Many real estate agents start and sometimes sadly end their careers without a plan. And as the saying goes, failing to plan is just as good as planning to fail.

Sure, some do the usual and expected things to cultivate new business, like sending letters and postcards to friends and family, calling acquaintances on the phone, and handing out business cards to everyone they know.

Heck, some are brave enough to “cold call” prospects, most

dreaded of all tasks! And while all of these activities are good things to do, they don’t necessarily translate into new business opportunities, now or later!

And while these can be good strategies, you need more. But instead of working harder, why not work smarter?

The most successful Realtors and Real Estate Agents have “led

generating systems.” Some farm expired listings for huge profits.

A good listing system can:

starting a new or average real estate sales career; bring real estate listings regularly; week after week

generate potential buyers and sellers; give you marketing exposure in months instead of years; and position yourself to know the best real estate investment purchases

I personally love Expired Listing Systems and their laser beam focus on warm and responsive sellers. Sellers who generally remain friendly to real estate agents are eager to sell and will do whatever it takes to sell their properties.

Owners of expired listings are motivated for many reasons; double mortgages, vacant properties, terrible renters, newlyweds and combining households, recently divorced and liquidating real estate assets, and so on.

Also, they have been through a listing cycle and may be eager to get on with their lives. But, as you know, or will soon learn, not every listing is worth having.

As for me, I initially listed as many properties as I could; Vacant land, single family homes, condos, triplexes, mobile home parks, mobile homes, homes in excellent condition, upper parts to fix, you name it.

And I got to feel pretty good (and just a little smug) as my portfolio of listings grew to more listings than I could handle.

So, first I hired a part-time employee/assistant to help me market my listings, then I hired a newly licensed seller as a partner and split the listing fees 50/50. Pretty soon my listing system was buzzing and I was averaging 1-2 listings per week.

So I had an army of agents working for me day and night as almost all of my listings were on the Multiple Listing System. Working to get paid, even when I was chaperoning on field trips, getting a haircut, or just taking a day off!

That’s what a good real estate listing system can do for you!

So if you don’t have a good listing system, you should get one. After all, if real estate listings are the lifeblood of the industry, how successful can you be without them?

Have you ever walked into your home or office while on the phone and your call was suddenly cut off? Mobile “dead zones” are one of the most frustrating things facing mobile users today. Our phones have become a kind of lifeline. We depend on our phone for emails, texts, the Internet, and most importantly, voice service.

Dropped calls have affected consumers for several years, since the first brick phone installed in our cars. While the number of dropped calls has decreased, it still seems to happen more than anyone would like. Companies like Verizon and AT&T have spent billions to upgrade their networking system to prevent this one problem from occurring.

Today, most calls are dropped not because of bad towers, but because of poor signal penetration in building materials. Any building that has thick concrete walls or a significant number of metal trays will completely block most cellular signals. Even some insulation can inhibit the transmission of these signals. Churches, large offices, and most warehouses will experience signal loss due to this. There are many other reasons why you may have weak or poor signals, but this is the most common in today’s world.

Cell phone repeaters were introduced to the market as a way for the consumer to take charge of low intensity signals. Sometimes called cell phone boosters, these repeaters bring the strong cell signal outside and distribute that same strong signal inside through a series of antennas.

Some advantages, apart from the perfect signal, are an increase in the battery life of your phone. Cell phones use 300% more battery life searching for a signal than if they no longer had to. Less signal hunting also means that the phone itself emits less radiation.

When looking for a cell phone repeater system, be sure to check that your product is approved by the Federal Communications Commission (FCC). Most products in the US already have this or are currently pending. Signal amplification is marketed as dB gain. The cheapest solutions will advertise a gain of 20dB – 50dB. While the more expensive 50dB+ solutions are much more likely to give you a solution for your entire home or office. The 100dB+ solutions are designed for large commercial installations. Unfortunately, the most common mistake people make when buying a repeater system is not checking the load level and dB gain. Ordering a system that only provides low level gain may only provide a boost in signal to 1 or 2 phones. Most higher gain systems will provide a strength signal for more than 10 users at a time. Small offices should pay special attention to this, as it can be a big reason why you choose one solution over another.

While the market for cellular repeaters is booming in the US, it’s important that you choose a company that can design a custom system to fit your building’s needs. Most professional companies offer a money-back guarantee and sell products that are built to last.

For more information visit: http://www.SeamlessCellular.com

Receiving damage to a car you have rented can be a very stressful experience. Those who do not have adequate collision and liability insurance may find themselves in the midst of a serious financial crisis. When resolving rental car damage, there are a number of considerations one must take into account to ensure a smooth resolution.

When you rent a car, you will usually have insurance through your own car insurance policy, or insurance available through your credit card, or you will have obtained insurance through the car rental company. It is important to be aware of the limitations that may be associated with a credit card auto rental insurance policy. Also, some rental car insurance policies will include comprehensive coverage, but there may be limits on what and how much they will cover.

The process of filing a claim requires completing a series of actions as outlined in your insurance policy. The process may vary, but in general, you should do the following:

one. If your insurance is provided by your credit card company, rental car insurance company, or your own car insurance company, you will need to contact them directly.

two. Each company will have their own form that you will have to fill out. You will need to send the form and all the corresponding documents to the company. Some insurance companies have online forms that can be downloaded and filled out.

3. To claim for loss or damage to the rental car, you must provide the following:

• Proof of rental agreement. (sending a copy)
• Rental car inspection report before renting the car. This includes the ride report used by car rental companies to identify scratches, dents and other damage before you rent the car.
• A copy of the police report.
• A copy of the damage inspection after the car has been returned to the rental company.
• A copy of the repair bill or damage estimate from the rental agency. It will include a detailed list of repairs.
• A receipt for repairs.

Four. In order to pursue your claim for losses resulting from damage to the rental car, you will be provided a contact mailing address where you can submit your claim. Once the costs and damages have been determined, the insurance company will provide the coverage.

There may be a dispute over repair charges. An insurance company has the right to send a claims adjuster to inspect the damaged car before it is repaired or scrapped. If you don’t have insurance, a rental company can make repairs without an inspection.

It is important to note that if you are not adequately covered, you may incur some costs. Some car rental contracts may require that the full value of the car be repaid. You should check to make sure you have adequate coverage. Also, some settlements require immediate reimbursement for damages, so your credit card may be charged immediately.

There may be other expenses you are not covered for which may include: administrative fees, towing fees, storage fees, and inspection and appraisal fees. It’s important to read the fine print of your insurance policy to make sure you’re comfortable with your coverage.

Buying the right insurance for a rental car can make all the difference if you suddenly find yourself in a potentially expensive car accident. When you pick up your car from the car rental company, be sure to inspect the exterior for damage. Being prepared will give you peace of mind when you’re on the road. In the event of an accident, it will be much less stressful if you know exactly what steps should be taken to resolve the damages.

It’s happening again; Your cell phone’s battery indicator is yellow and will soon flash red due to low or running out of battery. This is a very common scenario for cell phone owners with troublesome phone batteries. If this sounds like your phone, it’s time to get to the bottom of your cell phone’s recurring battery problems.

There are several obvious reasons why a mobile device’s battery dies, including not charging your phone until it’s fully charged, or using up all the battery power in a 4-hour phone conversation or binge streaming video online. There are several other reasons why a phone might start experiencing nasty battery issues and complications on a regular basis. Read on to learn more about phone batteries and the best way to dispose of a troublesome mobile device.

exhausted batteries

Chances are your cell phone battery is made of lithium ion like most standard cell phone batteries. These tend to have an average lifespan of two to three years and typically hold a charge for two to three days at a time. If your cell phone is running out of charge too quickly or not charging fully, there could be several reasons.

Here are some common sources of dead or dying mobile devices:

• Bluetooth app stays on at all times

• Multiple apps running at the same time

• Set vibration instead of sound for alerts and ringtones

• Overextended roaming due to travel signals or location

• overload a phone

• Turn off the entire battery before recharging

• Screen brightness too high

• Extensive Internet browsing or email activity

• Overexposure to heat, cold, or moisture

• And more!

Very often, low power is the recurring complaint of mobile phone owners with battery problems. Just remember to run multiple apps at once (Bluetooth, Internet browsing, streaming video, text messaging, etc.) consumes a phone’s charge very quickly. If you want your phone’s battery to last longer, put your device down and allow it to rest a bit between uses, or simply cut back on excessive use.

You can also try to clean up your phone storage by deleting apps that you no longer use or need. Also, don’t let your phone lose all its power before recharging it, and don’t keep your charger plugged in longer than it needs to. If you think there is something wrong with your battery, or it may be broken, it’s time to look for a new phone.

What to do with your broken phone

Fortunately, your old mobile device doesn’t have to go to waste because you can recycle it for cash on the spot. Use the earnings from your broken cell phone to buy a new one. Then use your new phone charging knowledge to protect your battery for years to come!

It happens too often. A stray cat adopts a cat friend or family member. And after a few weeks she turns out that she is pregnant.

In the US alone there must be millions of sweet but homeless cats. And many of them get pregnant several times a year. No one really knows why, but pregnant strays often adopt a family and not the other way around. Perhaps they are looking for support or a good, warm home for their kittens.

Now, you may not have the space or time for a cat family. But there is another reason that makes it difficult to have these kittens. But you don’t want to throw this stray dog ​​away. She’s expecting babies, isn’t she?

What can you do now?

You could take her to an animal shelter. That’s not always a good idea.

Don’t get me wrong: I value the work of animal shelters. I actually got my current cat from one of them, and I’m pretty sure the next one will come from a shelter too. But some animal shelters reportedly put a pregnant stray to sleep. You’ll blame yourself forever if you hear that the cat you brought in was killed.

Other shelters will sterilize her. They have a good reason for that. The kitten population is astronomical and the last thing an animal shelter wants is to put five more homeless cats into this world.

But you may have objections against spaying a pregnant cat; after all, it is an abortion at the same time. So a much better idea is to take a pregnant stray to a local rescue group. In the US alone, dozens of rescue groups are active. Not all, but many let the queen have her kittens and find them a home.

But in the end, perhaps the most satisfying alternative is to keep the cat and let her give birth. Take care of her. Have a vet examine her to see if she is in good health. And get the right information so you’re prepared for complications.

And remember: strays are used to going where they want. So keep your doors closed. Otherwise, he will adopt someone else.

In most types of real estate markets, the quality and knowledge of the marketing plan is often a significant and differentiating factor in the results, in terms of price, potential buyers, etc. Although, this may not be as significant, in an extreme seller’s market, such as what we are currently witnessing/experience, as it is, in others, it still has some impact! Top quality real estate professionals often set themselves apart from the rest of the pack in the development and importance of their plans and approaches in this area! With that in mind, this article will briefly attempt to consider, examine, review, and discuss 5 key steps to creating truly successful steps.

one. General plan: How is the specific property different from its competition? Who exactly is your competition and why? What specific niche, if any, could this house fit into? An agent owes it to his client (the homeowner) to explain in detail his reasoning and how he plans to create the necessary degree of buzz! Homeowners and agents must proceed, on the same page, from the beginning, to maximize desirable results, etc.!

two. Table of responsibility between agent and client: If you want the desired result, start the process, in a mutually informed way. Everyone must understand, realize and agree to their specific duties, in relation to this Table of Responsibilities! When the owner and the agent he chooses and hires are comfortable and on the same page from the beginning, the plan is better realized. For example, the homeowner must keep the house, clean and tidy, and ready to be shown, in a short time, to achieve the best possibilities! They should discuss topics, such as exhibits, advertising, open houses, etc.!

3. Chronology: Most people who sell their homes are worried about the stresses, strains, and problems, etc., that often accompany this period. Frequent discussions between client and agent help create a workable schedule and often a more realistic and prepared owner!

Four. Review/Discuss: The best laid plans of mice and men often go awry! How many times have we heard that we have yet to learn the key lessons? Since it is impossible to accurately predict the future, there should generally be a pre-scheduled weekly time (at a minimum), in which the parties fully discuss the results, showing (or lack thereof) and, if necessary, adjustment. /touch up the plan and approach.

5. Modify/touch up, as indicated/necessary: Avoid being inflexible, but keep a balance between what one expects and reality! There may be a need to modify and adjust the plan/approach, if and when necessary and indicated.

Smart agents and homeowners depend on a quality marketing plan! Has no sense?

Do you know what features to look for in Android antivirus software? In addition to its ability to determine and clean computer viruses and other spyware and adware programs, it must possess a constantly updated database of recognized computer virus threats and have the ability to scan all essential Android system files for infections through order. . Real-time scanning as well as mobile app inspection for viruses are some of the other features to look for. Theft protection features tend to be a desirable feature. The program should make it easy to find the device in case of theft, as well as protect the information stored on it. Checking the content of the SMS service for malware is another feature that you should be aware of.

The best antivirus for Android: Reviews

Since you may share extremely sensitive information like credit card information every time you shop through your Android phone, it’s crucial that you have an antivirus software program that protects you against hacking risks. Here are some free and paid software programs that are good candidates.

Free AVG Anti-Virus

Among the best antivirus programs available for Android system is definitely AVG Antivirus Free. It gives you a comprehensive diagnosis of all SMS, email, apps and storage devices, which are an integral part of Android phone. It contains malware scanning features, along with theft protection that can help you protect important data, in case your mobile phone is stolen. In addition, security against SMS spam is provided. Similar to the PC edition, this totally free AVG app for Android is an extremely dependent option.

mobile security shield

Another contender for the best Android antivirus distinction is SMobile Security Shield, which retails for $29.99. This is a custom-designed application for the Android operating system that includes an antivirus program, a backup support function, and an anti-theft service, which can allow you to get rid of crucial information after a loss.

super security standard

One of the free antivirus software for Android phones is Super Security Standard Edition. Along with a real-time and on-demand scanning option, it offers all the essential protection features you want. Super security provides a cloud-based antivirus engine to help you get rid of malware. It also provides a ‘safe’ to hide your sensitive data.

AVG Anti-Virus Pro

The sophisticated antivirus protection option provided by AVG is Antivirus Pro. This consists of each of the features of the free version, along with additional features. This consists of powerful SMS anti-spam security, as well as an on-demand technical support team if needed. It costs $9.99.

As you can see, there are several low-cost or no-cost options for Android AV protection. The options mentioned above are all good ones, so make sure you are not taking any chances with your Android and choose one of them.

The laptop is one of the greatest technological achievements of the 21st century. Help people do their jobs right. The main advantage of using a laptop is that you can take it with you anywhere. You can use your mobile computer while traveling in a car or train, while sitting in an office or in a park, etc.

The main concern of a person is the protection of his computer. You may have bought an expensive laptop, then you should buy a good bag for your computer. A good quality bag or case protects your computer from damage.

It would be more suitable for a person who often takes their laptop outside to purchase a waterproof bag. Waterproof laptop sleeves are more and more popular among people. These bags protect the laptop from water damage and scratches. These bags also protect your computer from moisture, heat, and other damage.

Waterproof bags are mainly made of rubber or plastic. Always select a bag made of plastic and rubber because these materials are resistant to water.

The current trend shows that people are more and more interested in using motorcycles as a means of transportation. Many people go to work on motorcycles. There is a chance of rain while traveling on the highway. In such situations, it would be more suitable to use waterproof laptop bags.

Laptops are fragile and expensive, so they need extreme care. Even at home, there is a chance that water could come into contact with the laptop. To prevent your laptop from such damage, people use waterproof and shockproof laptop bags.

Smart watches are the new thing today. They do much more than just display the time. They can have different apps and can do a number of useful things, like alert you when your phone rings. Even though they have separate operating systems and processors, smartwatches are primarily intended as an accessory for smartphones, like the Samsung Galaxy Gear smartwatch. In fact, Samsung was one of the first companies to bring this portable electronic device into our lives and onto our skin.

Do you know all the features?

Some of these watches that have been released recently can do a lot of cool things. They can take pictures, give you driving directions, and much more. Perhaps the most useful app on a smartwatch is reading emails and texts from your wrist. These devices connect to your tab or smartphone via bluetooth and access the applications on it. In addition, they are easy to use and also have various applications. If you’re lucky, you might even get one of these wearables that actually has a cool camera. Some of these smart watches today have a 5 MP camera that can help you take photos in a much easier way.

Let’s face it, how useful are smartwatches?

You may wonder why you really need these watches. After all, you have your own smartphone. Plus, your smartphone can do all the things your smartwatch can, right? Well, think of it this way. Your camera can take better pictures than your smartphone. You use your smartphone though, don’t you? It’s all about comfort and how easy it is to operate these smart watches. Just put them on and forget about them. What’s more, with the good battery life they come with today, you can surely do a lot more with them than you can with your smartphone.

Keep track of your activities

Another application of these watches is to keep track of your activities. For example, after completing a workout, the data can be uploaded to a computer or sent online to create an exercise activity log for analysis.

Google has introduced its own Android operating system for smart watches. The operating system is designed to deliver a smartphone-like experience directly on the wearable device. Thats not all. You can also run various Google-specific applications, including but not limited to Google Maps and Hangouts. Imagine chatting from your smart watch or looking at the map. Sounds great, doesn’t it?

If Google persists in its way, the wearable scenario will be very different after the launch of Google Glass. However, Google Glass is not a smart watch and is a wearable device. Still, there is no shortage of options with many companies racing to capture the hot market. It is said that Apple will launch its own iWatch soon, which will be another milestone.

Make sure you choose wisely

However, not all wearable devices are amazing. These watches are unusually large in size to begin with. Second, the prices are too extravagant. The Samsung Galaxy Gear costs as much as the tablet itself. Third, insufficient battery life is an ongoing problem. The more apps, the shorter the battery life of the smart watch.

That’s why you may think you don’t need them. They are a luxury, and an expensive one. However, they are definitely a prized possession for a tech-savvy person and a real novelty thing!

For some people, owning and operating, renting, real estate is a great idea, while for others, this might not be the case! The difference applies not only to the specific property, but also to the personality, attitude, and personal and specific strengths and weaknesses of each individual. Some factors include, of course, financial ones, including necessary, necessary, reserves to purchase a property, starting with the down payment, closing costs, reserves for repairs, upgrades, renovations, and contingencies. Also, some people are better suited to owning a rental property than others, because some don’t want the stresses and strains involved in this type of commitment. With this in mind, this article will attempt to consider, review, and briefly discuss some of the key factors and considerations that one should fully explore, in depth, before taking the jump.

one. Personal Finance: Do you have the necessary funds and will you qualify for any financing that may be required? Obtaining a mortgage on non-owner-occupied property is significantly different from the process, as it pertains to a personal home. In most cases, a larger down payment is required (often 25% down, rather than 20%). Also, the requirements differ, because not only do you have to clearly demonstrate, the same things you do, for a personal loan, you also have to demonstrate that the property is viable, from a financial point of view, and the rents will drive the Cash Flow. It is important to have several reserves, including: a) repairs; b) renewals; c) updates; contingencies, etc.

two. Financial problems of the property: I believe in the 6% rule, which means the net return must be 6%. For example, one factor is cash flow, while the other is overall rate of return or return on investment/ROI. So, if you buy a $500,000 property, put down $125,000, and have a $375,000 home loan, and the rate is 5%, your principal and interest, on a 30-year fixed-rate vehicle, will be approximately $2,000 per month. If property taxes and other escrow items, including insurance, etc., are, say, $12,000 per year or $1,000 per month, your total out-of-pocket, each month, is about $3 ,000. If you estimate, upgrades, repairs, etc., that’s another $12,000 per year ($1,000/month), you should use this figure of $4,000 per month, for your preliminary calculations. Also, base your income on having each unit, vacant/vacant, 2 months out of the year, to proceed conservatively. This means you must charge rent – roll, total, for all units, of at least $4,250 per month. In addition, you must be sure that your net income must generate approximately $32,000 per year.

3. Deal with maintenance issues: Are you comfortable with these challenges and responsibilities?

Four. Dealing with tenants: Are you ready, willing, and able to deal with tenants and collect rents, enforce leases, meet a tenant’s needs, and the personality issues involved?

5. Opportunity costs: How does owning these properties (remember to factor in appreciation, depreciation, profits and net income) compare to other investment vehicles?

Is Owning Rental Properties Right For You? Consider the advantages and obstacles, and proceed wisely.