovski crystals to add more value and extravagance to their existing work. Simply sign up for Swarovski Google Alerts and you will see exactly this. Everything from dog accessories, couture runway apparel, cell phone cases, computers, cameras, watches, glasses, Marilyn Monroe paraphernalia, telescopes, even the Lamborghini Murcielago is resplendent!

Since 1895, Swarovski has inspired creative trends in jewelry, fashion, accessories and interior design. Designers like Armani, Daisy Lowe, Tarun Tahiliani, and even many men’s designers are using Swarovski crystals to kick things up a notch and offer something they consider luxurious. Celebrities like Kate Hudson, Claudia Schiffer and Paris Hilton (all very rich) have publicly shown their love for the brand.

That’s why I’ve put together 10 great reasons to buy crystal over diamonds to ensure you’re making the right choice.

10.) You love the fact that when you tell someone their gift is made with Swarovski crystal, they’re pleasantly surprised.

9.) Swarovski crystals come in hundreds of shapes, sizes, and colors.

8.) You don’t know anything about certificates, inclusions, rating scales and colors.

7.) A diamond over 1 carat can cost over $1,000, when the same size crystal ring costs $125

6.) If you lose a Swarovski crystal, you won’t cry over it.

5.) You can’t tell the difference between a diamond ring and a crystal ring.

4.) You like to do it yourself

3.) No miners or diggers were harmed or exploited during the making of their crystals.

2.) No massive environmental damage was done to make his crystals

1.) You want to give your girlfriend a ring as a promise that you are saving up for the expensive diamond!

If all designers and celebrities enjoy Swarovski crystal, you can too. Break the status quo and get a luxury upgrade without breaking your budget!

For more information on the journey of a diamond, go to: http://www.msnbc.msn.com/id/15842524/ns/world_news/

Free CEU For Nurses

In California, it’s a legal requirement for nurses to complete at least 30 hours of continuing education every two years. This can be done in a variety of ways, including attending conferences, workshops, or online courses. While many of these options may be expensive, some are free.

If you’re considering taking a course, Free CEUs for Nurses are a great option. These exams can help you assess how well you understand the material you’ve learned in your training courses. Plus, you can take as many of them as you need, so you can continue to build your nursing skills at no cost.

If you’re looking to renew your nursing license, free CEU courses can help you earn those credits. These courses are approved by the state and will help you maintain your license or recertify it. To take a free CEU course, you must score 70 or higher on the test. Once you’ve passed, you can print your free certificate.

Free CEU For Nurses – Online With No Test

Free CEU courses can help you reinvigorate your love of nursing. Whether you’re taking a pharmacology course, a nursing seminar, or an online course, you’ll have the opportunity to earn nursing CEUs without incurring a single penny. Taking these courses also help you build credibility with potential employers. You can also ask your employer for funding to cover the costs.

When choosing a free nursing CEU course, make sure to find one that is accredited by your state board. Not all nursing CEU courses are accredited, so it’s important to look for a course that is accredited by your state board to ensure that you receive the credit you deserve.

In addition to free CEU courses, you can also attend free webinars, conference sessions, and seminars. You can even combine them with a vacation cruise! Many employers offer free CEU courses on the job. You can also look at local universities for guest lectures, which can help you earn your CEUs at work.

While some states don’t require nurses to take continuing education, most require 15 to 30 contact hours every two years. You can also choose free nursing CE courses online that are accredited by various organizations. They offer a variety of courses based on your specialty area. These courses can be taken online with no test, and the majority of them offer at least one hour of continuing education credit.

In addition to free CEUs, online nursing CE courses also provide many benefits, including the ability to revisit classes again. You can build a library of CE courses to review whenever you need refresher training. Nursing is a profession that requires lifelong learning. Online CEU courses have made the process of obtaining these credits much easier and more enjoyable.

For the 1951-52 National Hockey League season, Parkhurst reintroduced hockey cards to North America after more than a decade without them. For the next two years, Parkhurst would be the only producer in the market before Topps came along in 1954-55. 1952-53 was an excellent sophomore set for the company with design improvements, along with stats and information on the back instead of being blank like the previous year.

105 hockey cards make up the 1952-53 game and the book value for an entire collection is set at $7,000. The first card in the set turns out to be the most valuable, belonging to Maurice Richard of the Montreal Canadiens with a book value of about $1,200.

Tim Hortons – Toronto Maple Leafs

Tim Horton of the Toronto Maple Leafs is the subject of the most valuable rookie card. Tim Horton’s rookie card is listed as number 58 in the set and is worth up to $700. This makes this hockey card the second most valuable in the series behind Richard’s. Prior to 1952-53, Tim played only five NHL games for the Maple Leafs during the previous two seasons. 1952–53 was his first season as a starter for the club, appearing in all 70 regular season games.

Horton was a regular in the NHL until his death during the 1973-74 season, also playing for the New York Rangers, Pittsburgh Penguins, and Buffalo Sabers during his career. He was a multiple-time All-Star, a member of four Stanley Cup-winning teams with Toronto, and was inducted into the Hockey Hall of Fame in 1977.

Dickie Moore – Montreal Canadians

The 1952-53 Parkhurst rookie hockey cards of Dickie Moore and George Armstrong are valued at $250. Moore played with the Montreal Canadiens from 1951-52 to 1962-63. He returned for one season with the Toronto Maple Leafs in 1964-65 and played 27 games for the St. Louis Blues in their inaugural season, 1967-68. The man who would lead the NHL in scoring twice, he played just 18 games for the Canadiens in 1952-53 after appearing in his first 33 with the club the year before. In fact, it wouldn’t be until 1954-55 before Moore was a regular for the Habs.

Dickie won five Stanley Cups as a member of the Canadiens. He was honored with the Art Ross Trophy in consecutive seasons as the NHL’s points leader, 1957-58 and 1958-59. In 1958-59, Moore recorded 96 points while appearing in all 70 regular-season games for Montreal, a National Hockey League record that stood until 1965-66 when Bobby Hull eclipsed him by one point. Dickie was inducted into the Hockey Hall of Fame in 1974 and his number 12 was retired by Montreal in 2005.

George Armstrong – Toronto Maple Leaves

George Armstrong still stands out today as the Toronto Maple Leafs’ career leader in regular season games played. He played 1,188 NHL games between 1951-52 and 1970-71, all with Toronto. He captained the team for eleven of those seasons and the team won the Stanley Cup championship four times. George Armstrong was inducted into the Hockey Hall of Fame in 1975.

Bob Hassard – Toronto Maple Leaves

The fourth most valuable rookie card in the 1952-53 Parkhurst set belongs to Bob Hassard of the Toronto Maple Leafs. This hockey card is valued at $125, not because of Bob’s NHL stardom but because of scarcity. Hassard’s rookie card was number 105 of 105 cards in the set, and often the last card in older sets has a high value, despite the player appearing on the front.

1952-53 was Bob’s only full season in the NHL, playing all 70 games for the Toronto Maple Leafs. Between 1949-50 and 1954-55, Hassard played a total of 126 games for Toronto and the Chicago Black Hawks between 1949-50 and 1954-55. Only two hockey cards were produced that featured Bob, the 1952-53 rookie card and a card at the 1953-54 Parkhurst game.

Toronto and Parkhurst had reason to be optimistic about Hassard. In 1951-52, with the AHL affiliate Pittsburgh Hornets, Hassard led the team with 64 points in 67 regular season games. The King Clancy-coached Hornets won the Calder Cup championship, defeating the Providence Reds in the final. Bob also helped the Hornets win another Calder Cup championship in 1954-55 when the Howie Meeker-led club eliminated the Buffalo Bisons in the final.

There has been a move by many apartments to screen prospective tenants by running up their credit. This practice was not very widespread before and came to be reflected in many complex policies after the tragic events of September 11, 2001. In those days, having a job for six months or more or having an income of at least 3 times more than the monthly rent was enough to qualify one. This is not the case. Many apartments have resorted to routine credit ad rental history checks to weed out potential tenants and many have been denied a decent place to live.

Credit and rental history checks causing many to be turned down

There are a variety of reasons behind why apartments look at an applicant’s credit and rental history. The most obvious is to determine if the prospective tenant has a tendency to break rental agreements (broken leases). They also check if one owes something to previous complexes. Some of them do an actual full credit check, while others will just check rental history. In many cases and in any of these cases, people are turned away and this adds to their misery, especially if they are desperate for housing. Credit checks also only look at the past and may not have a bearing on whether or not the person has reformed. Regardless, it is a huge inconvenience to be rejected.

Find out what your credit score is

It’s amazing how many people get turned down for bad credit and have no idea what they have under their belt. They also don’t know what information the apartments used to base their denial on. This cruel surprise should not be. Now it’s extremely easy to download all three of the bureau’s credit reports directly from the Internet for less than $50. Obtaining a copy of one’s credit ensures that they do not know what is causing the problem.

Getting approved despite spotty credit or a broken lease

There are numerous tactics that can be used to get approved for an apartment, even with a broken lease or bad credit. Many of these cannot be discussed in the scope of this article, but one of them is finding a co-signer. This is someone who has good credit and can act as a guarantor. You can also write a letter stating exactly what steps you are taking to remedy your bad credit. Many apartment complexes take this as a sign of good faith.

Want to get approved despite a broken lease or bad credit? There are several techniques that one can employ. One of the best is to find out which apartments in your area do NOT do credit checks or which ones do approve despite a broken lease.

Find definitions from A to G!

~~~~~~~~~~~ A ~~~~~~~~~~~

About the Author –
usually a few paragraphs on a page describing the author. Written in the 3rd person. It is used for books, book proposals, and sometimes articles.

Advantage –
The amount of money a publisher pays a writer before a book is published. The amount varies depending on a variety of factors such as: the publisher; the background of the writer; and the type of book. Advances are sometimes paid in installments as the writer works on their publication. Payments come from the book’s projected royalties.

advertorial-
An article or copy created by a writer who is being paid by an advertiser (or “advertiser-driven”). This definition can be tricky because, while they may pay well, a writer must protect themselves ethically by making sure her work is marked as publicity in some way or by making sure her name doesn’t appear on it. It’s also in your best interest to specify up front how many rewrites he’s willing to do.

Agent –
a link between a writer and his publisher or publisher. They try to sell the manuscript to a publisher or publisher and usually get a fee of 10-15% of the royalties and advance.

All rights or work for hire –
This means that the publication you are writing an article for owns your work once it is submitted to them. Unlike “First Rights”, this type of agreement prevents you from reselling your work and/or making money from it, apart from the one-time payment you receive from them.

Anthology-
a collection of short stories written by various authors, compiled into a magazine or a book, or a collection of works by one author.

Assignment –
an article that the editor or publisher has assigned to a writer for an agreed fee.

Attached files –
clips attached to an email inquiry. -(2) -research, photos, or graphics, usually attached to a nonfiction book.

~~~~~~~~~~ B~~~~~~~~~~

List background-
Books that are still in print, but will not be published during the current season.

Organic –
A short paragraph, usually less than 100 words, that tells about the writer.

Biography –
A life story from someone other than the writer.

blank verse –
Unrhymed poetry, usually written in iambic pentameter.

repetitive-
A standard contract. Most agents and/or authors make many changes to the model.

On business size –
A #10 envelope which is the standard size for sending business correspondence.

Signature-
The line (usually printed below the title of a published article) that indicates the writer’s name and gives credit for writing the article.

~~~~~~~~~~~ C ~~~~~~~~~~~

Resume or Curriculum Vitae –
In a nutshell, your resume.

CC or contributor copy –
This usually means a copy or copies of a book or magazine sent to a writer whose work appears in that publication. Publishers sometimes offer this as a form of compensation rather than monetary payment to a writer whose work they choose to publish.

Fiction Category –
Includes all kinds of fiction. See also gender.

Chapbook-
A small booklet of poetry, ballads or stories.

clean copy –
a manuscript free of wrinkles, stains, erasures and errors.

clips-
Copies of a writer’s published work, usually taken from newspapers or magazines, that serve as samples for prospective publishers.

Column Inches –
The amount of space in a column inch of newspaper typesetting.

business novels –
A general term referring to novels designed to appeal to a large audience. It is often divided into categories like romance, mystery, western, etc. See type.

copy editing –
Edit a manuscript for print style, punctuation, and grammar, but not for subject matter.

Copyright-
A means to designate ownership and protect an author’s work. Most publishers will copyright the text in the author’s name so that when the work goes out of print, all rights revert to the author and the book can be sold to another publisher.

Presentation letter –
A brief cover letter (usually one page) that is usually sent with a manuscript to remind the editor that the manuscript was requested. You can also send a cover letter with a book proposal. It is not the same as a query letter.

creative nonfiction –
First-person nonfiction, using creative language and an innovative approach to the subject.

~~~~~~~~~~ D ~~~~~~~~~~

DF-
An abbreviation for dark fiction that generally means the dark fantasy genre.

Derivative work –
An alteration of a previous work through annotations, condensations, adaptations, translations, summaries, etc. This must have the written permission of the copyright owner of the original work.

desktop publishing –
A publishing method for a personal computer that can illustrate, layout, print, design, and typeset for distribution.

Distributor-
A company that provides services to publishers such as: warehousing, fulfillment, and marketing for bookstores.

fictitious –
Model of a book that includes: page breaks; illustrations; and text

~~~~~~~~~~~ E ~~~~~~~~~~~

Eclectic-
A variety of different genres or writing styles.

Editor-
Choose articles or novels and edit the writing.

Editing service –
A company that offers to edit, rewrite, or provide similar assistance (for a fee) to writers. Many writers’ organizations provide information on the quality and legitimacy of these companies.

Electronic Rights –
The definition of electronic rights or web rights is not clear at this point. Many publishers feel they have electronic rights when they buy “First Rights.” Most freelance writers disagree. The courts are going back and forth on the definition of this term. If a publisher’s contract includes “electronic rights,” you may want to specify how long you give them permission to keep your work published on the Web and/or try to negotiate additional payment for granting them “electronic rights.”

Electronic submission –
Submission of an article or book proposal, manuscript, or similar work sent to the editor electronically (usually by email or on a computer disk).

Experimental Fiction-
A term often applied to fiction that can be defined as innovative in content or style.

Electronic magazine –
A magazine published online.

~~~~~~~~~~ F~~~~~~~~~~

fair use –
A part of copyright law that provides small passages of copyrighted material can be used without the permission of the owner.

First Rights or First American Serial Rights –
This usually means the rights you sell, even if you do a story on commission. It means that you give the publication the right to publish your piece once and then the rights go back to you. You may want to specify “First Rights” on your work, as this allows you to resell your work after initial publication.

fanzine-
Usually refers to a fan-produced publication of speculative fiction, featuring fan-written stories about characters from popular published stories.

Feature-
An article about human interests instead of news. It is used in magazines to describe a distinctive department or main article.

Filling-
A short article used to fill out a magazine or newspaper page, such as: a short humor, an anecdote, a timeless news item, or a light verse.

First person point of view –
The author relates or narrates the story from his point of view.

Flash Fiction-
Very short pieces of fiction that vary in length from 100 to 1,000 words, depending on the genre.

Flat rate –
Same as “contract work”. The illustrator or author is paid a lump sum for his work and receives no royalties.

Formulaic Fiction –
Fiction that tells a story following a preformatted formula.

First list-
Books published in the current season and shown in the publisher’s current catalog.

~~~~~~~~~~ ~~~~~~~~~~~

galleys-
The first typesetting of a manuscript before it was split.

Genre/Category –
Term used to classify a writer’s work according to its content. Some examples of different types of genres include: erotic, gothic, mystery, poetry, romance, science fiction, and western.

ghost writer –
A book, story, article, or speech that is based on someone else’s experience or ideas. No author given for the writer.

GL or Guidelines –
The publisher’s instructions that writers must follow to submit their work to that publication.

Gothic novel –
A genre or category of fiction that usually has a pretty young woman, a castle or mansion, a menace, and a hero.

Kitchen remodeling, unlike any other home remodeling plan, needs to be done with the utmost care and detail. Your kitchen is a place where the whole family gathers for dinner after a hard day’s work.

Deciding on kitchen design can be tricky. Here are some kitchen designs that you can choose for your kitchen.

single line design

This is the simplest design for small, narrow kitchens that have a wall that is more than ten feet long with no windows or doors. If you go for this layout, make sure the sink is positioned in the center of the deck. This helps as you don’t have to walk from one end to the other for small tasks.

L shaped design

This type of kitchen design is ideal for large family kitchens as it has ample space to place dining tables and chairs in the same area. This layout facilitates the movement of traffic as the two adjoining walls are perfectly utilized in the layout.

The corridor design

The aisle layout ensures effective space utilization as the two opposite rows help provide enough preparation space and also movement between different activity areas. While implementing this kitchen layout, make sure that the drawers on opposite sides open easily without touching each other. Kitchen and cleaning areas should be on the same side. This ensures less risk of accidents when moving hot utensils between the stove and the kitchen.

The U-shaped design

This design uses three walls of the room. With this design, different things such as refrigerator, microwave and kitchen can be placed in convenient places. The U-shaped design also provides additional storage space.

Selecting a design

The design you select for your kitchen will depend on the position of the doors and windows, the space available, and the position of the drain pipes and other outlets. Once you have studied these factors, you can decide on the design of the kitchens.

Kitchen Design Guidelines

• Don’t put dishwasher and microwave in any extreme corner as it creates dead space. It also blocks access to cabinets and drawers when the doors are left open.
• The sink must be installed in a place where there is enough space to prepare food on both sides.
• Always place the dishwasher near the sink, as this helps with easy loading and unloading of utensils.
• Include multiple outlets near different kitchen appliances.

Before you decide to go ahead with your kitchen design, it is important that you find out the answers to these questions:

What are your needs?

You may want to go for a new kitchen design just because your neighbors have the latest kitchen accessories. Although your kitchen tools may work perfectly, you still want to upgrade them to match others.

On the other hand, you can opt for a completely new kitchen design with the latest tools and appliances loaded with modern features. Decide your needs and then choose a design accordingly.

It’s worth it?

Before you decide on your kitchen design, you need to consider how much it adds to your home in terms of dollar value. When you’re investing so much, you obviously want a good return when you sell the house.

It is so much fun to watch young children learn the alphabet. And it is an even greater blessing to see them learn about the wonderful stories of God in the Bible. Looking up the alphabet in a Bible story is a great way to combine both activities.

For this fun Bible game for preschoolers, you’ll want to choose a story that you’d like to share. Here is a list of stories to choose from to get you started:

The story of creation

The story of Adam and Eve

The story of Noah and the flood

Babel’s tower

God calls Abraham

Isaac is getting married

Jacob cheats on his father

Jacob dreams of a stairway to heaven

Joseph’s coat of many colors

Choose one or more of these stories, then find one or more pictures that you know your kids will really love. Try to find images that have various objects in the background. Everything in the picture is “up for grabs” as you search for ABC.

You can find LOTS of great Bible pictures online by typing the title of the story into a search engine like Google or Yahoo.

Next, print at least TWO copies of the image. A picture will be shown to your children as you tell the Bible story. The other drawings will be used to cut out the different objects that are found in the story.

You’ll also want a poster that shows all of the ABC’s. When a child finds an object in the picture, you will give them the “cropped” picture and place it on the correct letter of the alphabet.

After telling the story, tell your children, “Now we’re going to find the alphabet in a Bible story!” Point out all the different objects in the story. Say your words and help children discover the beginning sound and letter of each object.

For example, there was a great image online for the story “Joseph and his coat of many colors.” The image has quite a few objects. Included are: Joseph, robe, sandals, shepherd’s staff, belt, birds, trees, sheep, grass, and hills. All of these words give us the letters J, C, S, B, T, G, and H. Good job!

Now it’s your turn to choose a Bible story and find some great pictures for your little ones to look up the alphabet in a Bible story!

Laryngitis remedies that use essential oils are far superior to most over-the-counter synthetic options because they create deep healing, rather than simply covering up symptoms. You’ll get over laryngitis faster and feel better while you heal and afterward.

What is laryngitis?

It is an inflammation usually caused by an infection of the vocal cords. It is often the result of an upper respiratory infection of some sort starting with a sinus infection, a cold, sore throat, etc. and settling on the vocal cords. The strings swell, changing the sound of your voice. In severe cases, the voice becomes a hoarse whisper. Your cords will often be covered with a hard, dry, encrusted mucus that needs to be dissolved.

With the approval of your health professional, try these remedies.

Try an aromatic mouthwash

Make an antibacterial mouthwash using two drops of tea tree oil in half a cup of warm water. Put it in a water bottle or resealable container and shake vigorously to disperse the oil molecules in the water. Immediately gargle and swallow.

The lick trick

You will want to frequently take a trace of tea tree and mix it with the saliva in your mouth and swallow. We call this the “lick trick” because it’s easier to lick the trail of oil off the back of your hand. You don’t want too much.

Put a drop of spearmint or peppermint essential oil in all of your drinking water every day, even for a month after you feel better. This will give you a deep clean and you will love the refreshing taste of the water. When you have laryngitis, drink more water than usual to help dissolve mucus from your vocal cords.

Antihistamines or any over-the-counter remedy designed to stop or dry up cough or cold symptoms would make laryngitis worse, so always avoid cold and cough remedies. Using these synthetic remedies tends to drive the infection deeper into your body and actually manifests itself elsewhere. Work with your body to naturally loosen mucus and allow the infection to run its course quickly and naturally. Using oils in many different therapies will speed up the process and help clear the infection completely for deep and permanent healing.

Using oils in a compress

Prepare a simple compress with four to five drops of a respiratory mixture in half a cup of hot water. Use a blend of oils like rosemary, tea tree, eucalyptus radiata, fir, peppermint, ravensara, or spearmint. You can also use one or two of these oils on their own. Dip a cloth in the mixture, wring it out and apply it to the base of the neck covered with a dry cloth.

Oils in the steam of boiling water

Bring a saucepan of water to a boil and add a few drops of a respiratory blend or one of the individual oils discussed above. Drape a towel over your head to contain the steam and inhale deeply until the fragrance begins to wear off. You can blow on the water to stir and increase steam. Add a few more drops and inhale until you have inhaled about 20 drops of oil in total. Keep reheating the water as many times as necessary.

Do not diffuse oils in a dry room when you have laryngitis. That only hardens the mucous. Instead, you can diffuse the oils in a steamy bathroom while showering or bathing. In fact, using about 20 drops of oil in a warm Epsom salt bath and at the same time turning on the diffuser, also with about 20 drops of oil will help break up mucus as you soak.

How to Avoid the Cough Stage of a Respiratory Infection

For many people, the last stage of a cold is usually bronchitis, unless you can stop the infection on its way down the respiratory system. An infection often starts as a virus in the sinuses or throat, then develops into laryngitis, and finally bronchitis.

Do everything you can, from taking lots of essential oil capsules, taking hot baths or showers at night and in the morning while diffusing the oils, putting respiratory oils on your feet and chest after every bath, and using oils all over your body. Water.

At the first sign of a cough, try to stop it before your bronchioles swell. Put cool compresses with peppermint oil on your chest at night before bed to keep your bronchioles cool and calm. If you start to cough during the day, drink some herbal tea or warm water with a drop of one of your favorite oils, like peppermint, spearmint, basil, or lemon.

Dahi ki Kadhi, or Dahi ki Curry, is a typical Pakistani and Indian dish that is very simple to prepare. The main ingredient is yogurt, and it is usually eaten as a soup or served over rice. There are many styles of this curry: Gujrati style, Hyderabadi and even in North Pakistan, the curry is made with yogurt plus additional ingredients like tomato and some spinach. Here is a family recipe for curry made very simply. If you’ve done this before, you’ll notice the difference in the recipe. The main difference is that there is no ginger laung (cloves).

For the recipe, first take about 500 grams of yogurt. To yogurt, you need to add three to four tablespoons of besan. Besan is ground chickpea flour and will be available at an Indian or Pakistani grocery store. Next, you want to add half a teaspoon of haldi to this mixture. Haldi is the name of turmeric, a yellow spice. Don’t add too much turmeric, otherwise the taste may turn a bit bitter.

Salt can be added to taste, maybe a little more than 1/2 teaspoon. Finally, you want to add three to four teaspoons of sugar. Once all of this is ready, add about two to three cups of water and mix. You can use a blender or whisk here. The key is to get rid of all the yogurt lumps and kiss them. Set this mixture aside.

The next step is to create the bagar. Bagar is a mixture of heated oil and spices. In the container you want to cook, add a few tablespoons of oil, and then add cumin, mustard seeds, and curry leaves. In Urdu, the words will be zeera, methi rai and kadhi patta. Heat the pan and once it’s simmering, add some minced garlic and chopped green chilies, and after a minute or so add the yogurt mixture. Keep stirring this mixture for about five minutes until it boils. It should thicken. You can add a bit of besan at the end to thicken the mixture.

This is an extremely simple recipe for dahi ki kadhi and one that has been around for a long time.